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Before you invest

Before you make your investment decision you should read the relevant essential documents to help you decide whether an investment is right for you.

General terms for using our services

When you open an account, make an investment or otherwise use our services, we’ll ask you to agree to various terms and conditions. At any point where we need you to confirm that you’ve read and agreed to them, we’ll give you a link to the documents, and you can also find them all here for easy reference.

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Important general documents you should read

These documents are not contracts, but are designed to provide you with important information related to your investment decisions. Some of these are regulatory documents that we have to supply by law, and we’ve written all of them to be as helpful to you as possible.

Doing Business with Fidelity
This document tells you what you need to know before you invest with Fidelity. It is designed to help you make an informed decision about investing, and contains the key features for our Investment Account, SIPP and ISA accounts (including the aims, your commitment, the general risks, the charges, tax considerations and how your investments are administered). You can also find the Client Terms and Conditions at the end of this document.

Doing Business with Fidelity

Anti-money laundering policy
To help us protect you from fraud, and mitigate the risk of financial crime, we need to confirm the identity and residential status of our customers. You can learn more about our anti-money laundering policy and what to do if you need to send us additional information to confirm your identity in this document.

Anti-money laundering guidance

Our cookie policy
Our cookie policy explains the different types of cookies that we use on our websites, and why we use them. It also shows you how to control your cookie settings; remember that because some cookies are necessary, clearing them from your browser may affect your experience when logging in to manage your accounts.

Cookie Policy

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When you’re transferring any investment to Fidelity

Legal terms we’ll ask you to agree to

Fees reimbursement terms and conditions
When you move over £1,000 of investments to Fidelity, we will reimburse the exit/redemption fees charged to you by your former provider, up to a maximum amount of £500 per customer. This document explains the terms under which this reimbursement will apply.

Exit fee terms and conditions

Exit fees terms and conditions

In order to request exit fees re-imbursement you will be required to complete an exit fees re-imbursement form which you can download here, or request over the phone by calling us on 0333 300 3351.

Terms and conditions for re-imbursement of exit fees

This offer does not apply to any investments linked to an Adviser / Intermediary or third party.

Fidelity will reimburse the exit/redemption fees charged to a customer by their former provider/s when they move their investments (minimum of £1,000) to Fidelity, up to a maximum amount of £500 per customer.

An exit fee is an administration charge which is imposed by the former provider and arises directly as a result of processing the transfer or re-registration of the customer’s investments to Fidelity. Fidelity will not reimburse the customer for any loss of investment returns, loss of interest, dealing charges, penalties for transferring investments before their maturity dates or any other charges associated with your transfer or re-registration.

Where a re-registration or transfer is not possible and the customer chooses to sell their investments held through another provider and subsequently make new investment/s (minimum £10,000) through Fidelity, Fidelity will cover any account closure fees charged by the customer’s former provider (excluding any dealing charges) of up to £500 per customer. Fidelity will not cover any bid-offer spreads or any capital gains tax liability arising as a result of these transactions.

Exit and account closure fees reimbursement must be claimed within a 6 month period from date of transfer of the customer’s investments to Fidelity. Exit fees will be reimbursed for transfers and re-registrations and account closure fees will be reimbursed provided the conditions above are met. Products included: ISAs, PEPs, Unit Trusts, OEICs, SICAVs, Fidelity Personal Pension, EBS SIPP and the Fidelity SIPP. Products excluded: ShareNetwork.

To qualify for the reimbursement, the fees from the customer’s former provider must have been triggered as a direct result of the transfer or re-registration to Fidelity, or the closure of an account where the customer has subsequently (within 6 months) invested at least £10,000 through Fidelity. If the customer is transferring investments to more than one provider from their former provider at the same time, Fidelity will only reimburse the fees which are incurred as a result of direct transfer or re-registration to Fidelity. Other fees or charges unconnected with the transfer will not be reimbursed.

The completed Exit Fee Reimbursement Form and documentary evidence of the charge will need to be provided in order for the exit fees to be reimbursed to the customer. To claim the reimbursement of any account closure fees, documentary evidence of the closure fee levied will need to be provided to Fidelity, along with confirmation that a minimum of £10,000 has been invested with Fidelity within 6 months of incurring such closure fee.

The documentary evidence referred to above, must be either a copy of the charge confirmation letter from the former provider or a statement showing the charge being deducted.

Payment will be made to the customer by BACS when a bank mandate is held on the account. Alternatively, payment will be made by cheque.

The assets you move to us as part of this offer, must be held with us for at least 18 months after the completion of the transfer, and must not be linked to an Adviser / Intermediary or third party during this period.

When you’re opening or transferring a pension

Legal terms we’ll ask you to agree to

When opening or transferring a pension, be sure you’re familiar with the following:

Doing Business with Fidelity

The Fidelity SIPP Transfer Factsheet
This factsheet lists some key advantages and disadvantages of transferring a pension to Fidelity. You should read it carefully and obtain financial advice from an authorised financial adviser if you are in any doubt about transferring a pension, because Fidelity Personal Investing only gives information on products and services and does not provide advice.

The Fidelity SIPP Transfer Factsheet

The Fidelity SIPP Tax Relief factsheet
When you invest in a pension the government adds to your contributions; this tax relief is one of the key benefits of pension schemes such as the Fidelity SIPP, and this factsheet explains how this works.

The Fidelity SIPP Tax Relief factsheet

Moving Investments to Fidelity or transferring out
If you are planning to move your investments to Fidelity or are considering moving your investments away from Fidelity to another provider please read the folowing factsheet.

Moving your investments

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When you’re opening an ISA

Legal terms we’ll ask you to agree to

Whether you’re opening an ISA for yourself, or one on behalf of a child, you’ll need to confirm your eligibility.

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Junior ISA Declaration

By signing below I confirm that I have received the relevant Doing Business with Fidelity or Doing Business with Fidelity FundsNetwork Document incorporating the Key Features, the Key Investor Information Document and/or the Key Information Document relating to this investment and Fidelity Client Terms (FCT) which I accept. I also understand that the information I provide on this application form will be processed in accordance with Fidelity’s data protection statement contained in the FCT. The Eligible Child will remain the beneficial owner of this account and I declare that:

I am over 16 years of age and:
- am the Eligible Child; or
- I have parental responsibility and will be the registered contact for the Eligible Child under this application.
As the applicant I apply to open a Junior ISA for an Eligible Child, who does not qualify as an “eligible child” within the meaning of the Child Trust Funds Act 2004.
The Eligible Child:
- (i) is resident and ordinarily resident in the United Kingdom; or
- (ii) has general earnings from overseas Crown employment subject to United Kingdom tax within the meaning given by section 28 of the Income Tax (Earnings and Pensions) Act 2003; or
- (iii) is married to or in a civil partnership with a person in (ii); or
- (iv) is a dependent of a person in (ii).
This application is to open the type of account as indicated.
In respect of a Stocks and Shares Junior ISA account application, I have not and will not subscribe to another Stocks and Shares Junior ISA account in the name of the Eligible Child in this application.
In respect of a Stocks and Shares Junior ISA account application I am not aware of any other a Stocks and Shares Junior ISA account in the name of the Eligible Child in this application.
In respect of a Cash Junior ISA account application, I have not and will not subscribe to another Cash Junior ISA account in the name of the Eligible Child in this application.
In respect of a Cash Junior ISA account application I am not aware of any other a Cash Junior ISA account in the name of the Eligible Child in this application.
As far as I am aware I have not subscribed amounts to this or any other Junior ISA accounts which when aggregated exceed the annual subscription limit for the Eligible Child in this application in the year this application is made.
I will not knowingly exceed the applicable annual Junior ISA subscription limit in this year or any subsequent years.
I authorise Financial Administration Services Limited:
- (i) to hold my cash subscription, Junior ISA investments, interest, dividends and any other ights or proceeds in respect of those investments and any other cash;
- (ii) to make on my behalf any claims to relief from tax in respect of ISA investments.
The information given by me is correct to the best of my knowledge, and I will inform Fidelity immediately of any changes to the information contained therein.

A summary of Fidelity’s Best Execution Policy can be found in Appendix 1 to the Fidelity Client Terms. By signing below you will be taken to have given your consent to the Policy, and, where appropriate your prior express consent to our executing orders outside a regulated market or multilateral trading facility.

When you’re investing in an open-ended investment company

Legal terms we’ll ask you to agree to

The SICAV declaration
The SICAV disclosure is something we ask you to agree to when you invest in a particular type of open-ended investment company established in Luxembourg as a société d'investissement à capital variable (SICAV) or one of its sub-funds.

The SICAV declaration

SICAV Declaration

Part (1)

Declaration

I/We understand that the information I/we provide on this application will be processed in accordance with Fidelity's data protection statement contained in the Fidelity Client Terms.

I/We declare that:

I/We understand that this application is subject to the Fidelity Client terms and conditions of [Fidelity Funds and Fidelity Funds II] as set out in its Articles of Incorporation and the current Prospectus.
I/We acknowledge that I/we have been offered, free of charge, the latest Prospectus and accompanying financial reports.
I/We acknowledge that I am/we are contracting with the General Distributor as a principal through its distributors (see note (iv) below). Monies held by the General Distributor, if due to the client, are not held as client money and therefore not afforded the protection of the Financial Conduct Authority's client money rules.
I/We acknowledge that full title of shares will only pass once monies are paid to the General Distributor in accordance with this application and therefore any monies held by the distributors before this point will be treated as client money and afforded the protection of the Financial Conduct Authority's client asset rules.
Individuals: I/We declare that I am/we are not resident in the United States of America and that I am/we are not holding and will not hold shares in the Funds for or on behalf of (an)individual(s) so resident.
I/We understand that all telephone lines to Fidelity are recorded.

