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Open a Self-Invested Personal Pension (SIPP)

Important information: The value of investments can go down as well as up so you may not get back what you invest. Eligibility to invest in a SIPP and tax treatment depends on personal circumstances and all tax rules may change in the future. The minimum age you can normally access your pension savings is currently 55, and is due to rise to 57 on 6 April 2028, unless you have a lower protected pension age. It’s important to understand that pension transfers are a complex area and may not be suitable for everyone.

Opening a SIPP is quick and easy

You'll need the following:

  • Your National Insurance number
  • Debit card details (if you'd like to make a single payment)
  • Bank or building society details (if you'd like to set up a regular savings plan from as little as £20 a month)

Once you’ve opened your SIPP, you can then choose what investments you’d like to hold in your new account.

Transferring a pension to Fidelity

Bring an existing pension to Fidelity by going to our Transfer a Pension page to keep all your pensions in one place.


Ready to open your SIPP?

Select one of these options to get started. If you’re an existing customer, when you log in to open your SIPP, we’ll fill in your details so it’ll be easier for you.

Existing customer

If you already have a Fidelity account, log in here to open your SIPP.

New customer

If you're new to Fidelity, you can open your account here.

Not sure if this is right for you? Learn more about Fidelity’s flexible, award-winning SIPP, which can help you to save for retirement with significant tax benefits.

Our award-winning approach

We don’t like to blow our own trumpet, but it's nice when someone else does. We’re also proud to be a Which? Recommended Provider for Self-Invested Personal Pensions – three years running.​

Trustpilot rating based on 4,460 reviews as at 22.11.2023

Need help?

Call our UK & Ireland-based team

0333 300 3350

Weekdays 9am-5:30pm & Saturdays 9am-2pm

Not ready to open a SIPP?

Learn more about the award-winning Fidelity SIPP

Take control of your retirement savings and get your money working harder.

Which account is right for you?

Find an account that meets your needs by answering a few simple questions.

Choose your investments before opening account

Whether you need a lot of help or a little, we have the right tool to help you find an investment.

Important information: This information is not a personal recommendation for any particular investment. It’s important to understand that pension transfers are a complex area and may not be suitable for everyone. Before going ahead with a pension transfer, we strongly recommend that you undertake a full comparison of the benefits, charges and features offered. To find out what else you should consider before transferring, please read our transfer factsheet. If you are in any doubt whether or not a pension transfer is suitable for your circumstances we strongly recommend that you seek advice from an authorised financial adviser.