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Women and Money

No-nonsense money talk. For women. By women.

Important information - the value of investments, can go down as well as up, so you may get back less than you invest. Tax treatment depends on individual circumstances and all tax rules may change in the future. Withdrawals from a pension product will not normally be possible until you reach age 55 (57 from 2028). This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity's advisers or an authorised financial adviser of your choice.

" I’m passionate about empowering more women to get invested. I want them to feel financially confident, so they can take charge of their financial futures - providing greater freedom and choice."

Emma Tilt, Head of UK Personal Investing

Give your financial future a fighting chance

With 80% of companies still paying men more than women1, the gender pay gap doesn't appear to be closing - not quickly enough anyway. And that's not all. The difference in pension income for women compared to men is a whopping 40.5%2. But even when the odds aren't stacked in your favour, there are things you can do. We're here to show you what you're up against. And share how investing can help address these inequalities by getting your money to work harder. New to investing? Find out more here.

What are the challenges?

Having a child

The average costs of raising a child in the UK - including childcare and housing costs - is over £200,000.

The pink tax

It's widely reported that certain 'women only' products carry a premium price tag.

Menopause

Around a million women's pensions are worse off in the UK due to the menopause.

Divorce

Divorce isn't easy. And when 41% of marriages don't reach their 25th wedding anniversary, it pays to be prepared.

Caring for the elderly

Women are more likely to become carers and provide more hours of care then men.

Maternity leave

Not everyone receives a generous maternity pay package - particularly if you're self-employed.

How it affects you

Gender pay gap

Despite The Equality Act 2010, women are still losing out in the salary stakes.

Pension gap

Women tend to live longer than men. And yet men's pensions far exceed women's.

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Busting investing myths

Women tell us investing helps them feel more in control, reduces anxiety and helps them meet their financial goals.

Here are some more reasons why you might like to invest - it's not some kind of exclusive club. Pretty much anyone can do it.

  • Small amounts can make a big difference. You can start investing with as little as £25 per month.
  • We've got plenty of guides to help you.
  • Make the most of tax-efficient savings with a Stocks and Shares ISA or a Self-Invested Personal Pension
  • The sooner you start investing, the longer it has in the markets to potentially grow (it could fall in value too).
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