Part (2)

Notes:

All joint holders must sign. A Corporation must affix its common seal and/or sign under the hand of the duly authorised official.
Financial Administration Services Limited acts as Agent of the General Distributor, FIL Distributors.
The right is reserved to ask investors for proof of identification.
All investors contract with the General Distributor (FIL Distributors, Bermuda) as principal in the purchase and sale of shares as explained in the current prospectus. The distributor acts as agent of the General Distributor in processing applications. Investors completing this application form apply through Financial Administration Services Limited, a distributor for [Fidelity Funds and Fidelity Funds II]. The payment for shares to the distributor fulfils the investor's obligation to Fidelity.
The right is reserved to reject any application.

[Fidelity Funds and Fidelity Funds II] are open-ended investment companies incorporated under the laws of the Grand Duchy of Luxembourg as a societé d'investissement à capital variable. For all transactions you will deal with Financial Administration Services Limited (registered in England and Wales, Company No. 1629709). Please note that for all dividend payments, FIL Investments International (Company No. 1448245), has been appointed as paying agent, within the meaning of the EU Directive on the Taxation of Savings. Both companies are authorised and regulated in the UK by the Financial Conduct Authority, and the registered office for both is Beech Gate, Millfield Lane, Lower Kingswood, Tadworth, Surrey KT20 6RP. Shares in [Fidelity Funds and Fidelity Funds II] will normally be issued in registered account form, and confirmation of entry on the Register of Shareholders will be sent to you.

When you’re buying any fund

Important documents you should read

Before investing in a fund you should be sure you understand the following

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Dealing times

Important information you should read

Buying and selling times
You can buy and sell online quickly and easily, 24 hours a day. You can also buy and sell over the phone. When investing in funds, deals are placed at the next available dealing point. For most products, this will be on the day we receive the instruction as long as it arrives before the dealing cut off time (for further details, see Pricing times). Investment instructions received in the post are usually placed within 24 hours of their receipt.

Switching times
Switch transaction will normally be processed within the course of two consecutive days. Please note you will be out of the market during this time.

Pricing times
Most funds are priced at 12 noon and the dealing cut-off is 11am, however, there are a number of exceptions. Certain funds, due to the market they are investing in, do not price until the day after the dealing cut-off. Where instructions are received in the 10 minute period after the cut off time, the instruction may be included in that day’s pricing otherwise the instruction will be included in the next available pricing. For fund specific details, please refer to the tables below. Any funds which have an 11am cut-off are not listed here.

Price changes
As the value of the fund can move up or down this affects the price of each unit or share. The price may also take into account trading costs.

Please note that in the event of a fund pricing more frequently than once a day, we will only use the provider’s main valuation point.

Early cut off times
We may apply an early cut-off time on certain public holidays or days on which markets close early such as Christmas Eve and New Year’s Eve, where this is imposed by fund managers or the brokers we use for trading.

Any deals received after a revised cut-off will receive the price achieved at the next available dealing point.

Offshore funds
Offshore funds are not dealt on a UK Bank Holiday. However, online dealing of Fidelity offshore funds, as long as the instruction to deal is in good order, will be priced and placed on a UK Bank Holiday. All other deals will be placed on the next working day. Additional public holidays in a fund’s country of registration may affect your ability to place deals on those days.

Our Fidelity Funds SICAV funds are only closed on Christmas Day & New Year's Day - we price on every other day, including Luxembourg & UK Bank Holidays. All other deals will be placed on the next working day. Additional public holidays in a fund’s country of registration may affect your ability to place deals on those days.

Fidelity SIPP
Buy and sell instructions are usually placed within 24 hours of receipt but may take up to two business days. Paper switch instructions received by 5pm on any business day will be dealt by 9.45am the following business day. Deal placement is dependant on the request being in good order and cleared funds being available. Once a cash deposit has cleared deals will be placed at the next available dealing point.

12pm cut off

Fund Name	Dealing same day	Dealing day after fund cut-off
Goldman Sachs Europe CORE Equity Portfolio R Inc GBP	Y
Goldman Sachs Global CORE Equity Portfolio R Inc	Y
GS Emerging Market Debt Blend Portfolio R Shares (GBP-Partially Hedged)	Y
GS Emerging Markets Equity Portfolio R (GBP)	Y
GS Global Absolute Return Portfolio R Shares (GBP-Hedged)	Y
GS Global Equity Partners Portfolio R (GBP)	Y
GS Global Fixed Income Plus Portfolio (Hedged) R (GBP-Hedged)	Y
GS Global Strategic Macro Bond Portfolio R Shares (GBP Hedged)	Y
GS India Equity Portfolio R (GBP)	Y
GS Japan Equity Partners Portfolio R Shares (GBP-Hedged)	Y
GS Japan Equity Portfolio R (Snap) (GBP)	Y
GS Sterling Broad Fixed Income Plus Fund R	Y

1pm cut off

This section was last updated on 11 October 2021.

Fund Name	Dealing same day	Dealing day after fund cut-off
Barclays Wealth Global Markets 1 CL B Acc	Y
Barclays Wealth Global Markets 1 R Accumulation	Y
Barclays Wealth Global Markets 1 R Distribution	Y
Barclays Wealth Global Markets 2 CL B Acc	Y
Barclays Wealth Global Markets 2 R Accumulation	Y
Barclays Wealth Global Markets 2 R Distribution	Y
Barclays Wealth Global Markets 3 CL B Acc	Y
Barclays Wealth Global Markets 3 R Accumulation	Y
Barclays Wealth Global Markets 3 R Distribution	Y
Barclays Wealth Global Markets 4 CL B Acc	Y
Barclays Wealth Global Markets 4 R Accumulation	Y
Barclays Wealth Global Markets 5 CL B Acc	Y
Barclays Wealth Global Markets 5 R Accumulation	Y
Carmignac Portfolio Grande Europe W GBP Acc	Y
Carmignac Portfolio Euro-Entrepreneurs W GBP Acc Hdg	Y
Carmignac Portfolio Investissement F GBP Acc	Y
Carmignac Portfolio Investissement F GBP Acc Hdg	Y
Carmignac Portfolio Long-Short European Equities F GBP Acc Hdg	Y
Carmignac Portfolio Patrimoine F GBP Acc	Y
Carmignac Portfolio Patrimoine F GBP Acc Hdg	Y
Carmignac Portfolio Securite F GBP Acc Hdg	Y
DMS Latitude Horizon GBP Acc		Y
DMS Latitude Horizon GBP Inc		Y
Nordea 1 - Emerging Consumer Fund BC GBP	Y
Nordea 1 - Global Climate and Environment Fund BC GBP	Y
Nordea 1 - North American All Cap Fund BC GBP	Y
Nordea 1 - Stable Emerging Market Fund BC GBP	Y
Nordea 1 - Stable Return Fund - HBC GBP	Y
Nordea 1 - Stable Return Fund BC GBP	Y
Nordea 1- Emerging Stars Equity Fund BC GBP	Y
Nordea 1- Nordic Equity Fund BC GBP	Y
Nordea-1 GBP Diversified Return Fund BC GBP	Y
OGM Oasis Crescent Gl Short Term Income F Acc	Y
OGM Oasis Crescent Gl Short Term Income F Inc	Y
OGM Oasis Crescent Global Equity F Acc	Y
OGM Oasis Crescent Global Equity F Inc	Y
OGM Oasis Crescent Global Income F Acc	Y
OGM Oasis Crescent Global Income F Inc	Y
OGM Oasis Crescent Global Low Equity F Acc	Y
OGM Oasis Crescent Global Low Equity F Inc	Y
OGM Oasis Crescent Global Medium Equity F Acc	Y
OGM Oasis Crescent Global Medium Equity F Inc	Y
OGM Oasis Crescent Global Property Eqty F Acc	Y
OGM Oasis Crescent Global Property Eqty F Inc	Y
OGM Oasis Crescent Variable F Acc	Y
OGM Oasis Crescent Variable F Inc	Y
Pictet Emerging Local Curr Debt I dy GBP	Y
Pictet Emerging Local Currency Debt P Inc	Y
Pictet Total Return Atlas Fund I GBP	Y
Polen Capital Focus U.S. Growth Fund	Y
Polen Capital Focus U.S. Growth Fund Hedged	Y
Polar Capital Biotechnology I GBP	Y
Polar Capital Biotechnology I Income Hedged	Y
Polar Capital Emerging Market Inc I GBP Acc	Y
Polar Capital Emerging Market Inc I GBP Inc	Y
Polar Capital Emrging Market Stars I Acc	Y
Polar Capital European (ex UK) Income I GBP Acc	Y
Polar Capital European (ex UK) Income I GBP Inc	Y
Polar Capital Financial Opportunities I GBP Acc	Y
Polar Capital Financial Opportunities I GBP Inc	Y
Polar Capital Global Convertible I GBP Acc	Y
Polar Capital Global Convertible I GBP Inc	Y
Polar Capital Global Insurance I GBP Acc	Y
Polar Capital Global Insurance I GBP Inc	Y
Polar Capital Global Technology I GBP	Y
Polar Capital Healthcare Bluechip Class I GBP Accumulation Shares	Y
Polar Capital Healthcare Bluechip Class I GBP Distribution Shares	Y
Polar Capital Income Opportunities B1 I GBP Inc	Y
Polar Capital Income Opportunities B2 I GBP Acc	Y
Polar Capital North American I GBP	Y
Polar Capital North American I Hedged GBP	Y
Robeco Emerging Stars Equities F Acc	Y
Robeco Emerging Stars Equities IL Acc	Y
Robeco Global Consumer Trends Equities F Acc	Y
Robeco Global Credits F Acc	Y
Robeco Global Credits IBH Inc	Y
Robeco Global Credits IH Acc	Y
RobecoSAM Global Gender Equality Impact Equities IE GBP Inc	Y
Robeco QI European Conservative Eq C Inc		Y
Sanlam Global High Quality I Acc		Y
Sanlam Global High Quality I Inc		Y
SEI Global Multi-Asset Income Fund (GBP-Hedged) Sterling Wealth A Distributing	Y
Thornbridge Nutshell Gl Eq UCITS Ins Acc	Y
Thornbridge Nutshell Gl Eq UCITS Ins Acc	Y
Threadneedle (Lux) - Credit Opportunities 8GH GBP	Y
Threadneedle (Lux) - European Corporate Bond 3G GBP	Y
Threadneedle (Lux) - European High Yield Bond 3G GBP	Y
Threadneedle (Lux) – Pan European ESG Equities 3G GBP	Y
Threadneedle (Lux) - Pan European Smaller Companies 3G GBP	Y
UBS Global Emerging Markets Equity Fund C Acc	Y
Vanguard FTSE U.K. All Share Index Unit Trust GBP Acc	Y
Vanguard FTSE U.K. All Share Index Unit Trust GBP Inc	Y
Vanguard U.S. Government Bond Index Fund Investor GBP Hedged	Y
Vanguard U.S. Government Bond Index Fund Investor GBP Income Shares	Y
Vanguard US Government Bond Index Fund Acc	Y
Vontobel Fund - TwentyFour Absolute Return Credit Fund AQN GBP	Y
Vontobel Fund - TwentyFour Absolute Return Credit Fund N GBP	Y
Vontobel Fund - TwentyFour Strategic Income Fund AQN GBP	Y
Vontobel Fund - TwentyFour Strategic Income Fund N GBP	Y
Vontobel Fund - US Equity G GBP Acc	Y

2pm cut off

This section was last updated on 11 October 2021.

