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Retirement planning

Just starting out? Wondering how to take money from your pension pot? Wondering how to make your retirement income last? We can help.

Important Information - please keep in mind that the value of investments can go down as well as up, so you may not get back what you invest. Before transferring a pension, compare all the benefits, charges and features and always seek advice if you are unsure.

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Discuss my options

Whether you’re simply after some free guidance or need more personalised advice, our retirement specialists can help you get ready to retire.

Call us on 0800 368 6882

Visit Pension Wise

The government’s Pension Wise service offers free, impartial guidance to help you understand your options at retirement. You can access the guidance online or over the phone on 0800 138 3944.

Visit www.moneyhelper.org.uk

Save for retirement

Whether you’re in your 20s or your 50s, there’s a lot you can do to make sure you have a retirement plan that’s suitable for you.

Saving for retirement

Retire

You have more choice and flexibility in how you set up your retirement income than ever, so there is much more you need to know.

Approaching retirement
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Retirement calculators

Will you have enough to live on in retirement? Use our handy calculators to compare your income and expenditure, the options open to you and how much tax you might have to pay.

These tools can help you understand your financial situation but they don’t give advice. If you’re unsure about savings, investment or retirement planning call us on 0800 368 6882, Monday to Friday, 9am - 5pm, for a free consultation about how we can help you.

View our retirement calculators

Fidelity's retirement service

We can help you plan for your retirement, choose an income that meets your needs and ensure your money lasts.

Call us on 0800 368 6882, Monday to Friday, 9am - 5pm.

More about Fidelity's retirement service
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Pension Wise

The Government offers a free and impartial guidance service to help you understand your options at retirement. This is available via the web, telephone or face-to-face through government approved organisations, such as The Pensions Advisory Service and the Citizens Advice Bureau. You can find out more by going to www.moneyhelper.org.uk or by calling Pension Wise on 0800 138 3944.

An essential guide to saving for retirement

Did you know a single person will need about £33,600* a year for a comfortable retirement? With the new State Pension paying a maximum of £9,627.80 per year, there’s clearly a gap.

Our guide provides you all the information you need to make sure you’re ready for the future you want.

Download guide >>

Source: Pension and Lifetime Savings Association - UK Retirement Living Standards October 2021.

 

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Important information - Eligibility to invest in a SIPP and tax treatment depends on personal circumstances and all tax rules may change in the future. You can't normally access money in a pension until age 55 (57 from 2028). This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity's advisers or an authorised financial adviser of your choice. 

Remember, the value of investments and the income from them can go down as well as up, so you may get back less than you invest.

Thankfully it’s a bit easier to control your pensions

Bring them together with Fidelity’s Self Invested Personal Pension (SIPP).

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