A SIPP is a tax-efficient flexible pension that you control.
You receive income tax relief on money put into a pension. Find out more about the tax benefits.
One simple low cost service fee - ranging from 0.35% to 0.20% with no additional charges
24/7 access - via our online account management system, and mobile apps
A wide choice - we give you access to a wide range of investment options with reduced fund management charges starting from just 0.09%, as well as tools to help you find the right funds for you
Great service - we are committed to providing excellent customer service, from our UK based contact centre to investment guidance on our website.
Please remember, the value of investments can fall as well as rise, so you may get back less than you invest. Eligibility to invest in a pension depends on personal circumstances. All tax rules may change in future. You will not normally have access to money you have invested in a SIPP until the age of 55.
You can open a SIPP if you are over 18 and under 75 years old and a UK resident for tax purposes. Crown employees are also eligible. You can get started with a minimum of £100 per month, £1,000 lump sum, or a transfer.
To open a SIPP online:
choose how to open your SIPP (for yourself, as an employer or with a transfer)
choose your funds from our full range or use a guidance tool to help you
complete the online form
Please note: these options are designed to help you start your own pension. We're here to give you as much support as you need, but we are not providing you with investment advice. If you'd like this sort of help, please speak to a financial adviser.
We have a low cost service fee of no more than 0.35% per year, with no additional charges. There are extra savings for investors with larger portfolios.