Fund Name	Dealing same day	Dealing day after fund cut-off
Brown Advisory Global Leaders Fund Sterling Class B Accumulation	Y
Brown Advisory Global Leaders Fund Sterling Class B Inc	Y
Brown Advisory Latin American Fund Sterling Class B Inc	Y
Brown Advisory US Mid-Cap Growth Fund Sterling Class B Acc	Y
Brown Advisory US Smaller Companies Fund Sterling Class B Dis	Y
Brown Advisory US Sustainable Growth Fund Sterling Class B Inc	Y
Courtiers Total Return Balanced Risk Fund Acc	Y
Courtiers Total Return Cautious Risk Fund Acc	Y
Courtiers Total Return Growth Fund Acc	Y
Em Mkt Ttl Rtn Dbt W-ACC GBP (GBP/USD H)	Y
Fidelity Funds - America Fund A-GBP	Y
Fidelity Funds - America Fund W-ACC-GBP	Y
Fidelity Funds - America Fund W-ACC-GBP (hedged)	Y
Fidelity Funds - American Growth Fund W-ACC-GBP	Y
Fidelity Funds - American Growth Fund W-ACC-GBP (hedged)	Y
Fidelity Funds - Emerging Europe, Middle East and Africa Fund A-GBP	Y
Fidelity Funds - Emerging Market Debt Fund W-ACC-GBP	Y
Fidelity Funds - Emerging Market Total Return Debt Fund W-ACC-GBP (GBP/USD hedged)	Y
Fidelity Funds - Emerging Markets Focus Fund W-GBP	Y
Fidelity Funds - Emerging Markets Fund A-GBP	Y
Fidelity Funds - Emerging Markets Fund W-ACC-GBP	Y
Fidelity Funds - Emerging Markets Fund W-GBP	Y
Fidelity Funds - Emerging Markets Inflation-Linked Bond Fund Y-GBP	Y
Fidelity Funds - Euro Blue Chip Fund W-ACC-GBP	Y
Fidelity Funds - Euro Corporate Bond Fund Y-QDIST-GBP (hedged)	Y
Fidelity Funds - European Dividend Fund W-GBP	Y
Fidelity Funds - European Dynamic Growth Fund W-ACC-GBP	Y
Fidelity Funds - European Growth Fund W-ACC-GBP	Y
Fidelity Funds - European High Yield Fund Y-ACC-GBP (hedged)	Y
Fidelity Funds - Flexible Bond Fund A-ACC-GBP	Y
Fidelity Funds - Flexible Bond Fund A-GBP	Y
Fidelity Funds - Flexible Bond Fund Y-GBP	Y
Fidelity Funds - Global Communications Fund W-ACC-GBP	Y
Fidelity Funds - Global Consumer Industries Fund A-GBP	Y
Fidelity Funds - Global Consumer Industries Fund W-ACC-GBP	Y
Fidelity Funds - Global Demographics Fund Y-ACC-GBP	Y
Fidelity Funds - Global Dividend Fund W-ACC-GBP	Y
Fidelity Funds - Global Dividend Fund W-QINCOME(G)-GBP	Y
Fidelity Funds - Global Dividend Fund W-QINCOME(G)-GBP (hedged)	Y
Fidelity Funds - Global Financial Services Fund A-GBP	Y
Fidelity Funds - Global Financial Services Fund W-ACC-GBP	Y
Fidelity Funds - Global Focus Fund A-GBP	Y
Fidelity Funds - Global Focus Fund W-ACC-GBP	Y
Fidelity Funds - Global Health Care Fund A-GBP	Y
Fidelity Funds - Global Healthcare Fund W-ACC-GBP	Y
Fidelity Funds - Global Industrials Fund A-GBP	Y
Fidelity Funds - Global Industrials Fund W-ACC-GBP	Y
Fidelity Funds - Global Inflation-linked Bond Fund A-GBP (hedged)	Y
Fidelity Funds - Global Inflation-linked Bond Fund Y-GBP (hedged)	Y
Fidelity Funds - Global Infrastructure Fund A-GBP	Y
Fidelity Funds - Global Infrastructure Fund W-ACC-GBP	Y
Fidelity Funds - Global Low Volatility Equity Fund I-ACC-GBP	Y
Fidelity Funds - Global Low Volatility Equity Fund I-GBP	Y
Fidelity Funds - Global Low Volatility Equity Fund W-GBP	Y
Fidelity Funds - Global Multi Asset Income Fund I-GMDIST-GBP	Y
Fidelity Funds - Global Multi Asset Income Fund Y-MINCOME(G)-GBP (GBP/USD hedged)	Y
Fidelity Funds - Global Multi Asset Tactical Moderate Fund W-ACC-GBP	Y
Fidelity Funds - Global Property Fund A-GBP	Y
Fidelity Funds - Global Property Fund W-ACC-GBP	Y
Fidelity Funds - Global Technology Fund A-GBP	Y
Fidelity Funds - Global Technology Fund W-ACC-GBP	Y
Fidelity Funds - International Fund W-ACC-GBP	Y
Fidelity Funds - Latin America Fund A-GBP	Y
Fidelity Funds - Latin America Fund W-ACC-GBP	Y
Fidelity Funds - Sustainable Reduced Carbon Bond Fund W-GBP (hedged)	Y
Fidelity Funds - Sustainable Water & Waste W-ACC-GBP	Y
Fidelity Funds - Sustainable Water & Waste W-GBP	Y
Fidelity Funds - United Kingdom Fund A-GBP	Y
Fidelity Funds - United Kingdom Fund Y-ACC-GBP	Y
Fidelity Funds - US High Yield Fund A-GBP	Y
Fidelity Funds - US High Yield Fund W-ACC-GBP	Y
Guinness Asian Equity Income Fund class X GBP Acc	Y
Guinness Asian Equity Income Fund class X GBP Dist	Y
Guinness Asian Equity Income Fund class Y GBP Acc	Y
Guinness Asian Equity Income Fund class Y GBP Dist	Y
Guinness Best of China Fund class Y GBP Acc	Y
Guinness Emerging Markets Equity Income Fund class Y GBP Acc	Y
Guinness Emerging Markets Equity Income Fund class Y GBP Dist	Y
Guinness European Equity Income Fund class X GBP Acc	Y
Guinness European Equity Income Fund class X GBP Dist	Y
Guinness European Equity Income Y ACC	Y
Guinness European Equity Income Y INC	Y
Guinness Global Energy Fund class Y GBP Acc	Y
Guinness Global Equity Fund class X GBP Acc	Y
Guinness Global Equity Income Fund class Y GBP Acc	Y
Guinness Global Equity Income Fund class Y GBP Dist	Y
Guinness Global Innovators Fund class Y GBP Acc	Y
Guinness Global Money Managers Fund class Y GBP Acc	Y
Guinness Sustainable Energy Y Acc	Y
Guinness Sustainable Energy Class Y Acc	Y
Guinness US Equity Fund class X GBP Acc	Y
Lazard Emerging Mrkts Eqty Advntge C Acc	Y
Lazard Emerging Markets Equity Advantage Fund C Acc GBP	Y
Lazard Global Equity Franchise Fund C Acc	Y
Lazard Global Listed Infrastructure Equity Fund Inst Acc	Y
Lazard Global Listed Infrastructure Equity Fund Inst Dis	Y
Lazard US Equity Concentrated Fund C Acc	Y
Lazard US Equity Concentrated Fund C Acc GBP	Y
L&G Future World Climate Change Equity Factors Index Fund I Acc	Y
L&G Future World ESG Dvlped Indx I Inc	Y
L&G Global Infrastructure Index Fund I Acc	Y
L&G Global Infrastructure Index Fund I Dist	Y
L&G Mixed Investment 40-85% (M) - Acc	Y
L&G Mixed Investment 40-85% (M) - Inc	Y
Legal & General Dynamic Bond Fund (I) - Acc	Y
Legal & General Dynamic Bond Fund (I) - Inc	Y
Legal & General Future World Climate Change Equity Factors Index Fund (I) - Distribution	Y
Legal & General Future World Multi-Index 3 Fund I Income	Y
Legal & General Future World Multi-Index 4 Fund I Accumulation	Y
Legal & General Future World Multi-Index 4 Fund I Distribution	Y
Legal & General Future World Multi-Index 5 Fund I Accumulation	Y
Legal & General Future World Multi-Index 5 Fund I Distribution	Y
Legal & General Gbal 100 Index Tst R Acc	Y
Legal & General Gbal 100 Index Tst R Inc	Y
Legal & General Gbl Tech Index Tst R Acc	Y
Legal & General Glb Hlth&Pharm Ind R Acc	Y
Legal & General Global 100 Index Trust (I) - Acc	Y
Legal & General Global 100 Index Trust (I) - Inc	Y
Legal & General Global Equity Index I Acc	Y
Legal & General Global Equity Index I Inc	Y
Legal & General Global Health & Pharmaceuticals Index Trust (I) - Acc	Y
Legal & General Global Health & Pharmaceuticals Index Trust (I) - Inc	Y
Legal & General Global Inflation Linked Bond Index Fund (I) - Accumulation	Y
Legal & General Global Inflation Linked Bond Index Fund (I) - Distribution	Y
Legal & General Global Real Estate Dividend Index Class I Income (GBP)	Y
Legal & General Global Real Estate Dividend Index Fund (I) - Accumulation	Y
Legal & General Global Technology Index Trust (I) - Acc	Y
Legal & General International Index Trust (I) - Acc	Y
Legal & General International Index Trust (I) - Inc	Y
Legal & General Interntl Index Tst R Acc	Y
Legal & General Interntl Index Tst R Inc	Y
Legal & General Mixed Investment 0-35% Fund I Acc	Y
Legal & General Mixed Investment 0-35% Fund I Inc	Y
Legal & General Mixed Investment 20-60% Fund (I) - Accumulation	Y
Legal & General Mixed Investment 20-60% Fund (I) - Distribution	Y
Legal & General Mixed Investment 40-85% Fund (I) - Accumulation	Y
Legal & General Mixed Investment 40-85% Fund (I) - Distribution	Y
Legal & General Multi-Asset Target Return Fund (I) - Accumulation	Y
Legal & General Multi-Asset Target Return Fund (I) - Income	Y
Legal & General Multi-Index 3 C Acc (Restricted Fund)	Y
Legal & General Multi-Index 3 Fund Acc	Y
Legal & General Multi-Index 3 Fund Inc	Y
Legal & General Multi-Index 4 Fund Acc	Y
Legal & General Multi-Index 4 Fund Inc	Y
Legal & General Multi-Index 5 Fund Acc	Y
Legal & General Multi-Index 5 Fund Inc	Y
Legal & General Multi-Index 6 Fund Acc	Y
Legal & General Multi-Index 6 Fund Inc	Y
Legal & General Multi-Index 7 Fund Acc	Y
Legal & General Multi-Index 7 Fund Inc	Y
Legal & General Multi-Index Income 4 Fund I Acc	Y
Legal & General Multi-Index Income 4 Fund I Inc	Y
Legal & General Multi-Index Income 5 Fund I Acc	Y
Legal & General Multi-Index Income 5 Fund I Inc	Y
Legal & General Multi-Index Income 6 Fund I Acc	Y
Legal & General Multi-Index Income 6 Fund I Inc	Y
Legal & General US Index Trust (I) - Acc	Y
Legal & General US Index Trust (I) - Inc	Y
Legal & General US Index Trust R Acc	Y
Legal & General US Index Trust R Inc	Y
Legal & General MSCI World Socially Responsible Investment (SRI) Index (I)- Acc	Y
Legal & General MSCI World Socially Responsible Investment (SRI) Index (I) - Inc	Y
Legal & General MSCI World Socially Responsible Investment (SRI) Index R Acc	Y
Legal & General MSCI World Socially Responsible Investment (SRI) Index R Inc	Y
L&G Future World ESG Develop Index I Acc	Y
L&G Future World Sustainable Opprs I Acc	Y
L&G Future World Sustainable Opprs I Inc	Y
L&G Mixed Investment 0-20% I Acc	Y
L&G Mixed Investment 0-20% I Inc	Y
L&G Mixed Investment Income 0-35% I Acc	Y
L&G Mixed Investment Income 0-35% I Inc	Y
L&G Mixed Investment Income 20-60% I Acc	Y
L&G Mixed Investment Income 20-60% I Inc	Y
Merian UK Smaller Comp Focus R GBP Inc	Y
Neuberger Berman EMD Hard Currency P Acc	Y
Neuberger Berman Emerging Market Debt Blend Fund GBP P Accumulating Class	Y
Neuberger Berman Emerging Market Debt Blend Fund GBP P Accumulating Class - Unhedged	Y
Neuberger Berman Uncorrelated Strategies Fund Share class P GBP Acc	Y
Polar Capital Automation & Artificial Intelligence Fund I GBP Acc	Y
UBS Global Allocation Fund (UK) Class C Acc	Y
UBS S&P 500 Index Fund Class C Inc	Y
UBS S&P 500 Index Fund, class C Acc	Y

