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Fidelity’s Retirement Builder

A single fund idea

Important information - the value of investments can go down as well as up so you may not get back what you invest. Retirement Builder is not a personal recommendation. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice. Eligibility to invest in a pension and tax treatment depends on personal circumstances and all tax rules may change in the future. You cannot normally access money in a pension until age 55 (57 from 2028).

At retirement age woman rides her dog on a bicycle

Fidelity’s Retirement Builder

Retirement Builder is an investment option within Fidelity’s Personal Pensions which may be considered by customers who don’t know where to get started when investing in their pension.

It currently invests in a single, medium-risk, low-cost fund that aims to achieve stable growth over the medium to long term (ideally, at least five years).

Retirement Builder will undergo periodic reviews which may result in the fund in which it invests being swapped for a different investment. Fidelity will manage any investment changes within Retirement Builder for you, including automatically moving the balance you have built up between the current fund and any new investment. We’ll keep you informed of any future changes.

Retirement Builder

It aims to:

  • Grow your money over the long term - typically measured over years or even decades.
  • Diversify your portfolio - holding a mix of assets (such as cash, bonds and equities) spreads your exposure to risk.
  • Invest globally - Retirement Builder invests across different global regions, presenting opportunity and further spreading risk.

Fidelity's Retirement Builder currently invests in the Fidelity Multi Asset Allocator Growth Fund - Retirement Builder - Acc.


Investment facts

Fidelity Multi Asset Allocator Growth Fund - Retirement Builder - Acc

Fees and charges

Our service fee is typically 0.35%. Other charges such as transaction costs and ongoing charges will apply. For full breakdown of fund charges please see the fund factsheet.

Fund details

The fund invests in different asset classes around the world providing you with well-diversified investments.

Fund manager

Chris Forgan is a Portfolio Manager at Fidelity Multi Asset. Chris has 20 years of investment experience and joined Fidelity in 2017.