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Transfer investments to Fidelity

Important information - please keep in mind that the value of investments can go down as well up, so you may get back less than you invest. Before making your decision, please read our transfer guide, Moving your investments to Fidelity,  which explains the options available and gives you the information you need to know. It’s important to understand that pension transfers are a complex area and may not be suitable for everyone.

Let’s make life simpler

Transfer ISAs, pensions, investment accounts, or junior accounts to manage them quickly, easily and all in one place.


We do the hard work

Give us details of the account you want to transfer, we’ll do the rest.


Exit fee cover

We cover any exit fees your current provider may charge, up to £500 per person. *T&Cs apply.


Keep your tax benefits

Your allowance isn’t affected when you transfer a pension or ISA.

Transfer and get cashback

Keeping track of investments across different providers can be time‑consuming and difficult. Moving them to Fidelity could make them easier to manage and help get your money working harder.

Plus If you apply to transfer your ISAs, pensions or investment accounts to us by 6 Oct 2022, you’ll receive £100 to £1,500 cashback as a thank you from us. Exclusions T&Cs apply.

How much cashback can I get?
Cashback offer - Terms and Conditions

Transfer an account to Fidelity

Read more about what you can transfer and how it will work.

Transfer ISAs

Having multiple ISAs can be complicated and costly. We make it easy to start your transfer and bring your ISAs together.

Transfer Junior ISAs

Transfer your Junior ISAs over to us and start building up tax-free savings for your child’s future in a simple and cost-effective way.

Transfer pensions

If you’ve built up several pension pots, bringing them together into a SIPP could make them easier to manage.

Transfer Junior SIPPs

If you’re building a nest egg for a child’s future, as well as planning your own retirement, bringing all accounts under one roof could help you plan your family’s collective future more effectively.

Transfer investment accounts

Having investments spread across multiple companies can be time consuming and costly. Bringing them together means less stress and less paperwork.

Important information

It’s important to understand that pension transfers are a complex area and may not be suitable for everyone. Before going ahead with a pension transfer, we strongly recommend that you undertake a full comparison of the benefits, charges and features offered. To find out what else you should consider before transferring, please read our Fidelity SIPP Transfer Factsheet. If you are in any doubt whether or not a pension transfer is suitable for your circumstances we strongly recommend that you speak to one of Fidelity's advisers or an authorised financial adviser of your choice.

Tax treatment depends on individual circumstances and all tax rules may change in the future. Remember, you won’t be able to access money invested in a SIPP until the age of 55 (57 from 2028). Withdrawals from a Junior ISA will not be possible until the child reaches age 18.

If you are looking to transfer a pension to us that you have already taken money from (and so are in income drawdown), you can't do this online. Please contact Fidelity’s Retirement Service to get an application form.

If you hold cash in the account that you are transferring to us, this will be moved across and held as cash in your Fidelity account.

How to transfer shares

If you hold shares in the account you're planning on moving to Fidelity:

You can only transfer shares to us that we currently offer. You can check this at the start of the transfer process.

If you request a transfer to us and you have shares that we don't offer:

  • If they're held in an ISA, we will sell them and bring them across as cash.
  • If they're held in an Investment Account, you will need to sell them before you request your transfer. The proceeds can then be sent to us as cash. This may trigger a Capital Gains tax liability, so please speak to a tax adviser before you sell.
  • If you have US stocks, you’ll need to complete a new W-8BEN form within two weeks of the date you submitted the transfer instruction. Fidelity is required by the US to have a new W-8BEN form even if you submitted a form with your previous provider. 
  • Depending on how your existing provider administers your overseas shares, we may not be able to transfer these investments to Fidelity as they are. If this is the case, we may sell these shares and deposit the proceeds as cash in your account or exclude them from your transfer.
  • We can only transfer cash in sterling (GBP) to your Fidelity account. If there is any other currency held in your account with your current provider, you will need to ensure this is converted into sterling (GBP) before transferring the cash to your Fidelity account. 

Important information - This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.