Make sure you have the following information with you:
- Your National Insurance number
- Debit card details (for a single payment)
- Bank or building society details (if you’re planning on setting up a regular savings plan)
Make the most of saving for tomorrow by investing in a stocks and shares ISA.
A Fidelity Investment ISA is an easy-to-manage, tax-efficient stocks and shares ISA. It’s a great way to invest your ISA allowance this tax year, and you can start investing in our broad range of investment options in just a few easy steps.
Or transfer an existing ISA to us with our straightforward, free consolidation service.
It’s important to keep in mind that the value of investments can fall as well as rise, so you may get back less than you invest. Tax treatment depends on individual circumstances and all tax rules may change in the future.
A stocks and shares ISA (or Investment ISA) is an account that allows you to invest in a wide range of investments such as individual shares, exchange traded funds, bonds and investment trusts.
You can invest up to the current ISA annual allowance with the benefit of not needing to pay tax on your investment gains.
You can start a regular savings plan from as little as £50. If you're making a lump sum contribution, you can invest from £1,000.
As a third party, you are allowed to contribute to an ISA for someone else. Using our online application, the individual will have the option to provide your payment details once you have given consent.
The tax benefits of the ISA will no longer continue.
Once probate is granted, your personal representative(s) can distribute your investments to the beneficiary or beneficiaries.
If eligible, your spouse (or civil partner) may be able to claim and use the remaining allowance of your ISA on your death as an additional allowance.
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So what is a Stocks and Shares ISA? A Stocks and Shares ISA is a flexible, tax efficient account for your investments that comes with a range of tax benefits. Returns are exempt from capital gains tax, there is no tax on any income you receive and you don’t need to declare them on your tax return.
Unlike a Cash ISA, a Stocks and Shares ISA enables you to save your yearly allowance in either cash or stocks and shares, or any combination of the two. With a Stocks & Shares ISA, you can invest your money across a whole range of investments – such as shares, unit trusts, open-ended investment companies, exchange-traded funds, exchange-traded commodities and corporate & government bonds.
The great thing about the Stocks and Shares ISA’s is the flexibility they offer. They allow you to hold your money in cash if you are concerned about the market’s prospects or investments when you believe they have more potential and you can move easily between the two.
The current ISA allowance for this tax year is £20,000. Do remember that investments always have risks attached and the value of your Stocks and Shares ISA can go down as well as up, so you may not get back what you invest.
Use our PathFinder planning tool to select a ready-made, diversified fund based on your preferred risk level in just three steps.
Choose from a list of top-rated funds hand-picked by our investment experts.
Explore our full range of investment options to find, filter and select your own combination of investments.
These guidance tools are not a personal recommendation in respect of a particular investment. If you need additional help, please speak to a financial adviser. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.