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What is a Stocks and Shares ISA?

Important information - please keep in mind that the value of investments can go down as well as up, so you may get back less than you invest. Tax treatment depends on individual circumstances and all tax rules may change in the future. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Helping you live the life you want

We've all got hopes and dreams. And investing can help realise them - whether you're starting your own business, buying a house or saving for your child's education. A Stocks and Shares ISA is one way that may help you achieve what you want out of life. Find out about the differences between this and a Cash ISA, how all ISAs are tax efficient, and how many ISAs you can have.

What is a Stocks and Shares ISA?

Transcript - What is a Stocks and Shares ISA?

How to open a Stocks and Shares ISA

You can open a Stocks and Shares ISA following these straightforward steps:

Step 1: Get your details ready
Step 2: Fill in our easy online form
Step 3: Add cash
Step 4: Choose your investments

Are you ready to invest?

It's an important question to ask yourself. As the values of investments can go down as well as up, any money you invest should really sit outside what you need to live on, especially if your circumstances should change.

Your decision should take into account any personal loans, sufficient savings set aside, the state of your pension, if you're interested in a long or short-term commitment and if you're confident to select investments by yourself. We have a tool that can help you make up your mind.

Help me decide


Can I open an ISA for someone else?
Can I open a new ISA or top up an existing ISA using an investment I already have?
Is the income from my ISA tax free?