Open an account Free investor emails Help & support Register for online access Back to account summary Log out
Skip Header
Search
Log out
Menu
Close
Investment accounts

Investment accounts

Investment accounts Overview
Adult accounts
Back
Adult accounts
Stocks and Shares ISA Self-Invested Personal Pension (SIPP) Investment Account
Child accounts
Back
Child accounts
Junior ISA Junior SIPP
Choosing Fidelity
Back
Choosing Fidelity
Why invest with us Current offers Fees and charges Open an account Transfer investments
Financial advice & support

Financial advice & support

Financial advice & support Overview
Fidelity’s Services
Back
Fidelity’s Services
Financial advice Retirement Wealth Management Investor Centre (London) Bereavement
Guides
Back
Guides
Investing for beginners Principles for good investing Tax allowances Sustainable investing
Guidance and tools
Back
Guidance and tools
Choosing investments Choosing accounts ISA calculator Retirement calculators Receiving an inheritance
Funds

Funds

Funds Overview
Choose your funds
Back
Choose your funds
Investment Finder: over 3,000 funds Select 50: funds selected by experts Tom's picks: Four fund ideas Navigator: diversified fund ideas Easy Invest: a low-cost ISA fund Retirement Builder: a fund idea for pensions
Tools and information
Back
Tools and information
Fund prices Investment updates Chart and compare
Shares

Shares

Shares Overview
Share dealing
Back
Share dealing
Investing in shares Dealing fees and charges Stock plan transfer
Choose your shares
Back
Choose your shares
Search over 2,000 shares International shares Exchange-traded funds (ETFs) Investment trusts
Tools and information
Back
Tools and information
Share prices and markets Chart and compare shares Stock market news Shareholder perks Stock plan guidance
Pensions & retirement

Pensions & retirement

Pensions & retirement Overview
Pensions, tax & tools
Back
Pensions, tax & tools
Open a SIPP Open a Junior SIPP Transfer a pension Withdraw money from a SIPP Pension tax allowances Retirement calculators Inheritance planning
Saving for retirement
Back
Saving for retirement
Saving tips based on age Pensions for self employed
Approaching / In retirement
Back
Approaching / In retirement
Speak to a specialist Creating a retirement plan Taking tax-free cash Pension drawdown Annuities Investing in retirement Investment Pathways
Markets & insights
Home Financial advice & support Retirement calculators

Retirement planning calculators

Our calculators can help you to look more closely at various aspects of your retirement, from planning your goals and your savings to working out your withdrawals.

Important information - please keep in mind that the value of investments can go down as well as up, so you may get back less than you invest. Tax treatment depends on individual circumstances and all tax rules may change in the future. You can't normally access money in a pension until age 55 (57 from 2028). This information and our tools are not a personal recommendation in respect of a particular investment. If you are unsure about the suitability of an investment you should speak to one of  Fidelity’s advisers or an authorised financial adviser of your choice. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.

To help you save

Retirement calculator

Are you on track?

Use our retirement calculator to discover if you’re on track to meet your retirement goals.
Power of small amounts

The impact of a little extra

See how small changes to your pension contributions could make a difference to your retirement pot.

To help you transition into retirement

Pension tax calculator

Calculate tax on withdrawals

Understand how much tax you might have to pay on money you take from your pension and how taking cash now could affect your future retirement income.
Pension drawdown calculator

Pension drawdown calculator

This tool helps you understand how much flexible retirement income (income drawdown) you could take and how long your pension might last if you do so.

Policies and important information
 

Accessibility | Conflicts of interest statement | Consumer Duty Target Market | Consumer Duty Value Assessment Statement | Cookie policy | Diversity, Equity & Inclusion | Diversity, Equity & Inclusion Reports | Doing Business with Fidelity |​​​​​​​ Investing in Fidelity funds | Legal information | Modern slavery | Mutual respect policy | Privacy statement | Remuneration policy | Staying secure | Statutory and Regulatory disclosures | Whistleblowing programme

 

Please remember that past performance is not necessarily a guide to future performance, the performance of investments is not guaranteed, and the value of your investments can go down as well as up, so you may get back less than you invest. When investments have particular tax features, these will depend on your personal circumstances and tax rules may change in the future. This website does not contain any personal recommendations for a particular course of action, service or product. You should regularly review your investment objectives and choices and, if you are unsure whether an investment is suitable for you, you should contact an authorised financial adviser. Before opening an account, please read the ‘Doing Business with Fidelity’ document which incorporates our client terms. Prior to investing into a fund, please read the relevant key information document which contains important information about the fund.

This website is issued by Financial Administration Services Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) (FCA Register number 122169) and registered in England and Wales under company number 1629709 whose registered address is Beech Gate, Millfield Lane, Lower Kingswood, Tadworth, Surrey, KT20 6RP.

© FIL Limited 2025