3pm cut off

This section was last updated on 11 October 2021.

Fund Name	Dealing same day	Dealing day after fund cut-off
Davy Defensive Equity Income Fund H Acc		Y
Davy Defensive Equity Income Fund H Dist		Y
Davy Discovery Equity Fund M Acc		Y
Davy Discovery Equity Fund Q Dist		Y
Davy Ethical Equity Fund U Acc		Y
Davy Ethical Equity Fund V Dist		Y
Davy Global Brands Equity Fund M Acc		Y
Davy Global Brands Equity Fund R Dist		Y
Davy Global Equity Income Fund U Acc		Y
Davy Global Equity Income Fund V Dis		Y
Davy UK GPS Balanced Growth Fund A Acc		Y
Davy UK GPS Balanced Growth Fund A Dist		Y
Davy UK GPS Cautious Growth Fund A Acc		Y
Davy UK GPS Cautious Growth Fund A Dist		Y
Davy UK GPS Defensive Growth Fund A Accumulating		Y
Davy UK GPS Defensive Growth Fund A distributing		Y
Davy UK GPS Long Term Growth Fund A Acc		Y
Davy UK GPS Long Term Growth Fund A Dist		Y
Janus Henderson Multi-Manager Active Fund A Acc	Y
Janus Henderson Multi-Manager Active Fund I Acc	Y
Janus Henderson Multi-Manager Managed Fund A Acc	Y
Janus Henderson Multi-Manager Managed Fund A Inc	Y
Janus Henderson Multi-Manager Managed Fund B Acc	Y
Janus Henderson Multi-Manager Managed Fund B Inc	Y
Janus Henderson Multi-Manager Managed Fund Y Acc	Y
Janus Henderson Multi-Manager Managed I Acc	Y
Majedie Asset Management US Equity Fund Class Z GBP Accumulation	Y
Maple-Brown Abbott Asia Pacific ex-Japan Fund - Institutional Sterling		Y
Maple-Brown Abbott Global Infrastructure Fund Institutional Sterling		Y
MI TwentyFour AM Asset Backed Income Fund A Income Gross shares	Y
MI TwentyFour AM Dynamic Bond Fund I Acc shares	Y
MI TwentyFour AM Dynamic Bond Fund I Income shares	Y
MI TwentyFour AM Focus Bond Fund A Income Gross shares	Y
MI TwentyFour AM Monument Bond Fund I Accumulation shares	Y
MI TwentyFour AM Monument Bond Fund I Income shares	Y
MI TwentyFour Core Corporate Bond Fund A GBP Income Gross	Y
Muzinich Bondyield ESG Fund Hedged GBP Income S Units	Y
Muzinich Enhancedyield Short-Term Fund Hedged GBP Accumulation A	Y
Muzinich Global Tactical Credit Fund GBP Accumulation H	Y
Muzinich Global Tactical Credit Fund GBP Income H	Y
Muzinich Global Tactical Credit GBP Inc S (Restricted Fund)	Y
PIMCO GIS Capital Securities Fund Institutional GBP Hedged Acc	Y
PIMCO GIS Climate Bond Fund Institutional GBP (Hedged) Accumulation	Y
Pimco GIS Global Bond Institutional GBP (Hedged) Accumulation	Y
PIMCO GIS Global Investment Grade Credit Inst GBP Hgd (Acc)	Y
PIMCO GIS Global Libor Plus Bond Fund Institutional GBP (Hedged) Accumulation	Y
Pimco GIS US Investment Grade Corporate Bond Institutional Inc	Y
PIMCO GIS Global Real Return Fund Institutional GBP Hedged Acc	Y
PIMCO GIS Income Fund Institutional GBP (Hedged) Accumulation	Y
PIMCO GIS Low Duration Gbl Inv Grd Credit Inst GBP Hgd (Acc)	Y
PIMCO GIS Mortgage Opportunities Fund Institutional GBP (Hedged) Accumulation	Y
Pimco Global Low Duration Real Return Fund Institutional GBP (Hedged) Accumulation	Y
PIMCO UK Income Bond Fund R Class Income	Y
PIMCO GIS Global Investment Grade Credit ESG Fund Institutional GBP (Hedged) Accumulation	Y
PIMCO GIS Global Libor Plus Bond Fund Institutional GBP (Hedged) Income	Y
PIMCO GIS Global High Yield Bond Fund Institutional GBP (Hedged) Income	Y
Polar Capital Global Technology I Hdg In	Y
Schroder Global Equity Fund Z Accumulation	Y
Schroder Global Equity Fund Z Distribution	Y
Schroder Global Sustainable Value Equity Fund Z Accumulation GBP	Y
TwentyFour Corporate Bond GBP Acc	Y
TwentyFour Corporate Bond GPB Inc	Y
Vanguard Emerging Markets Stock Index Fund GBP Acc		Y
Vanguard Emerging Markets Stock Index Fund GBP Dist		Y
Vanguard ESG Emerging Markets All Cap Equity Index Fund GBP Inc		Y
Vanguard ESG Emerging Markets All Cap Equity Index GBP Acc		Y
Vanguard Global Small-Cap Index Fund GBP Acc		Y
Vanguard Global Small-Cap Index Fund GBP Dist		Y
Vanguard Japan Government Bond Index Fund GBP Hedged Acc		Y
Vanguard Japan Stock Index Fund GBP Acc		Y
Vanguard Japan Stock Index Fund GBP Dist		Y
Vanguard LifeStrategy 100% Equity Acc		Y
Vanguard LifeStrategy 100% Equity Inc		Y
Vanguard LifeStrategy 20 % Equity Fund GBP Gross Accumulation		Y
Vanguard LifeStrategy 20 % Equity Fund GBP Gross Income		Y
Vanguard LifeStrategy 40% Equity Acc		Y
Vanguard LifeStrategy 40% Equity Inc		Y
Vanguard LifeStrategy 60% Equity Acc		Y
Vanguard LifeStrategy 60% Equity Inc		Y
Vanguard LifeStrategy 80% Equity Acc		Y
Vanguard LifeStrategy 80% Equity Inc		Y
Vanguard Pacific ex-Japan Stock Index Fund GBP Acc		Y
Vanguard Pacific ex-Japan Stock Index Fund GBP Dist		Y
Vanguard SRI European Stock Fund GBP Acc		Y
Vanguard SRI European Stock Fund GBP Dist		Y
Vanguard SRI Global Stock Fund GBP Acc		Y
Vanguard SRI Global Stock Fund GBP Dist		Y
Vanguard Target Retirement 2015 Fund Acc		Y
Vanguard Target Retirement 2020 Fund Acc		Y
Vanguard Target Retirement 2025 Fund Acc		Y
Vanguard Target Retirement 2030 Fund Acc		Y
Vanguard Target Retirement 2035 Fund Acc		Y
Vanguard Target Retirement 2040 Fund Acc		Y
Vanguard Target Retirement 2045 Fund Acc		Y
Vanguard Target Retirement 2050 Fund Acc		Y
Vanguard Target Retirement 2055 Fund Acc		Y
Vanguard US Fundamental Fund Inc	Y
Vermeer Global Fund Class C GBP		Y

