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Fidelity SIPP (Self-Invested Personal Pension)

A SIPP is a tax-efficient flexible pension that you control.

You receive income tax relief on money put into a pension. Find out more about the tax benefits.

Special Offer

Anyone new to Fidelity will receive their first year free of our fees (fund charges still apply). Offer ends 5th April 2015. Terms & conditions and minimum investment amounts apply.

A Fidelity SIPP gives you

One simple low cost service fee – Of no more than 0.35%

24/7 access – via our online account management system, and mobile apps

A wide choice – we give you access to a wide range of investment options with low ongoing fund charges starting from just 0.07%, as well as tools to help you find the right funds for you

Great service – we are committed to providing excellent customer service, from our UK based contact centre to investment guidance on our website.

Please remember, the value of investments can fall as well as rise, so you may get back less than you invest. Eligibility to invest in a pension depends on personal circumstances. All tax rules may change in future. You will not normally have access to money you have invested in a SIPP until the age of 55. Fidelity Personal Investing does not give advice. If you are unsure of the suitability of an investment you should speak to a financial adviser.

Opening a Fidelity SIPP

You can get started with a minimum of £100 per month, £1,000 lump sum, or a transfer.

To open a Fidelity SIPP online:

1 choose how to open your SIPP (for yourself, as an employer or with a transfer)

2 choose your funds from our full range or use a guidance tool to help you

3 complete the online form

Help with choosing your funds

Choose from our PathFinder fund range primarily categorised by risk

  • HeadStart Portfolios are a great foundation for building your own portfolio
  • Choose from top-rated funds carefully chosen by Fidelity's research experts with The Select List
  • Our fund supermarket helps you to research over 2,000 investment options quickly and easily

Please note: these options are designed to help you start your own pension. HeadStart is not a recommendation or advice in respect of a particular investment. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals. PathFinder is not a recommendation or advice in respect of a particular investment. Risk is only one aspect of investing and you should regularly reassess the suitability of your investments to ensure they also continue to meet your investment goals and the time horizon for which you want to invest. The Select List is not a recommendation to buy or sell a fund. We're here to give you as much support as you need, but we are not providing you with investment advice. If you'd like this sort of help,please speak to a financial adviser, although different terms may apply.

Tools and guides

Charges & Fees 

We have a low cost service fee of no more than 0.35% per year, with no additional charges. There are extra savings for investors with larger portfolios. Ongoing fund charges will apply.


Earn up to £1,000 casback