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Personal finance

Make the most of your money with the latest tips and insights from our personal finance experts.

Important information: The value of investments can go down as well as up so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Personal finance

Emma-Lou Montgomery

Should you pay your (grand)child's uni fees?

Parents and grandparents shouldn’t automatically assume it’s better to clear student debt before it accrues

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 16 Sep 2021

Ed Monk

Downsizing: why the dream rarely matches reality

Turning a property into retirement wealth may not be as simple as you think

Ed Monk

Ed Monk Fidelity International - 16 Sep 2021

Emma-Lou Montgomery

What the state of the jobs market means for investors

Job-hunters in demand as businesses desperately seek staff

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 14 Sep 2021

Ed Monk

The best time to be ‘pension aware’? Now

The Government is playing catch-up on old-age planning - you don’t have to

Ed Monk

Ed Monk Fidelity International - 10 Sep 2021

Toby Sims

Triple lock becomes the ‘double lock’

What will happen to your state pension and NI contributions?

Toby Sims

Toby Sims Fidelity International - 07 Sep 2021

Maike Currie

What does a £1m pension pot buy?

The income you could expect to get from a £1m pension pot

Maike Currie

Maike Currie Fidelity International - 03 Sep 2021

Toby Sims

Financial lessons your kids won’t learn at school

Young people are learning about investing the hard way

Toby Sims

Toby Sims Fidelity International - 02 Sep 2021

Toby Sims

Is volatility good or bad?

How to master the art of investing through good times and bad

Toby Sims

Toby Sims Fidelity International - 26 Aug 2021

Ed Monk

Daniel Craig is right to make his inheritance plans clear

The James Bond actor has helped break the taboo of passing on wealth

Ed Monk

Ed Monk Fidelity International - 26 Aug 2021

Ed Monk

How can you make the most of your pension income?

Making the change from work to retirement is all about choosing the life you want once the demands of a career come to an end.

Ed Monk

Ed Monk Fidelity International - 23 Aug 2021

Ed Monk
Ed Monk

Ed Monk Fidelity International - 20 Aug 2021

Graham Smith

How could the pension freedom age rise impact you?

The age for tax-free access to private pensions is set to rise from 55 to 57

Graham Smith

Graham Smith Investment writer - 20 Aug 2021

Emma-Lou Montgomery
Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 18 Aug 2021

Toby Sims

Why is petrol so expensive?

What you need to know about the price of oil

Toby Sims

Toby Sims Fidelity International - 13 Aug 2021

Emma-Lou Montgomery
Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 13 Aug 2021

Ed Monk

Will the price of your house trigger an inheritance tax bill?

The average bill due on estates caught by IHT is rising

Ed Monk

Ed Monk Fidelity International - 12 Aug 2021

Ed Monk

City’s millennials are still the unloved middle child

Millennials are facing another ‘once-in-a-generation’ economic shock

Ed Monk

Ed Monk Fidelity International - 11 Aug 2021

Emma-Lou Montgomery

How to graduate debt-free

It’s results day and homework time for parents of kids not even out of nappies yet

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 10 Aug 2021

Emma-Lou Montgomery

How to start investing in stocks - for the young

Teaching children about investing in stocks

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 05 Aug 2021

Emma-Lou Montgomery

3 money tasks to tackle

It’s time for your mid-year wealth check

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 29 Jul 2021

Ed Monk

Give yourself a mid-year pension MOT

Make sure your savings are ticking over nicely

Ed Monk

Ed Monk Fidelity International - 27 Jul 2021

Toby Sims
Toby Sims

Toby Sims Fidelity International - 15 Jul 2021

Ed Monk

State Pension rise is a dilemma for Government

A quirk in the stats means a higher than normal rise is on the cards

Ed Monk

Ed Monk Fidelity International - 08 Jul 2021

Emma-Lou Montgomery

New report shows UK women lag behind in pension wealth

Fidelity’s new report shows UK women are set to be worse-off during retirement than women elsewhere

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 02 Jul 2021

Ed Monk

Lockdown’s financial winners and losers

This week, how have households coped financially with the last 15 months of pandemic lockdown?