4pm cut off

This section was last updated on 11 October 2021.

Fund Name	Dealing same day	Dealing day after fund cut-off
AB American Growth Portfolio I GBP	Y
Acumen Capital Protection Ptflo SC A GBP		Y
Acumen ESG Protection A GBP Acc		Y
Acumen Income Protection Portfolio Share Class A GBP		Y
Aegon Absolute Return Bond C (Acc) GBP		Y
Aegon Global Equity Income C GBP Inc		Y
Aegon Global Equity Income Fund class B Acc		Y
Aegon Global Equity Market Neutral Fund C GBP Acc		Y
Aegon Global Sustainable Equity Fund B Acc		Y
Aegon Global Sustainable Equity Fund GBP C Acc (Restricted Fund)		Y
Aegon Investment Grade Global Bond B Acc GBP		Y
ARCTIME Comm Long Inc Feeder I Net Acc		Y
ARCTIME Comm Long Inc Feeder I Net Inc		Y
ARCTIME Comm Long Income PAIF A Grs Acc		Y
ARCTIME Comm Long Income PAIF A Grs Inc		Y
ARC TIME UK Infrastructure Income Fund Acc		Y
ARC TIME UK Infrastructure Income Fund Inc		Y
ARCTIME Soc Lg Inc Feeder Trust I Nt Acc		Y
ARCTIME Soc Lg Inc Feeder Trust I Nt Inc		Y
ARCTIME Socl Lg Inc PAIF Class A Grs Acc		Y
ARCTIME Socl Lg Inc PAIF Class A Grs Inc		Y
Aviva Investors Multi-Manager 20-60% Shares Fund SC 2 Acc		Y
Aviva Investors Multi-Manager 20-60% Shares Fund SC 2 Inc		Y
Aviva Investors Multi-Manager 20-60% Shares Fund SC1		Y
Aviva Investors Multi-Manager 40-85% Shares Fund SC 2 Acc		Y
Aviva Investors Multi-Manager 40-85% Shares Fund SC 2 Inc		Y
Aviva Investors Multi-Manager 40-85% Shares Fund SC1		Y
Aviva Investors Multi-Manager Flexible Fund SC 2 Acc		Y
Aviva Investors Multi-Manager Flexible Fund SC1		Y
Aviva Investors UK Index Tracking Fund SC 2 Inc	Y
Aviva Investors UK Index Tracking Fund SC1	Y
Baillie Gifford Active Gilt Investment Acc		Y
Baillie Gifford Active Gilt Investment B Acc		Y
Baillie Gifford Active Gilt Investment B Inc		Y
Baillie Gifford American A Acc		Y
Baillie Gifford American B Acc		Y
Baillie Gifford American B Inc		Y
Baillie Gifford British Smaller Companies A Acc		Y
Baillie Gifford British Smaller Companies B Acc		Y
Baillie Gifford British Smaller Companies B Inc		Y
Baillie Gifford China Fund B Acc		Y
Baillie Gifford China Fund B Inc		Y
Baillie Gifford Developed Asia Pacific B Acc		Y
Baillie Gifford Emerging Markets Bond B Inc		Y
Baillie Gifford Emerging Markets Growth A Acc		Y
Baillie Gifford Emerging Markets Growth B Acc		Y
Baillie Gifford Emerging Markets Growth Fund B Income		Y
Baillie Gifford Emerging Markets Leading Companies B Acc		Y
Baillie Gifford Emerging Markets Leading Companies B Inc		Y
Baillie Gifford European A Acc		Y
Baillie Gifford European B Acc		Y
Baillie Gifford European B Inc		Y
Baillie Gifford Global Alpha Growth Fund B Acc		Y
Baillie Gifford Global Alpha Growth Fund B Inc		Y
Baillie Gifford Global Discovery A Acc		Y
Baillie Gifford Global Discovery Fund B Acc		Y
Baillie Gifford Global Discovery Fund B Inc		Y
Baillie Gifford Global Income Growth Fund A Inc		Y
Baillie Gifford Global Income Growth Fund B Acc		Y
Baillie Gifford Global Income Growth Fund B Inc		Y
Baillie Gifford Global Stewardship Fund B Accumulation		Y
Baillie Gifford High Yield Bond A Inc		Y
Baillie Gifford High Yield Bond Fund B Acc		Y
Baillie Gifford High Yield Bond Fund B Inc		Y
Baillie Gifford International A Acc		Y
Baillie Gifford International Fund B Acc		Y
Baillie Gifford International Fund B Inc		Y
Baillie Gifford Investment Funds II ICVC-Baillie Gifford Health Innovation Fund B GBP Acc		Y
Baillie Gifford Investment Funds II ICVC-Baillie Gifford Health Innovation Fund B GBP Inc		Y
Baillie Gifford Investment Grade Bond A Inc		Y
Baillie Gifford Investment Grade Bond Fund B Inc		Y
Baillie Gifford Investment Grade Long Bond B Inc		Y
Baillie Gifford Japanese A Acc		Y
Baillie Gifford Japanese Fund B Acc		Y
Baillie Gifford Japanese Fund B Inc		Y
Baillie Gifford Japanese Income Growth B Acc		Y
Baillie Gifford Japanese Income Growth B Inc		Y
Baillie Gifford Japanese Smaller Companies Fund B Acc		Y
Baillie Gifford Japanese Smaller Companies Fund B Inc		Y
Baillie Gifford Long Term Global Growth Investment Fund B Acc		Y
Baillie Gifford Managed A Acc		Y
Baillie Gifford Managed Fund B Acc		Y
Baillie Gifford Managed Fund B Inc		Y
Baillie Gifford Multi Asset Income Fund B Acc		Y
Baillie Gifford Multi Asset Income Fund B Income		Y
Baillie Gifford Pacific Fund B Acc		Y
Baillie Gifford Pacific Fund B Inc		Y
Baillie Gifford Positive Change Fund B Acc		Y
Baillie Gifford Positive Change Fund B Inc		Y
Baillie Gifford Responsible Global Equity Income B Acc		Y
Baillie Gifford Responsible Global Equity Income B Inc		Y
Baillie Gifford Strategic Bond Fund A Acc		Y
Baillie Gifford Strategic Bond Fund A Inc		Y
Baillie Gifford Strategic Bond Fund B Acc		Y
Baillie Gifford Strategic Bond Fund B Inc		Y
Baillie Gifford UKÂ & Worldwide Equity Fund B Acc		Y
Baillie Gifford UKÂ & Worldwide Equity Fund B Inc		Y
Baillie Gifford UK Equity Alpha Fund B Acc		Y
Baillie Gifford UK Equity Alpha Fund B Inc		Y
Barclays Europe (ex-UK) Alpha A Inc		Y
Barclays Global Core R Accumulation		Y
Barclays Global Core R Distribution		Y
Barclays Multi-Asset Balanced Fund Class R Acc		Y
Barclays Multi-Asset Balanced Fund Class R INC		Y
Barclays Multi-Asset Cautious Fund Class R Acc		Y
Barclays Multi-Asset Defensive Fund Class R Acc		Y
Barclays Multi-Asset Defensive Fund Class R Inc		Y
Barclays Multi-Asset Growth Fund Class R Acc		Y
Barclays Multi-Asset Balanced Income A Inc		Y
Barclays Multi-Asset Balanced Income R Dist		Y
Barclays Multi-Asset Cautious Income A Acc		Y
Barclays Multi-Asset Cautious Income A Inc		Y
Barclays Multi-Asset Cautious Income R Acc		Y
Barclays Multi-Asset Cautious Income R Dist		Y
Barclays Sterling Bond B Inc		Y
Barclays Sterling Corporate Bond R Accumulation		Y
Barclays Sterling Corporate Bond R Distribution		Y
Barclays UK Alpha R Accumulation		Y
Barclays UK Alpha R Distribution		Y
Barclays UK Equity Income R Accumulation		Y
Barclays UK Equity Income R Distribution		Y
Barclays UK Lower Cap A Inc		Y
Barclays UK Small and Mid Cap Fund Class R Acc GBP		Y
Barclays UK Small and Mid Cap Fund Class R Inc GBP		Y
BGF Asian Dragon D2 GBP		Y
BGF Asian Dragon D4 GBP		Y
BGF Asian Growth Leaders Fund D2 GBP		Y
BGF Emg Mkts Local Ccy Bond Hd D2 GBP		Y
BGF Euro Bond D4 GBP		Y
BGF Euro Short Duration Bond H D4 GBP		Y
BGF European Equity Income H D5G GBP		Y
BGF Fixed Income Global Opportunities Hedged D2 GBP		Y
BGF Global Equity IncomeÂ Hedg D5G GBP		Y
BGF Global Equity Income D5G GBP		Y
BGF Global High Yield Bond Hdg D2 GBP		Y
BGF India D4 GBP		Y
BGF Japan Small & MidCap Opps D4 GBP		Y
BGF Latin American D2 GBP		Y
BGF Latin American D4 GBP		Y
BGF Latin American Hegded D2 GBP		Y
BGF Nutrition Fund Hedged D2 GBP		Y
BGF Nutrition Fund Hedged D4 GBP		Y
BGF Sustainable Energy D4 GBP		Y
BGF US Flexible Equity D4 GBP		Y
BGF USD High Yield Bond Hedged D4 GBP		Y
BGF World Bond Hedged D2 GBP		Y
BGF World Energy D4 GBP		Y
BGF World Gold Hedged D2 GBP		Y
BGF World Mining D4 GBP		Y
BGF World Mining Hedged D2 GBP		Y
BGF World Technology D2 GBP		Y
BlackRock Strategic Funds - Macro Opportunities Fund D2 GBP Hedged		Y
Blackrock MyMap 3 Class D Acc GBP		Y
Blackrock MyMap 3 Class D Inc GBP		Y
Blackrock MyMap 4 Class D Acc GBP		Y
Blackrock MyMap 4 Class D Inc GBP		Y
Blackrock MyMap 5 Class D Acc GBP		Y
Blackrock MyMap 5 Class D Inc GBP		Y
Blackrock MyMap 6 Class D Acc GBP		Y
Blackrock MyMap 6 Class D Inc GBP		Y
BMO North American Equity 1 Acc		Y
BMO North American Equity 2 Acc		Y
BMO Responsible Global Emerging Markets Equity R Acc GBP		Y
BMO US Smaller Companies 1 Inc		Y
BMO US Smaller Companies C Inc		Y
BSF Fixed Inc Strat Fd Hedged D2 GBP		Y
BSF Managed Ind Portf - Def Hg D2 GBP		Y
BSF Managed Ind Portf - Mod Hg D2 GBP		Y
BSF Managed Ind Ptf - Growth Hg D2 GBP		Y
BSF Style Advantage Fund D2 GBP Hedged		Y
Carmignac Portfolio Green Gold W GBP Acc	Y
Carmignac Portfolio Emerging Discovery W GBP Acc	Y
Carmignac Portfolio Emerging Patrimoine F GBP Acc	Y
Carmignac Portfolio Grande Europe W GBP Acc Hdg	Y
Carmignac Portfolio Global Bond W GBP Acc	Y
Carmignac Portfolio Global Bond W GBP Acc Hdg	Y
Comgest Growth Emerging Markets U Acc		Y
Comgest Growth Japan GBP U Acc		Y
Commercial Long Income Feeder Trust Class I Net Accumulation Units		Y
Commercial Long Income Feeder Trust Class J Net Income Units		Y
Commercial Long Income PAIF Class A Gross Accumulation Shares		Y
Commercial Long Income PAIF Class C Gross Income Shares		Y
Dodge & Cox Global Stock H Inc		Y
Dodge & Cox Worldwide Funds - Global Bond Fund (GBP Distributing (H))	Y
