ISAs are a tax-efficient way to save
For the 2014/2015 tax year you can invest up to £15,000 in an ISA. You can hold as much of the allowance as you like in investments, cash, or any mixture of the two.
Please note, if you have paid into a Cash or Stocks and Shares ISA since 6 April 2014, you will not be able to open a further ISA of the same type before 6 April 2015. You may however make additional payments – up to the £15,000 ISA subscription limit - into your existing account(s).
Fidelity Personal Investing only gives information about products and services and does not provide investment advice based on individual circumstances. If you are unsure of the suitability of an investment you should speak to an authorised financial adviser, although different terms will apply.
The value of investments can go down as well as up and you may not get back the amount you invest. The value of tax savings and eligibility to invest in an ISA depend on personal circumstances. All tax rules may change in future.
Junior ISAs are only available to UK resident children under 18 who do not have a Child Trust Fund (CTF). Please note that if your child was born between 1 September 2002 and 2 January 2011 the Government would have automatically opened a CTF on your behalf so your child will not be eligible for a Junior ISA. The investment is locked away until the child reaches 18 years old.
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