• Pensions
  • The Fidelity SIPP
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Fidelity SIPP (Self-Invested Personal Pension)

A SIPP is a tax-efficient flexible pension that you control.

You receive income tax relief on money put into a pension. Find out more about the tax benefits.

A Fidelity SIPP gives you

One low cost service fee – our typical service fee is just 0.35%**

24/7 access – via our online Account Management system, and mobile apps

A wide choice – we give you access to a wide range of investment options with low ongoing fund charges starting from just 0.06%, as well as tools to help you find the right funds for you

Great service – we are committed to providing excellent customer service, from our UK based contact centre to investment guidance on our website.

** This depends on the amount of money you have invested with us. More information on our service fee tiers and charging can be found here.

Please remember, the value of investments can fall as well as rise, so you may get back less than you invest. Eligibility to invest in a pension depends on personal circumstances. All tax rules may change in future. You will not normally have access to money you have invested in a SIPP until the age of 55. Fidelity Personal Investing does not give advice. If you are unsure of the suitability of an investment you should speak to a financial adviser.

With control comes confidence

Bring your pensions together today.

Take closer control of your retirement savings by bringing your pensions together in a Fidelity Self-Invested Personal Pension (SIPP) and managing them all in one secure online account and you could earn £100 to £1,000 cashback. Exclusions and terms and conditions apply.

Opening a Fidelity SIPP

You can get started with a minimum of £40 per month, £1,000 lump sum, or a transfer. Minimums apply*

To open a Fidelity SIPP online:

1 Choose how to open your SIPP (for yourself, as an employer or with a transfer)

2 Choose your funds from our full range or use a guidance tool to help you

3 Complete the online form

*Please see Transfer Factsheet for more information.

Help choosing your pension investments

  • Our PathFinder range offers you growth and income options to help you narrow down your choice
  • Choose from top-rated funds carefully chosen by Fidelity's research experts with the Select 50
  • Our fund supermarket helps you to research over 2,000 investment options quickly and easily

PathFinder is not a recommendation or advice in respect of a particular investment. Select 50 is not a recommendation to buy or sell a fund. If you need additional help, please speak to a financial adviser. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk, investment goals, and the time horizon for which you want to invest.

Tools and guides

Customer case studies

Charges & Fees 

We have a low cost service fee which is typically 0.35%. There are extra savings for investors with larger portfolios. Ongoing fund management charges also apply.