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ISA account range

ISAs are a tax-efficient way to save

For the 2014/2015 tax year you can invest up to £15,000 in an ISA. You can hold as much of the allowance as you like in investments, cash, or any mixture of the two.

Fidelity Flexible NISA

  • This is a Stocks & Shares ISA that also allows you to hold cash - and earn tax-free interest on this cash
  • You have freedom to move easily between equity funds, bond funds and cash in the one account. This means you can hold money in cash if you are concerned about the market's prospects and move into investments when you believe they have more potential.
  • Invest lump sums or save monthly
  • The 2014/15 allowance has been increased to £15,000

Fidelity Junior Flexible NISA

  • Family and friends can contribute
  • You manage the savings until your child is 18 (at which time it becomes their ISA)
  • The 2014/15 allowance is £4,000.
  • No withdrawals permitted until age 18

Share Dealing ISA

  • Choose from individual companies across the UK stock market
  • Low online dealing costs £9 per trade online and £5.10 a month
  • No need to declare holdings on your tax return
  • Provided by Charles Stanley & Co Ltd
  • New increased allowance for 2014/2015 tax year of £15,000

Please note, if you have paid into a Cash or Stocks and Shares ISA since 6 April 2014, you will not be able to open a further ISA of the same type before 6 April 2015. You may however make additional payments – up to the £15,000 ISA subscription limit - into your existing account(s).

Fidelity Personal Investing only gives information about products and services and does not provide investment advice based on individual circumstances. If you are unsure of the suitability of an investment you should speak to an authorised financial adviser, although different terms will apply.

The value of investments can go down as well as up and you may not get back the amount you invest. The value of tax savings and eligibility to invest in an ISA depend on personal circumstances. All tax rules may change in future.

Junior ISAs are only available to UK resident children under 18 who do not have a Child Trust Fund (CTF). Please note that if your child was born between 1 September 2002 and 2 January 2011 the Government would have automatically opened a CTF on your behalf so your child will not be eligible for a Junior ISA. The investment is locked away until the child reaches 18 years old.

Tools and guides

ISAs or Pensions?

Our experts discuss the merits of each investment wrapper

Charges & Fees 

We have a low cost service fee ranging from 0.35% to 0.20%, with no additional charges.

 

Here to help

If you have any questions, please call our freephone UK-based team.

Here to help

0800 41 41 61

Monday to Friday, 8am to 6pm
Saturday 9am to 6pm.