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Our investment fees and charges

We’re changing how we collect our service fee. After September, you will be able to protect your ISA and SIPP holdings by paying service fees from a separate Cash Management Account.

Clear and simple pricing

Our pricing has no hidden fees and charges, so you know exactly what you pay for and when you pay it.

Our statements are clear and easy to understand so you don’t have to waste time trying to figure it out. When you log in online, your transaction history will help you find and understand our service fee, and any charges, easily and transparently.

Our service fee

We believe in giving you great value, so we charge an annual service fee, payable monthly, based on the value of all your investments. And did we mention all the award-winning guidance, on-the-go access and support with investing you get? That’s all included.

You can read more about it in the service fee section, linked at the top of the page.

What you pay for

Fidelity Personal Investing service fee
Investment charges set by the company managing your funds
Share dealing and other charges

What you don’t pay for

Here are the things that we include in our standard, simple and transparent service fee, but which our competitors sometimes charge for.

Account charges
Set up charge No charge
Annual charge No charge
Account closure No charge


Fund dealing charges (phone, online and paper)
Switching charge No charge
Selling charge No charge
Transfer charge No charge
Tax relief re-investment into funds No charge


Pension charges
Annual admin charges per capped drawdown account No charge
Annual admin charges per flexible drawdown account No charge
Transfer out to UK scheme No charge
Transfer out to overseas scheme No charge
Arranging death benefits No charge
Triviality payment No charge
Pension splitting on divorce No charge


Other charges
BACS payment No charge
Printed valuation statement No charge
Exit fees No charge