Make sure you have the following information with you
- Your National Insurance number
- Debit card details (for a single payment)
- Bank or building society details (if you’re planning on setting up a regular savings plan)
Important information - please keep in mind that the value of investments can go down as well as up, so you may get back less than you invest. Eligibility to invest in an ISA or SIPP and tax treatment depends on personal circumstances and all tax rules may change in the future. Withdrawals from a pension will not normally be possible until you reach age 55 (57 from 2028). This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.
Most people know Fidelity as a fund management company. We’re happy with that, as we do offer an extensive range of funds. But it’s not the thing that matters most to us. Our main aim is to make investing easier for you – whoever you are and however you want to invest – so you can integrate your financial decisions with the rest of your life.
We know the investment world can sometimes be overwhelming, which is why we want to help you navigate it. We offer guidance and advice to help you achieve what you want in life – no matter what ‘life events’ are most important to you – while also preparing you for the unexpected.
This support starts with the guides further down the page. They don’t just look at saving and spending, they give you tips to help you plan ahead, so you’re ready for what could come – and able to make the most of the opportunities.
We’ve been investing in markets around the world for over 50 years, so we understand the value of knowledge and expertise. That’s why we have a range of in-house teams to help you make the right decisions for your specific needs and situation.
Our guidance tools, for example, draw on the work of our Multi Asset team to support your investment decisions, no matter what sort of help you need – anything from investing for the first time to narrowing down a list of options to add to your portfolio.
We also have a team producing articles, videos and podcasts covering everything from investment basics to the latest market insights that keep you informed about what’s happening in the financial world. Plus, we have a team of advisers to help you if you need a recommendation on investing or retirement personalised to your needs.
Changing your job can change your life for the better, as long as it’s the right decision for your situation. We have some ideas to help you assess the opportunities.
Working for yourself can be an amazing opportunity to spend your time doing what you want. But it can mean new challenges as well. Here are some ideas to help.
You’re back home after the honeymoon and ready for a life together. Here’s what to think about so you can make the most of it.
Having a child is amazing, fulfilling – and challenging. We have some ideas to help you prepare your finances for the biggest (and best) change in your life.
University can help your children achieve their dreams, but it may come with a significant cost attached. We look at some of the ways you can prepare for the opportunity.
Life can change a lot when your children move out. We explore the opportunities and the challenges.
There are many joys to having children later in life but there’s no doubt it can disrupt even the best-laid financial plans. We look at some of the financial considerations.
It’s not easy when a relationship falls apart but making the right decisions about a divorce can help you get to the other side. Here are some things to think about.
An inheritance can be a mixed blessing. It’s an opportunity for the future, but also a reminder of what you’ve lost. We look at how to make decisions you’ll be comfortable with.
Retirement can be a gradual change or a sudden shift. The important thing is to make sure you know what lifestyle you want and that you can afford it. We can help you get ready for it.
When you’re building your wealth it’s important to think about what happens once you’re no longer around, so you can make sure your loved ones are looked after. Here are a few ideas to help.
Make sure you have the following information with you:
You will need: