When you open an ISA you can choose to invest in stocks and shares or cash or any combination of the two. Best of all you won’t pay any personal or capital gains tax on the returns you earn.
How you choose to invest is up to you. Find a ready-made fund solution that suits your needs using our PathFinder tool, invest in our experts' picks from the Select 50, or self-select your own funds from over 100 fund providers in our Fund Supermarket.
You can hold your money in cash for as long as you want and you are free to move into investments whenever you see an opportunity.Use Cash Park
We guide you to just three investment options that may meet your needs and investment goals.Use PathFinder
We show you the funds our investment experts really rate.Use the Select 50
Search, filter and chart & compare funds from over 100 fund providers.Use Fund Supermarket
Please remember the value of investments and the income from them can go down as well as up and you may get back less than you invest. We've made choosing funds as easy as we can, but it's important to understand it is not financial advice. If you need more help, please speak to an authorised financial adviser. With PathFinder, you should regularly reassess your chosen funds to ensure they continue to meet your attitude to risk and investment goals. The Select 50 is not a recommendation to buy funds. Equally, if a fund you hold is not within the Select 50, we are not recommending that you sell it. The value of tax savings and eligibility to invest in an ISA depends on personal circumstances. All tax rules may change in future.
The above options do not provide recommendations or advice on any particular investments. If you are unsure of the suitability of an investment, please speak to an authorised financial adviser.
Our UK-based Fidelity Personal Investing team may call you to help you with any queries you may have concerning the process. Use this form if you would like to request a call back at a specific time.