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Stocks & Shares ISA

Stocks & Shares ISAs are a tax-efficient and flexible way to invest.

For the 2014/2015 tax year you can invest up to £15,000 in an ISA. You can hold as much of the allowance as you like in investments, cash, or any mixture of the two.

Our Flexible NISA (Stocks & Shares ISA) gives you:

One simple low cost service fee - of no more than 0.35% on the investments you have with us. Ongoing fund charges will apply.

Flexibility - allowing you to hold cash as well as investments - so you can hold your money in cash if you are concerned about the market's prospects, and move into investments when you believe they have more potential

24/7 access - via our online account management system, and mobile app

A wide choice - we give you access to a wide range of investment options as well as tools to help you find the right funds for you

Great service - we are committed to providing excellent customer service, from our UK based contact centre to investment guidance on our website.

The value of investments can go down as well as up so you may not get back the amount you invest. Please remember, the value of tax savings in an ISA depends on personal circumstances and all tax rules may change in the future. Fidelity Personal Investing does not give advice. If you are unsure of the suitability of an investment you should speak to a financial adviser.

Please note if you have already paid into a Stocks & Shares ISA since 6 April 2014, you will not be able to open another Stocks & Shares ISA before 6 April 2015. You may however make additional payments – up to the £15,000 ISA subscription limit - into your existing account(s).

How to open an ISA

You can open an ISA if you are over 18 years old and a UK resident for tax purposes. Crown employees are also eligible. You can get started with a minimum of £50 per month or £1,000 lump sum.

To open an ISA online:

1 choose from our full fund range and use a selection of guidance tools to help you

2 Or you can hold your money in cash, tax free, inside our Flexible NISA

3 complete the online form (takes approximately 5 minutes)

Help with choosing your funds

  • Our PathFinder range offers you growth and income options to help you narrow down your choice
  • HeadStart Portfolios are a great foundation for building your own ISA portfolio
  • The Select List holds around 140 funds our experts believe stand out from their peers
  • Our fund supermarket helps you to research funds offered by over 100 of the UK's leading fund managers


Whilst the Select List represents funds that our experts particularly rate, we are not recommending that these funds are right for you. Additionally, you may own a fund that is not listed on the Select List and we are not recommending that you sell it. You must ensure that any fund you choose to invest in is suitable for your own personal circumstances. Please note that PathFinder or HeadStart are not a recommendation or advice in respect of a particular investment. If you need additional help, please speak to an authorised financial adviser.

Tools and guides

ISAs or Pensions?

Our experts discuss the merits of each investment wrapper.

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Here to help

If you have any questions, contact our UK based call centre.

0800 41 41 61

Monday to Friday, 8am to 6pm
Saturday, 9am to 6pm.