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Junior ISA

Start saving for a child’s future by investing in a Stocks and Shares Junior ISA on their behalf.

Important information - please keep in mind that the value of investments can go down as well as up so you may get back less than you invest. The value of tax savings and eligibility to invest in a Junior ISA depend on personal circumstances. All tax rules may change in future. Withdrawals from a Junior ISA will not be possible until the child reaches age 18.

Investing in your child's future

A Junior ISA (JISA) is a tax-efficient way to save for your child and pay no income tax or Capital Gains tax on any returns. The Junior ISA allowance for the 2019/20 tax year is £4,368, and you have until 5 April 2020 to use it. Control of the ISA passes automatically to your child at age 18.

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Begin saving today

Start from as little as £50.

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It's a family affair

Friends and family can gift money too.

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Here to help

Our UK and Ireland-based call centres are open six days a week.

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A wealth of choice

Choose from thousands of funds and shares to invest in.

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Expert guidance

Whether you’re saving for your child's education or to get them on the property ladder.

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Always at your fingertips

Manage investments 24/7 with our secure online service and apps

You must be the child's parent or guardian to open the Junior ISA, but once it is opened, anyone can pay in. All you need to do is start a regular savings plan from £50, or invest a lump sum from as little as £1,000.

How much can you save in a Junior ISA?

  • Save up to £4,368 a year, free of UK tax
  • Start from as little as £50
  • Set up a regular savings plan or pay in lump sums - family and friends can pay in too
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A world of investment options

  • Over 3,000 funds
  • Large selection of UK shares, growing all the time
  • Bonds, investment trusts and exchange-traded funds (ETFs)
  • Investment solutions from our experts
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With you every step of the way

  • Access your Junior ISA 24/7 online or on our app
  • Expert guidance emails and articles to help you invest
  • Our tools can help you find your next investment
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Let's get started

You must be the child's parent or guardian to open the Junior ISA, but once it’s open, anyone can pay in.

Open a Junior ISA

Start a regular savings plan from £50, or invest a lump sum from as little as £1,000.

Junior ISA FAQs

What is a Stocks and Shares Junior ISA?
How does a Junior ISA differ from a Child Trust Fund?
How many Junior ISAs can a child have?
How do I open a Fidelity Junior ISA?
Can you withdraw money from a Junior ISA early?
Can a child have both a Child Trust Fund (CTF) and a Junior ISA?