Dodge & Cox Worldwide Funds - Global Bond Fund (GBP Distributing)	Y
Dodge & Cox Worldwide Funds - Global Stock Fund (GBP Accumulating)	Y
Dodge & Cox Worldwide Funds - Global Stock Fund (GBP Distributing)	Y
Dodge & Cox Worldwide Funds - US Stock Fund (GBP Accumulating)	Y
Dodge & Cox Worldwide Funds - US Stock Fund (GBP Distributing)	Y
Dodge & Cox Worldwide Global Stock Fund GBP Distributing Class (H)	Y
Federated Hermes Absolute Return Credit Fund Class F2 GBP Acc		Y
Federated Hermes Absolute Return Credit Fund Class F2 GBP Acc Hedged		Y
Federated Hermes Absolute Return Credit Fund Class F2 GBP Inc		Y
Federated Hermes Absolute Return Credit Fund Class F2 GBP Inc Hedged		Y
Federated Hermes Europe ex-UK Equity F2 Acc		Y
Federated Hermes Europe ex-UK Equity F2 Inc		Y
Federated Hermes Europe ex-UK Equity F2 Inc H		Y
Federated Hermes European Alpha Equity Fund Class F2 GBP Acc		Y
Federated Hermes European Alpha Equity Fund Class F2 GBP Inc		Y
Federated Hermes Global Emerging Markets Fund Class F2 GBP Acc		Y
Federated Hermes Global Emerging Markets Fund Class F2 GBP Acc Hedged		Y
Federated Hermes Global Emerging Markets Fund Class F2 GBP Inc		Y
Federated Hermes Global Equity ESG Fund Class F2 GBP Acc		Y
Federated Hermes Global Equity Fund Class F2 GBP Inc		Y
Federated Hermes Global High Yield Credit Fund Class F2 GBP Acc		Y
Federated Hermes Global High Yield Credit Fund Class F2 GBP Acc Hedged		Y
Federated Hermes Global High Yield Credit Fund Class F2 GBP Inc Hedged		Y
Federated Hermes Global Small Cap Equity Fund Class F2 GBP Acc		Y
Federated Hermes Global Small Cap Equity Fund Class F2 GBP Inc		Y
Federated Hermes Global Emerging Markets Equity F Acc		Y
Federated Hermes Impact Opportunities Equity (Restricted Fund)		Y
Federated Hermes Impact Opportunities Equity Fund Class F2 GBP Acc		Y
Federated Hermes Multi-Strategy Credit F2 Acc		Y
Federated Hermes Multi-Strategy Credit F2 Acc H		Y
Federated Hermes Multi-Strategy Credit F2 Inc		Y
Federated Hermes Multi-Strategy Credit F2 Inc H		Y
Federated Hermes Unconstrained Credit Fund Class F2 GBP Accumulating Hedged		Y
Federated Hermes US SMID Equity Fund Class F2 GBP Acc		Y
Federated Hermes US SMID Equity Fund Class F2 GBP Acc Hedged		Y
Federated Hermes US SMID Equity Fund Class F2 GBP Inc		Y
Federated Hermes US SMID Equity Fund Class F2 GBP Inc Hedged		Y
Fortem Capital Progressive Growth Fund Class A Acc		Y
Fortem Capital Progressive Growth Fund Class D Inc		Y
Fortem Capital Real Estate Index Tracking A Acc		Y
FP Pictet Multi Asset Portfolio A Acc		Y
FP Russell Investments Defensive Assets Fund C Acc		Y
FP Russell Investments Defensive Assets Fund C Inc		Y
FP Russell Investments International Growth Assets Fund A Acc		Y
FP Russell Investments International Growth Assets Fund C Acc		Y
FP Russell Investments International Growth Assets Fund C Inc		Y
FP Russell Investments Multi Asset Growth Fnd III C Acc		Y
FP Russell Investments Multi Asset Growth Fund I C Accumulation		Y
FP Russell Investments Multi Asset Growth Fund I C Income		Y
FP Russell Investments Multi Asset Growth Fund II C Accumulation		Y
FP Russell Investments Multi Asset Growth Fund II C Income		Y
FP Russell Investments Multi Asset Growth Fund III C Inc		Y
FP Russell Investments Multi Asset Growth Fund IV C Accumulation		Y
FP Russell Investments Multi Asset Growth Fund IV C Income		Y
FP Russell Investments Multi Asset Growth Fund V C Accumulation		Y
FP Russell Investments Multi Asset Growth Fund V C Income		Y
FP Russell Investments Multi Asset Income Fund C Acc		Y
FP Russell Investments Multi Asset Income Fund C Inc		Y
FP Russell Investments Real Assets Fund A Acc		Y
FP Russell Investments Real Assets Fund C Acc		Y
FP Russell Investments Real Assets Fund C Inc		Y
FP Russell Investments UK Growth Assets Fund A Acc		Y
FP Russell Investments UK Growth Assets Fund C Acc		Y
FP Russell Investments UK Growth Assets Fund C Inc		Y
Franklin Global Growth Fund W (acc) GBP	Y
Franklin India A Ydis GBP	Y
Franklin India Fund W Acc GBP	Y
GAM Credit Opportunities Inst Acc		Y
GAM Funds - GAM Emerging Equity Institutional GBP Acc		Y
GAM Star Credit Opportunities - GBP Institutional Class		Y
GAM Star Credit Opportunities - GBP Institutional Class Inc		Y
GAM Star Credit Opportunities Q GBP Inc		Y
GAM Star Global Balanced Class Z GBP Accumulation		Y
GAM Star Global Cautious Class Z GBP Accumulation		Y
GAM Star Global Defensive Class Z GBP Accumulation		Y
GAM Star Global Dynamic Growth Class Z GBP Accumulation		Y
GAM Star Global Growth GBP Z Acc		Y
GS Global Multi-Asset Conservative R Shares (GBP-Hedged)		Y
GS Global Multi-Asset Growth R Shares (GBP-Hedged)		Y
GS Wealthbuilder Multi-Asset Balanced R Shares (GBP-Hedged)		Y
Hermes Global Equity Fund Class F GBP Acc		Y
IFSL Select Fund GBP Z Accumulation	Y
Impax Environmental Leaders (Ireland) Sterling 'X' Accumulation	Y
Impax Environmental Leaders (Ireland) Sterling 'X' Distribution	Y
Impax Environmental Markets (Ireland) Sterling 'X' Accumulation	Y
Impax Environmental Markets (Ireland) Sterling 'X' Distribution	Y
Invesco Summit Growth 1 (UK) Y Acc		Y
Invesco Summit Growth 1 (UK) Z Acc		Y
Invesco Summit Growth 2 (UK) Y Acc		Y
Invesco Summit Growth 2 (UK) Z Acc		Y
Invesco Summit Growth 3 (UK) Y Acc		Y
Invesco Summit Growth 3 (UK) Z Acc		Y
Invesco Summit Growth 4 (UK) Y Acc		Y
Invesco Summit Growth 4 (UK) Z Acc		Y
Invesco Summit Growth 5 (UK) Y Acc		Y
Invesco Summit Growth 5 (UK) Z Acc		Y
Legg Mason Brandywine Global Fixed Income Absolute Return Fund - Class X GBP Accumulating (Hedged)	Y
Legg Mason Brandywine Global Fixed Income Absolute Return Fund X GBP Distr (M) (Hedged)	Y
Legg Mason Brandywine Global Fixed Income Class X Accumulation GBP	Y
Legg Mason Brandywine Global Fixed Income Fund Class X GBP Distributing(S) Hdg	Y
Legg Mason ClearBridge Aggressive Growth Fund X GBP Acc	Y
Legg Mason Royce US Small Cap Opportunity Fund X GBP Acc	Y
Legg Mason Royce US Small Cap Opportunity Fund X GBP Distr (A)	Y
Legg Mason Western Asset Macro Opportunities Bond Fund X GBP ACC	Y
Legg Mason ClearBridge US Equity Sustainability Leaders Fund Class X GBP Acc	Y
Legg Mason Western Asset Macro Opportunities Bond Fund Class X GBP Distributing (Hdg)	Y
LF Heartwood Balanced Multi Asset FundÂ		Y
LF Heartwood Cautious Multi Asset FundÂ		Y
LF Heartwood Defensive Multi Asset Fund		Y
LF Heartwood Growth Multi Asset FundÂ		Y
LF Heartwood Income Multi Asset FundÂ		Y
LF Heartwood Income Plus Multi Asset FundÂ		Y
LF Lindsell Train UK Equity Fund Acc		Y
LF Lindsell Train UK Equity Fund Inc		Y
LF Prudential Risk Managed Active 1 A Acc		Y
LF Prudential Risk Managed Active 1 A Inc		Y
LF Prudential Risk Managed Active 1 P Acc		Y
LF Prudential Risk Managed Active 1 P Inc		Y
LF Prudential Risk Managed Active 2 A Acc		Y
LF Prudential Risk Managed Active 2 P Acc		Y
LF Prudential Risk Managed Active 2 P Inc		Y
LF Prudential Risk Managed Active 3 A Acc		Y
LF Prudential Risk Managed Active 3 P Acc		Y
LF Prudential Risk Managed Active 3 P Inc		Y
LF Prudential Risk Managed Active 4 A Acc		Y
LF Prudential Risk Managed Active 4 P Acc		Y
LF Prudential Risk Managed Active 4 Pinc		Y
LF Prudential Risk Managed Active 5 A Acc		Y
LF Prudential Risk Managed Active 5 P Acc		Y
LF Prudential Risk Managed Active 5 P inc		Y
LF Prudential Risk Managed Passive Fund 1 A Acc		Y
LF Prudential Risk Managed Passive Fund 1 P Acc		Y
LF Prudential Risk Managed Passive Fund 1 P Inc		Y
LF Prudential Risk Managed Passive Fund 2 P Acc		Y
LF Prudential Risk Managed Passive Fund 2 P Inc		Y
LF Prudential Risk Managed Passive Fund 3 P Acc		Y
LF Prudential Risk Managed Passive Fund 3 P inc		Y
LF Prudential Risk Managed Passive Fund 4 P Acc		Y
LF Prudential Risk Managed Passive Fund 4 P Inc		Y
LF Prudential Risk Managed Passive Fund 5 P Acc		Y
LF Prudential Risk Managed Passive Fund 5 P Inc		Y
Margetts International Strategy Fund R Acc		Y
Margetts International Strategy Fund S Acc		Y
Margetts Opes Growth Fund R Acc		Y
Margetts Opes Income Fund R Acc		Y
Margetts Opes Income Fund R Inc		Y
Margetts Providence Strategy Fund R Acc		Y
Margetts Providence Strategy Fund R Inc		Y
Margetts Providence Strategy Fund S Acc		Y
Margetts Providence Strategy Fund S Inc		Y
Margetts Select Strategy Fund R Acc		Y
Margetts Select Strategy Fund S Acc		Y
Margetts Venture Strategy Fund R Acc		Y
Margetts Venture Strategy Fund S Acc		Y
Marlborough Global Innovation P Accumulation	Y
Matthews Asia Credit Opportunities Fund		Y
Matthews Asia Dividend I Accumulation Gbp		Y
Matthews Asia Dividend I Distribution Gbp		Y
