When you open an ISA you can choose to invest in stocks and shares or cash or any combination of the two. Best of all you won’t pay any personal or capital gains tax on the returns you earn.
How you choose to invest is up to you. Find a ready-made fund solution that suits your needs using our PathFinder tool, invest in our experts' recommended picks from the Select 50, or self-select your own funds from over 100 fund providers in our Fund Supermarket. Alternatively if you're not sure where you would like to invest yet, you can secure your allowance in cash today and choose your funds later.
You can hold your money in cash for as long as you want and you are free to move into investments whenever you see an opportunity.Use Cash Park
Use our PathFinder tool to select a ready-made, diversified fund based on your preferred risk level in just three steps.Open PathFinder
Choose from our list of top-rated funds, recommended by our investment experts.View the Select 50
Explore our full range of investment options to find, filter and select your own combination of investments.Use Fund Supermarket
Please remember the value of investments can go down as well as up, so you may get back less than you invest. We've made choosing funds as easy as we can, but it's important to understand that these guidance tools are not a personal recommendation in respect of a particular investment. If you need additional help, please speak to a financial adviser. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals. The value of tax savings and eligibility to invest in an ISA depend on personal circumstances. All tax rules may change in future.
Our UK-based Fidelity Personal Investing team may call you to help you with any queries you may have concerning the process.