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Junior ISAs Explained

Junior ISA Guide & Information

What is a Junior ISA?
What is a stocks and shares Junior ISA?
How does a Junior ISA differ from a Child Trust Fund?
Can a child have both a Child Trust Fund (CTF) and a Junior ISA?
What is the Junior ISA age limit?

Opening a Junior ISA

How do I open a Junior ISA?
Who can open a Junior ISA?
How many Junior ISAs can a child have?

Paying into a Junior ISA

What is the 2020/2021 Junior ISA allowance?
Who can contribute into a Junior ISA and how?
Can I set up a direct debit or regular payment plan?

Managing a Junior ISA

Who can manage the investments within a Junior stocks and shares ISA?

Withdrawing money from a Junior ISA

What happens to a Junior ISA when the child reaches 18 years of age?
Can you withdraw money from a Junior ISA early?
What happens to any income from a stocks and shares Junior ISA?

Transferring a Junior ISA

Can I transfer a Child Trust Fund to a Stocks and Shares Junior ISA?
Can I transfer a Junior ISA to Fidelity?

Fidelity Junior ISA Fees and Charges

What are the charges and ongoing fees for a Fidelity Junior ISA?

The value of investments can go down as well as up so you may get back less than you invest. The value of tax savings and eligibility to invest in an ISA depend on personal circumstances. All tax rules may change in future. Withdrawals from a Junior ISA will not be possible until the child reaches age 18.

This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.