• Pensions
  • Retirement calculator

What retirement do you want?

Our easy to use calculator lets you see how much you could need in retirement.

We’ll help you figure out how much you need to save to achieve the lifestyle you want.

Calculate the retirement that you want

As a first step the calculator assumes a basic cost of living amount. This includes a minimal amount required for travelling and transport, social and cultural activities and clothing. You can increase this cost to a more realistic figure that suits your lifestyle by using the plus key option (in increments of £1,000).

You can then use the tool to select additional activities you see yourself doing in retirement - each year. All costs are per person but you can increase this by using the plus key within the tile. Costs are approximate and are not tailored for individual circumstances (Calculations last updated September 2014).

The lifestyle you’ve just chosen may cost you

per year

Please note that the above amount is net of income tax.

Want to work out how to get there?

Use myPlan to help you work out how much you need to save to achieve your retirement goals.


Fidelity SIPP

Our Self Invested Personal Pension is a low cost way to save for retirement. It has low charges, a great range of funds and online dealing. You can invest from just £1,000.  

Retirement planning

Retirement is something to look forward to and whether it seems like a long way off or you are hoping to retire soon, there is nothing more important than being prepared.

Please remember, the value of investments can fall as well as rise, so you may get back less than you invest. Fidelity Personal Investing does not give advice, if you are unsure of the suitability of an investment, please speak to an authorised financial adviser. Eligibility to invest in a pension depends on personal circumstances and all tax rules may change. You will not normally have access to money you have invested in a SIPP until the age of 55.