Navigator

Navigator funds hold various asset classes and regions to target specific goals and risk tolerances, and to help limit exposure to a single asset or risk. 

Assets grow at different rates, which means your asset allocation may no longer reflect your attitude to risk over time. 
Once you have a multi-asset fund with us, our experts proactively keep the fund on track by buying and selling assets to maintain appropriate levels of risk. 

Our experts watch the market for new opportunities. All you need to do is keep an eye on performance and, every now and then, make sure the fund’s risk level is still right for you.  

These funds produce regular sums of money that can be paid into your bank account or reinvested back in the fund.

If you’d like to invest in ‘income funds’, here’s what to do.

1. Open Navigator, then choose the income funds option.
2. You’re then asked the level of involvement that you would like from our experts by choosing either ‘cost’ or ‘expert’ focused.
3. You will then be presented with funds that match your selections.
4. Scroll down until you can see the fees, performance, key documents and fund manager details associated with that fund.
5. If you're happy with the fund and its risk level, use the 'Buy this fund' button to begin investing.

These funds cover a wide range of strategies, from funds aiming to generate modest investment returns at a lower level risk, to funds focused on the highest-possible performance, but taking on a higher level of risk.

If you’d like to see results for 'growth funds', here’s what to do.

1. Open Navigator, then select the 'Growth funds' tab.
2. You’re then asked the level of involvement that you would like from our experts by choosing either ‘cost’ or ‘expert’ focused.
3. Choose the level of risk you are comfortable with. You can use our risk calculator tool if you're unsure what to choose.
4. You will then be presented with funds that match your selections.
5. Scroll down until you can see the fees, performance, key documents and fund manager details associated with that fund.
6. If you're happy with the fund and its risk level - use the 'Buy this fund' button to begin investing.