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Your stocks and shares ISA questions answered

Stocks and shares ISA — the basics

What is a stocks and shares ISA?
Why is an ISA tax efficient?
Who is eligible for a stocks and shares ISA?

Opening a stocks and shares ISA

How do I open a stocks and shares ISA with Fidelity?
What is the deadline for opening an ISA in the tax year 2018/19?
What is the minimum amount needed to open an ISA?
How many ISAs can I have?
Can I contribute to an ISA for someone else?
Do I have to go through an adviser to invest on your platform?

Paying into a stocks and shares ISA

What is the 2018/19 ISA allowance?
How can I pay into a stocks and shares ISA?
Can I set up a direct debit or regular payment plan?
Do I have to put my money straight into investments?
Is there an incentive to invest bulk lump sums e.g. over £10,000?

Managing a stocks and shares ISA

Where can I invest my money and how do I choose my investments?
Can I hold investments from different fund managers within one ISA?
What happens to any income from a stocks and shares ISA?
What happens to my ISA if I die?
Can I withdraw money out of a stocks and shares ISA?

Transferring a stocks and shares ISA

How do I transfer an ISA?
Can I transfer a stocks and shares ISA from a different provider?
Can a stocks and shares ISA be transferred to a cash ISA?
Can you transfer a cash ISA to a stocks and shares ISA?
Can I transfer my ISA into a SIPP?
What are Fidelity's ISA transfer rules?
When can I transfer my ISA?
How long does an ISA transfer take?
Can you transfer an ISA to another person?

Stocks and Shares ISA fees and charges

What are the charges and ongoing fees for a Fidelity Stocks and Shares ISA?
How will I be charged?

It’s important to keep in mind that the value of investments can fall as well as rise, so you may get back less than you invest. Tax treatment depends on individual circumstances and all tax rules may change in the future.

This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.