Matthews Asia Small Companies I Accumulation Gbp		Y
Matthews China I Accumulation Gbp		Y
Matthews China Small Companies I Acc		Y
Matthews India I Accumulation Gbp		Y
Matthews Japan Fund		Y
Matthews Pacific Tiger I Accumulation Gbp		Y
Matthews Pacific Tiger I Distribution Gbp		Y
MGTS Future Money Dynamic Growth R Acc		Y
MGTS Future Money Dynamic Growth R Inc		Y
MGTS Future Money Income R Acc		Y
MGTS Future Money Income R Inc		Y
MGTS Future Money Real Growth R Acc		Y
MGTS Future Money Real Growth R Inc		Y
MGTS Future Money Real Value R Acc		Y
MGTS Future Money Real Value R Inc		Y
MI Hawksmoor Distribution Fund C Accumulation shares		Y
MI Hawksmoor Distribution Fund C Income shares		Y
MI Hawksmoor Vanbrugh Fund C Accumulation shares		Y
MI Hawksmoor Vanbrugh Fund C Income shares		Y
Mirabaud Sustain Gl Hgh Divid D GBP Acc		Y
Morant Wright Fuji Sterling Distribution Hedged Inc		Y
Morant Wright Fuji Sterling Distribution Unhedged Inc		Y
Morant Wright Fuji Yield Fund Sterling Accumulation Hedged		Y
MyMap 5 Select ESG D Acc		Y
Newton Managed Target Return W Inst Acc		Y
Nuveen Global Infrastructure Fund P Acc GBP	Y
Nuveen NWQ Flexible Income Fund P Acc GBP	Y
Nuveen Real Asset Income Fund P Acc GBP	Y
Nuveen Santa Barbara Global Div Growth Fund P Acc GBP	Y
Nuveen U.S. Core Impact Bond Fund P Acc GBP	Y
Orbis OEIC Global Balanced Fund Inc	Y
Orbis OEIC Global Equity Fund Inc	Y
Overstone Global Equity Income Fund J Acc	Y
Overstone Global Equity Income Fund J GBP Hedged Acc	Y
Overstone Global Equity Income Fund J Inc	Y
Oyster Absolute Return R GBP D		Y
OYSTER Europe Fund R GBP Acc		Y
OYSTER Europe Fund R GBP Inc		Y
Pacific Multi-Asset Accumulator - Conservative Fund GBP A Acc		Y
Pacific Multi-Asset Accumulator - Core Fund GBP A Acc		Y
Pacific Multi-Asset Accumulator Defensive Overlay Fund GBP A Acc		Y
Pacific Multi-Asset Accumulator - Plus Fund GBP A Acc		Y
Pictet Global Megatrend Selection I dy GBP		Y
Principal GIF Finisterre Uncstr Hdg I Ac		Y
Pyrford Global Total Return Sterling Fund B Shares Acc		Y
Pyrford Global Total Return Sterling Fund B Shares Dist		Y
Royal London Global Bond Opportunities Z Inc	Y
Royal London GMAP Adventurous Fund M Accumulation		Y
Royal London GMAP Adventurous Fund M Income		Y
Royal London GMAP Balanced Fund M Accumulation		Y
Royal London GMAP Balanced Fund M Income		Y
Royal London GMAP Conservative Fund M Accumulation		Y
Royal London GMAP Conservative Fund M Income		Y
Royal London GMAP Defensive Fund M Accumulation		Y
Royal London GMAP Defensive Fund M Income		Y
Royal London GMAP Dynamic Fund M Accumulation		Y
Royal London GMAP Dynamic Fund M Income		Y
Royal London GMAP Growth Fund M Accumulation		Y
Royal London GMAP Growth Fund M Income		Y
Royal London Monthly Income Bond Fund M GBP Acc		Y
Royal London Monthly Income Bond Fund M GBP Inc		Y
Royal London Short Duration Global High Yield Bond Fund M Acc	Y
Royal London Short Duration Global High Yield Bond Fund M Inc	Y
Royal London Sterling Extra Yield Bond	Y
Sanlam Artificial Intelligence Fund B GBP	Y
Sanlam Artificial Intelligence Fund Z GBP	Y
Sanlam Enterprise Fund C Inc	Y
Sanlam Global Inflation Linked Bond Fund X Acc	Y
Sanlam Global Inflation Linked Bond Fund X Inc	Y
Sanlam Short-Dated Corporate Bond A	Y
Sanlam Short Dated Corporate Bond Fund B Inc	Y
Sanlam Multi Strategy A Acc		Y
Sanlam Multi Strategy A Inc		Y
Sanlam Real Assets A Inc		Y
Sanlam Real Assets A Acc		Y
Scottish Widows American Growth A Acc		Y
Scottish Widows Balanced Port A Acc		Y
Scottish Widows Cautious Portfolio A Acc		Y
Scottish Widows Cautious Portfolio A Inc		Y
Scottish Widows Corporate Bond A Acc		Y
Scottish Widows Corporate Bond A Inc		Y
Scottish Widows Dynamic Income Portfolio A Acc		Y
Scottish Widows Dynamic Income Portfolio A Inc		Y
Scottish Widows Emerging Markets A Acc		Y
Scottish Widows Environmental Investor A Acc		Y
Scottish Widows Ethical A Acc		Y
Scottish Widows European Growth A Acc		Y
Scottish Widows European Select Growth A Acc		Y
Scottish Widows Gilt A Acc		Y
Scottish Widows Gilt A Inc		Y
Scottish Widows Global Growth A Acc		Y
Scottish Widows Global Select Growth B Acc		Y
Scottish Widows High-Reserve A Acc		Y
Scottish Widows High-Reserve A Inc		Y
Scottish Widows International Bond A Acc		Y
Scottish Widows International Bond A Inc		Y
Scottish Widows Japan Growth Fund A Acc		Y
Scottish Widows Latin America A Acc		Y
Scottish Widows Opportunities A Acc		Y
Scottish Widows Pacific Growth A Acc		Y
Scottish Widows Progressive A Acc		Y
Scottish Widows Stockmarket Growth Portfolio A Acc		Y
Scottish Widows Strategic Growth Portfolio A Acc		Y
Scottish Widows Strategic Income A Acc		Y
Scottish Widows Strategic Income A Inc		Y
Scottish Widows UK Equity Income A Acc		Y
Scottish Widows UK Equity Income A Inc		Y
Scottish Widows UK Growth Fund A Acc		Y
Scottish Widows UK Select Growth A Acc		Y
Scottish Widows UK Select Growth B Acc		Y
Scottish Widows UK Smaller Companies A Acc		Y
Smith & Williamson Defensive Growth Fund B Inc	Y
Social Long Income Feeder Trust Class I Net Accumulation Shares		Y
Social Long Income Feeder Trust Class J Net Income Units		Y
Social Long Income PAIF Class A Gross Accumulation Units		Y
Social Long Income PAIF Class C Gross Income Shares		Y
SPARX Japan Fund GBP UnHedged Class C Share		Y
SVS Sanlam North American Equity Fund B Inc	Y
TB Calibre Equity Fund B Acc		Y
TB Doherty Balanced Managed Fund B Acc		Y
TB Doherty Cautious Managed Fund B Acc		Y
Templeton Asian Growth A YDis GBP	Y
Templeton Asian Growth W Acc GBP	Y
Templeton China W Acc GBP	Y
Templeton Emerging Markets Bond W Qdis GBP H1	Y
Templeton Emerging Markets Smaller Companies W Acc GBP	Y
Templeton Frontier Markets A Ydis GBP	Y
Templeton Frontier Markets W Acc GBP	Y
Templeton Global Bond A Mdis GBP	Y
Templeton Global Bond A Mdis GBP-H1	Y
Templeton Global Bond W Mdis GBP	Y
Templeton Global Bond W Mdis GBP H1	Y
Templeton Global Total Return Fund W (Acc) GBP-H1	Y
Templeton Global Total Return Fund W (Mdis) GBP	Y
Templeton Latin America W Acc GBP	Y
The MI Hawksmoor Global Opportunities Fund C Acc		Y
Tilney Adventurous Portfolio Clean GBP Acc	Y
Tilney Adventurous Portfolio Clean GBP Dist	Y
Tilney Balanced Portfolio Clean GBP Acc	Y
Tilney Balanced Portfolio Clean GBP Dist	Y
Tilney Conservative Portfolio Clean GBP Acc	Y
Tilney Conservative Portfolio Clean GBP Dist	Y
Tilney Cautious Portfolio Class Clean GBP Acc	Y
Tilney Cautious Portfolio Class Clean GBP Inc	Y
Tilney Defensive Portfolio Clean GBP Acc	Y
Tilney Defensive Portfolio Clean GBP Dist	Y
Tilney Growth Portfolio Clean GBP Acc	Y
Tilney Growth Portfolio Clean GBP Dist	Y
Tilney Growth Portfolio Retail GBP Acc	Y
Tilney Income Portfolio Clean GBP Acc	Y
Tilney Income Portfolio Clean GBP Dist	Y
Tilney Maximum Growth Portfolio Clean GBP Acc	Y
Tilney Maximum Growth Portfolio Clean GBP Dist	Y
Tilney Sustainable Portfolio Clean GBP ACC	Y
TIME Commercial Freehold Fund Class C Gross Income		Y
TIME Commercial Long Inc Fdr Tr Q Acc		Y
TIME Defensive Income Securities Fund Accumulation		Y
TIME Defensive Income Securities Fund Income		Y
TIME Social Long Income Feedr Trst Q Ac		Y
TM Home Investor Class C Unb Gross Acc	Y
TM Home Investor Class C Unb Gross Inc	Y
TM Home Investor Feeder Fund Unbndld Acc	Y
Unicorn Mastertrust B Inc		Y
Unicorn Outstanding British Companies B Acc		Y
Unicorn Smaller Companies Fund B Inc		Y
Unicorn UK Ethical Fund B Acc		Y
Unicorn UK Ethical Fund B Inc		Y
Unicorn UK Growth B Inc		Y
Unicorn UK Income Fund B Acc		Y
Unicorn UK Income Fund B Inc		Y
Veritas Asian Fund A GBP		Y
Veritas Global Focus A Inc		Y
Veritas Global Real Return A Inc		Y
Virgin Climate Change Fund	Y
Virgin Money Bond and Gilt Fund	Y
Virgin UK Index Tracking Trust	Y
VT Avastra Global Alternatives Fund A Acc		Y
VT Avastra Global Equity Fund A Acc		Y
VT Avastra Global Fixed Income Fund A Acc		Y
VT Avastra Global Fixed Income Fund A Inc		Y
VT Greystone Balanced Managed Fd R Inc		Y
VT Greystone Balanced Managed R Acc		Y
VT Greystone Cautious Managed Fd R Acc		Y
VT Greystone Cautious Managed Fd R Inc		Y
VT Greystone Conservative Managed Fd R Acc		Y
VT Greystone Global Growth Fd R Acc		Y
Waverton Absolute Return Fund P GBP Acc		Y
Waverton Asia Pacific Fund A Inc Nav		Y
Waverton Global Core Equity Fund P Inc Nav		Y
Waverton Global Equity Fund A Inc Nav		Y
Waverton Multi Asset Income P Fund Inc		Y
Waverton Real Assets Fund Class P GBP Distribution		Y
Waverton Sterling Bond Fund P GBP Inc		Y
Waverton Strategic Equity Fund P GBP		Y
Waverton UK Fund A Inc Nav		Y

