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Transfer Junior SIPP

Start saving just a small amount now on behalf of a child to make a real difference to their future.

Important information - the value of investments can go down as well as up, so you may not get back what you invest. Eligibility to invest in a Junior SIPP depends on personal circumstances and all tax rules may change in the future. Control over the investments passes to the child once they turn 18 and withdrawals will not normally be possible until they reach 55 (57 from 2028). Please note that our guidance tools are not a personal recommendation in respect of a particular investment. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.

Transferring a Junior SIPP so you can see it alongside your existing Fidelity accounts can help you track your savings and plan for your family’s collective future more effectively. It could also be cheaper, as we do not charge a service fee on investments held in junior accounts.

Important information - Pension transfers are a complex area and may not be suitable for everyone. Before going ahead with a Junior SIPP transfer, we strongly recommend that you undertake a full comparison of the benefits, charges and features offered.

Junior SIPP transfers can be done as cash which may mean you are out of the market while the process takes place. If you would like to keep the same investments (re-register) that are in your Junior SIPP and they’re available on our platform, then you need to apply to transfer by post.

If you are in any doubt whether or not a pension transfer is suitable for your circumstances we strongly suggest that you seek advice from an authorised financial adviser. To find out what else you should consider before transferring, please read our pension transfer factsheet.

Start your transfer now

Bringing your family’s pensions under one roof can make them easier to manage, while helping you keep an eye on costs, and give you access to a wealth of Fidelity guidance.

How do I transfer a Junior SIPP?
How long does it take to transfer my pension?
Is there a minimum transfer value?