• ISAs
  • Junior ISA

Junior ISA

Whatever your hopes for your child it’s likely some of them will have costs attached. The Junior ISA is a flexible and tax-efficient way to save for children.

Whether you’re looking to put aside a lump sum to enable your child to get on the property ladder, or save monthly to fund the increasingly expensive cost of a university education (estimated at around £40,000 for English students enrolling in 2014*), Fidelity can make saving for these as easy as child’s play.

Get started today by visiting our Junior ISA calculator and find out how much you should be saving each month to reach your goal.

Or follow the steps below to open a Junior ISA by investing £500 as a lump sum or £50 in a monthly savings plan now.

The value of investments can go down as well as up so your child may not get back the amount you invest. Tax savings and eligibility to invest in a Junior ISA depend on personal circumstances. All tax rules may change in the future. Fidelity Personal Investing only gives information about products and services and does not provide investment advice based on individual circumstances. If you are unsure of the suitability of an investment you should speak to an authorised financial adviser.Start a Junior NISA now

*Source: Which? University, April 2014

Fidelity Junior Flexible NISA at a glance

  • This is a Stocks & Shares ISA that also allows you to hold your investments in cash. This means if you're concerned about the market's prospects you can shelter your money in cash, then move it quickly and easily to investments when you believe the markets have more potential.
  • Invest up to £4,000, the new Junior ISA allowance for the 2014/15 tax year.
  • View and manage your account online, 24 hours a day with our online Account Management service.
  • The Junior ISA has to be opened on behalf of the child by a parent or guardian.
  • Once set up, anyone can contribute to a child’s account at any time, up to the annual limit.
  • The money is invested and locked away until the child is 18. When the child is 18 it becomes their ISA and they assume full control.
  • Junior ISAs are only available to UK resident children under 18 who do not have a Child Trust Fund (CTF). Please note that if your child was born between 1 September 2002 and 2 January 2011 the Government would have automatically opened a CTF on your behalf so your child will not be eligible for a Junior ISA.
  • Any contribution to a Junior ISA is a gift to the child and it cannot be returned to the contributor at a later date if the contributor subsequently changes their mind.
Your Money Junior ISA award
Junior ISA Calculator

Watch our Junior ISA video

  • $userType (java) =
  • $userCategory (java) =
  • $userIdentity = Default
  • Match Found in DCR = 1

Isa guide