• Pensions and Retirement
  • The Fidelity SIPP
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Fidelity SIPP (Self-Invested Personal Pension)

A SIPP is a tax-efficient flexible pension that you control.

You receive income tax relief on money put into a pension. Find out more about the tax benefits.

A Fidelity SIPP gives you

One low cost service fee – our typical service fee is just 0.35**

24/7 access – via our online Account Management system, and mobile apps

A wide choice – we give you access to a wide range of investment options with low ongoing fund charges starting from just 0.07%, as well as tools to help you find the right funds for you

Great service – we are committed to providing excellent customer service, from our UK based contact centre to investment guidance on our website.

** This depends on the amount of money you have invested with us. More information on our service fee tiers and charging can be found here.

Please remember, the value of investments can fall as well as rise, so you may get back less than you invest. Eligibility to invest in a pension depends on personal circumstances. All tax rules may change in future. You will not normally have access to money you have invested in a SIPP until the age of 55. Fidelity Personal Investing does not give advice. If you are unsure of the suitability of an investment you should speak to a financial adviser.

Opening a Fidelity SIPP

You can get started with a minimum of £80 per month, £1,000 lump sum, or a transfer.

To open a Fidelity SIPP online:

1 Choose how to open your SIPP (for yourself, as an employer or with a transfer)

2 Choose your funds from our full range or use a guidance tool to help you

3 Complete the online form

Help choosing your pension investments

  • Our PathFinder range offers you growth and income options to help you narrow down your choice
  • Our HeadStart Portfolios are a great foundation for building your own portfolio
  • Choose from top-rated funds carefully chosen by Fidelity's research experts with the Select List
  • Our fund supermarket helps you to research over 2,000 investment options quickly and easily

PathFinder and HeadStart are not a recommendation or advice in respect of a particular investment. The Select List is not a recommendation to buy or sell a fund. If you need additional help, please speak to a financial adviser. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk, investment goals, and the time horizon for which you want to invest.

* Based on a £50,000 portfolio, as at 13th June 2015.

Tools and guides

What is a SIPP?

Charges & Fees 

We have a low cost service fee which is typically 0.35%. There are extra savings for investors with larger portfolios. Ongoing fund management charges will apply.