Skip Header

Retirement planning

Just starting out? Wondering how to take money from your pension pot? Wondering how to make your retirement income last? We can help.

Important Information - the value of investments, and income from them, can go down as well as up, so you may not get back what you invest. Before transferring a pension, compare all the benefits, charges and features and always seek advice if you are unsure.

I'm looking to...

Discuss my options

Whether you’re looking for free guidance or more personalised, paid-for advice, our retirement specialists can help you get ready to retire.

call us 0800 368 6883

Visit Pension Wise

The government’s Pension Wise service offers free, impartial guidance to help you understand your options at retirement. You can access the guidance online or over the phone on 0800 011 3797.

Visit Pension Wise

Save for retirement

Whether you’re in your 20s or your 50s, there’s a lot you can do to make sure you have a retirement plan that’s suitable for you.

Saving for retirement

Retire

You have more choice and flexibility in how you set up your retirement income than ever, so there is much more you need to know.

Approaching retirement
None

Retirement calculators

Will you have enough to live on in retirement? Use our handy calculators to compare your income and expenditure, the options open to you and how much tax you might have to pay.

These tools can help you understand your financial situation but they don’t give advice. If you’re unsure about savings, investment or retirement planning call us on 0800 368 6882, Monday to Friday, 9am - 5pm, for a free consultation about how we can help you.

View our retirement calculators

Fidelity's retirement service

We can help you plan for your retirement, choose an income that meets your needs and ensure your money lasts.

Call us on 0800 368 6882, Monday to Friday, 9am - 5pm.

More about Fidelity's retirement service
None
None

Pension Wise

The Government's Pension Wise service offers free, impartial guidance to help you understand your options at retirement. You can access the guidance online at moneyhelper.org.uk or call them on 0800 011 3797.

An essential guide to saving for retirement

Did you know a single person will need about £37,300 a year for a comfortable retirement? With the new State Pension paying a maximum of £10,600.20 per year, there’s clearly a gap.

Our guide provides you all the information you need to make sure you’re ready for the future you want.

Download guide >>

Source: Pension and Lifetime Savings Association - UK Retirement Living Standards November 2022.

 

None

Important information - Eligibility to invest in a SIPP and tax treatment depends on personal circumstances and all tax rules may change in the future. You can’t normally access money in a pension until age 55 (57 from 2028). It’s important to understand that pension transfers are a complex area and may not be suitable for everyone. Before going ahead with a pension transfer, we strongly recommend that you undertake a full comparison of the benefits, charges and features offered. To find out what else you should consider before transferring, please read our transfer factsheet. If you are in any doubt whether or not a pension transfer is suitable for your circumstances, we strongly recommend that you seek advice. This information and our tools are not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.

Take control of your pensions by bringing them together

Trying to manage pensions across different providers can be both time-consuming and difficult. Bringing them together into Fidelity’s Self-Invested Personal Pension (SIPP) can help you take control and plan ahead more effectively. 

Find out more
None

Related articles

What does a £1m pension pot buy?

How to make your pension savings last


Becks Nunn

Becks Nunn

Fidelity International

Retire early? Forget ‘FIRE’ and follow ‘CHILL’

Financial independence at all costs may not be worth it


Andrew Oxlade

Andrew Oxlade

Fidelity International


Richard Evans

Richard Evans

Fidelity International