- A tax-efficient way to save money for your child as no income tax or capital gains tax will be payable on any returns.
- The Junior ISA allowance for the 2019/20 tax year is £4,368, and you have until 5 April 2020 to take advantage of it.
- If you decide to open a Junior ISA account on behalf of your child it will pass automatically to them at age 18.
Start saving for a child’s future by investing in a Stocks and Shares Junior ISA on their behalf.
What is a Junior ISA?
Our Junior ISA
- Contribute lump sums from £1,000, or start a regular savings plan from as little as £50, with friends and family able to contribute too.
- Invest your child’s Junior ISA allowance in a wide range of shares, funds, exchange-traded funds (ETFs) or investment trusts.
- Manage investments 24/7 using our secure online service.
- Get instant access to our investment expertise, market insights and planning tools. And our freephone UK call centre is open from Monday to Saturday.
Whether you’re saving for your child's education or to help them get a foot on the property ladder, we’ll help you to open a Junior ISA, with as little or as much guidance as you need.
The value of investments can go down as well as up so you may get back less than you invest. The value of tax savings and eligibility to invest in a Junior ISA depend on personal circumstances. All tax rules may change in future. Withdrawals from a Junior ISA will not be possible until the child reaches age 18.
Opening a Junior ISA
To open a Junior ISA all you need to do is invest a lump sum from as little as £1,000 or start a regular savings plan from £50.
Why choose Fidelity
With more than 50 years’ experience we’ve already earned the trust of over one million UK investors.
Start investing in just a few steps, with 24/7 online access from your computer, tablet or phone.
Enjoy low costs, no initial charges and no additional fees to switch or exit.
Junior ISA FAQs
Your Junior ISA checklist
Make sure you have the following information with you:
- A National Insurance number for the junior account holder (if they have one)
- Debit card details (for a single payment)
- Bank or building society details (if you’re planning on setting up a regular savings plan)