Our investment fees and charges
Clear and simple pricing
Our statements are clear and easy to understand so you don’t have to waste time trying to figure it out. When you log in online, your transaction history will help you find and understand our service fee, and any charges, easily and transparently.
Our service fee
We believe in giving you great value, so we charge an annual service fee, payable monthly, based on the value of all your investments. And did we mention all the award-winning guidance, on-the-go access and support with investing you get? That’s all included.
You can read more about it in the service fee section, linked at the top of the page.
What you pay for
What you don’t pay for
Here are the things that we include in our standard, simple and transparent service fee, but which our competitors sometimes charge for.
|Set up charge||No charge|
|Annual charge||No charge|
|Account closure||No charge|
|Fund dealing charges (phone, online and paper)|
|Switching charge||No charge|
|Selling charge||No charge|
|Transfer charge||No charge|
|Tax relief re-investment into funds||No charge|
|Annual admin charges per capped drawdown account||No charge|
|Annual admin charges per flexible drawdown account||No charge|
|Transfer out to UK scheme||No charge|
|Transfer out to overseas scheme||No charge|
|Arranging death benefits||No charge|
|Triviality payment||No charge|
|Pension splitting on divorce||No charge|
|BACS payment||No charge|
|Printed valuation statement||No charge|
|Exit fees||No charge|
Changes to Fidelity’s service fee
ISA, SIPP and Investment Accounts
- On or around 1 September, we will start collecting the service fee on your accounts on the 1st of every month (currently the 15th).
- In September we will automatically open a Cash Management Account for you (if you do not already have one) and we will collect service fees from that account from 1 October onwards. This excludes joint Investment Accounts.
- If there is insufficient cash held in the Cash Management Account, the outstanding fee balance will be taken from the relevant accounts in the same way as it is today.
- The Cash Management Account also gives you the ability to hold cash outside of your other accounts, and to freely move cash around from one account to another (depending on individual account restrictions and allowances).
We'll be in touch with all of our customers to inform you of these changes formally, or to find out more now, you can read our Doing Business With Fidelity document.