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Tax allowances 2022/23

  Important information - please keep in mind that the value of investments can go down as well as up, so you may get back less than you invest.

At the start of every tax year on 6 April, your annual tax allowances reset to help you save in a tax-efficient way into an Individual Savings Account (ISA), Junior ISA, self-invested personal pension (SIPP) and Junior SIPP.

Here we show you all of this year's pension and investment tax allowances, together with the latest tax rates:

Want to become a tax-efficient saver? Learn more about how to use your allowances.

ISA and pension allowances

Saving for children

Other tax and benefit allowances

Personal savings allowance/annual dividend allowance/Capital Gains Tax
Marriage Allowance

Personal Income Tax rates

Personal Income Tax rates

Keep more of your money when investing

Learn more about saving tax efficiently with your tax allowances.

Stocks and Shares ISA

A tax-efficient way to save and pay no income tax or Capital Gains Tax on returns.


A tax-efficient way to save for your retirement.

Need a little more help?

If you have more than £100,000 to invest our financial advisers can help you make the most of your money.
Call us on 0800 222 550 for a free no-obligation discussion about your needs.

Explore our financial advice service

Important information - Tax treatment depends on individual circumstances and all tax rules may change in the future. Withdrawals from a Junior ISA will not be possible until the child reaches age 18. You can't normally access money in a pension until age 55 (57 from 2028). This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity's advisers or an authorised financial adviser of your choice. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.