Fidelity Investment ISA

Make the most of saving for tomorrow by investing in a stocks and shares ISA.

A Fidelity Investment ISA is an easy-to-manage, tax-efficient stocks and shares ISA. It’s a great way to invest your ISA allowance this tax year, and you can start investing in our broad range of investment options in just a few easy steps.

Or transfer an existing ISA to us with our straightforward, free consolidation service.

Open my Investment ISATransfer my ISA

It’s important to keep in mind that the value of investments can fall as well as rise, so you may get back less than you invest. Tax treatment depends on individual circumstances and all tax rules may change in the future.


What is a Stocks and Shares ISA?

A Stock and Shares ISA (or Investment ISA) is a type of savings account that allows you to invest in a wide range of investments. It is a tax efficient way to save.

Who is eligible for a Stocks and Shares ISA?

To be eligible for a Stocks and Shares ISA, you must be:

  • Aged 18 or over
  • UK resident for tax purposes

If you are not a UK resident, you can still be eligible if you are a crown employee, or your spouse or civil partner is.

How many ISAs can I have?

You can hold as many Stocks and Shares ISAs as you like across different providers. However, you can only contribute the current tax year allowance into one stocks and shares ISA with one provider.

How do I transfer an ISA?

You can transfer an ISA to us online. The information you provide will  be used to contact your existing provider to begin the transfer. Find out more about transferring your ISA

How can I pay into a Stocks and Shares ISA?

You can contribute to your ISA on a regular basis depending on your preference (monthly, quarterly, six monthly or annually) or as a lump sum amount. These options will be available to you during your process of application.

Do I have to choose my investments straight away?

No, if you are unsure where to invest, your money will be held as cash in your account until you are ready. If you are unsure where to invest, speak to an authorised financial adviser. Looking for guidance in where to invest? Explore our expert picks

Why choose Fidelity

Video transcript - what is a Stocks and Shares ISA?

So what is a Stocks and Shares ISA? A Stocks and Shares ISA is a flexible, tax efficient account for your investments that comes with a range of tax benefits. Returns are exempt from capital gains tax, there is no tax on any income you receive and you don’t need to declare them on your tax return.

Unlike a Cash ISA, a Stocks and Shares ISA enables you to save your yearly allowance in either cash or stocks and shares, or any combination of the two. With a Stocks and Shares ISA, you can invest your money across a whole range of investment funds such as unit trusts, open ended investment companies and corporate and government bonds.

The great thing about the Stocks and Shares ISA’s is the flexibility they offer. They allow you to hold your money in cash if you are concerned about the market’s prospects or investments when you believe they have more potential and you can move easily between the two.

The current ISA allowance for this tax year is £20,000. Do remember that investments always have risks attached and the value of your Stocks and Shares ISA can go down as well as up, so you may not get back what you invest.

Need help deciding how to invest?

These guidance tools are not a personal recommendation in respect of a particular investment. If you need additional help, please speak to a financial adviser. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.

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