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How is my money protected when I invest with Fidelity?

Fidelity has multiple levels of protection for your money in the event that something goes wrong. Fidelity is authorised and regulated by the Financial Conduct Authority, which means we always hold a significant amount of liquid capital. And because we are an investment firm, not a bank, we are required to separate client money and assets from our own resources. If all protections we have in place were to fail, you might have a claim under the Financial Services Compensation Scheme (but remember that this will not pay compensation if your investment performs poorly as a result of market conditions).

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Exit fees terms and conditions

In order to request exit fees re-imbursement you will be required to complete an exit fees re-imbursement form which you can download by clicking here, or request over the phone by calling us on 0333 300 3351.

Terms and conditions for re-imbursement of exit fees

This offer does not apply to any investments linked to an Adviser / Intermediary or third party.

Fidelity will reimburse the exit/redemption fees charged to a customer by their former provider/s when they move their investments (minimum of £1,000) to Fidelity Personal Investing, up to a maximum amount of £500 per customer.

Where a re-registration or transfer is not possible and the customer chooses to sell their investments held through another provider and subsequently make new investment/s (minimum £10,000) through Fidelity Personal Investing, Fidelity will cover any account closure fees charged by the customer’s former provider (excluding any dealing charges) of up to £500 per customer. Fidelity will not cover any bid-offer spreads or any capital gains tax liability arising as a result of these transactions.

Exit and account closure fees reimbursement must be claimed within a 6 month period from date of transfer of the customer’s investments to Fidelity. Exit fees will be reimbursed for transfers and re-registrations and account closure fees will be reimbursed provided the conditions above are met. Products included: ISAs, Investment Accounts, EBS SIPP, Fidelity Personal Pension, Fidelity SIPP, Unit Trusts, OEICs, SICAVs, Exchange Traded Funds, Investment Trusts and Shares.

To qualify for the reimbursement, the fees from the customer’s former provider must have been triggered as a direct result of the transfer or re-registration to Fidelity Personal Investing, or the closure of an account where the customer has subsequently (within 6 months) invested at least £10,000 through Fidelity Personal Investing. If the customer is transferring investments to more than one provider from their former provider at the same time, Fidelity will only reimburse the fees which are incurred as a result of direct transfer or re-registration to Fidelity. Other fees or charges unconnected with the transfer will not be reimbursed.

The documentary evidence referred to above, must be either a copy of the charge confirmation letter from the former provider or a statement showing the charge being deducted.

Payment will be made to the customer by BACS when a bank mandate is held on the account. Alternatively, payment will be made by cheque.

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Please remember that past performance is not necessarily a guide to future performance, the performance of investments is not guaranteed, and the value of your investments can go down as well as up, so you may get back less than you invest. When investments have particular tax features, these will depend on your personal circumstances and tax rules may change in the future. This website does not contain any personal recommendations for a particular course of action, service or product. You should regularly review your investment objectives and choices and, if you are unsure whether an investment is suitable for you, you should contact an authorised financial adviser. Before opening an account, please read the ‘Doing Business with Fidelity’ document which incorporates our client terms. Prior to investing into a fund, please read the relevant key information document which contains important information about the fund.

This website is issued by Financial Administration Service Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) (FCA Register number 122169) and registered in England and Wales under company number 1629709 whose registered address is Beech Gate, Millfield Lane, Lower Kingswood, Tadworth, Surrey, KT20 6RP.

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