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MoneyTalk tells you what you need to know to manage your investments better.

Whether you’re focused on growing your wealth, planning for your retirement or simply topping up your day-to-day savings, MoneyTalk takes you closer to the issues affecting you and your money.

Join Tom Stevenson and the team for the latest episode and find out how you too can make good investing easy.

The Next Generation

In the latest episode of MoneyTalk we look at ways of investing and passing on wealth to the next generation. Maike Currie explains how a Junior ISA can help children avoid student debt or help them get their first foot on the property ladder. Once you’ve opened a Junior ISA for a child, you’ll need to decide where to invest the savings - here Tom Stevenson’s video clip on emerging markets could be helpful, explaining why these regions offer enticing growth opportunities for those with the advantage of time on their side. Ed Monk explores how a pension can be used as a way of passing on wealth, while the final video in our Mind the Gap series explains how parents can mind the childcare gap.


Important information: The value of investments and the income from them can go down as well as up, so you may not get back what you invest. Eligibility to invest into a pension or ISA and the value of tax savings depends on personal circumstances and all tax rules may change. You will not normally be able to access money held in a pension till the age of 55. When investing in overseas markets, changes in currency exchange rates may affect the value of your investment. Investments in small and emerging markets can be more volatile than those in other overseas markets. Reference to specific securities should not be construed as a recommendation to buy or sell these securities and is included for the purposes of illustration only. Junior ISAs are only available to UK resident children under 18 who do not have and are not eligible for a Child Trust Fund (CTF). Please note that if your child was born between 1 September 2002 and 2 January 2011 the Government would have automatically opened a CTF on your behalf so your child will not be eligible for a Junior ISA. The investment is locked away until the child reaches 18 years old. This information does not constitute investment advice and should not be used as the basis for any investment decision nor should it be treated as a recommendation for any investment. Investors should also note that the views expressed may no longer be current and may have already been acted upon. Fidelity Personal Investing does not give investment advice. If you are unsure about the suitability of an investment, you should speak to an authorised financial adviser.