Ed Monk

Ed Monk Fidelity International - 30 Jun 2021

Ed Monk

Can lockdown boost to savings last?

New analysis confirms the experience of millions in the UK

Ed Monk

Ed Monk Fidelity International - 28 Jun 2021

Ed Monk

Rumours of cuts to pension tax relief resurface

Pension system an attractive target for a Chancellor in need of funds

Ed Monk

Ed Monk Fidelity International - 21 Jun 2021

Emma-Lou Montgomery

Five life lessons to teach your kids about money

The money skills you’re duty-bound to hand down to younger generations

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 16 Jun 2021

Emma-Lou Montgomery

Finance-boosting tips for young women

Financial independence has never been more important

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 10 Jun 2021

Ed Monk

A quarter still don’t know their retirement choices - do you?

‘Forgotten freedoms’ - pension flexibility still bedding in

Ed Monk

Ed Monk Fidelity International - 19 May 2021

Emma-Lou Montgomery

Women prove to be the biggest lockdown-saving winners

Now is your opportunity to put them to good use

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 18 May 2021

Ed Monk

A secret tax grab - and how to beat it with your pension

Will you be caught by the income tax band freeze?

Ed Monk

Ed Monk Fidelity International - 14 May 2021

Emma-Lou Montgomery

Wealth and happiness hit 10-year low: how are you doing?

Mental Health Week highlights the importance of talking and tackling financial worries

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 13 May 2021

Ed Monk

More of us are saving for retirement - but is it enough?

How can you hit your retirement savings targets?

Ed Monk

Ed Monk Fidelity International - 10 May 2021

Toby Sims

How will you use this year’s ISA allowance?

Take the time to consider what works best for you

Toby Sims

Toby Sims Fidelity International - 28 Apr 2021

Emma-Lou Montgomery

Once-in-a-generation chance to cash-in on lockdown savings

Now is the time to turn ‘accidental’ lockdown savings into a positive for the future

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 19 Apr 2021

Ed Monk

See in the new (tax) year with a pension refresh

Upcoming changes mean it could pay off to pay in more

Ed Monk

Ed Monk Fidelity International - 06 Apr 2021

Emma-Lou Montgomery
Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 01 Apr 2021

Emma-Lou Montgomery

How will you make the most of your lockdown savings?

The surprise of the past year could very well be how much it has saved us

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 01 Apr 2021

Ed Monk

Lockdown pension dippers face tax trap

Money Purchase Annual Allowance limits your retirement saving

Ed Monk

Ed Monk Fidelity International - 29 Mar 2021

Emma-Lou Montgomery

Don’t let the thrill of the chase harm your investment goals

Lockdown boredom and a bit of spare cash can be a dangerous combination

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 24 Mar 2021

Ed Monk

Will ‘Tax Day’ bring a pensions blow?

Pension tax relief is the crosshairs - again

Ed Monk

Ed Monk Fidelity International - 22 Mar 2021

Emma-Lou Montgomery

Got your ISA and SIPP sorted yet? It’s time to get cracking

The tax year end is looming so it’s time to secure your ISA and SIPP investments now

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 18 Mar 2021

Ed Monk

Job changes in the pandemic - don’t forget your pension

How can you keep your retirement plans on track?

Ed Monk

Ed Monk Fidelity International - 17 Mar 2021

Toby Sims

Why it’s vital young people learn about investing

COVID makes it even more important the young can build secure futures

Toby Sims

Toby Sims Fidelity International - 17 Mar 2021

Toby Sims

How an ISA can help you save for the future

Getting started on your investment journey

Toby Sims

Toby Sims Fidelity International - 08 Mar 2021

Emma-Lou Montgomery

Why the pandemic’s impact on women should worry us all

The cost of the pandemic on women is clear and there is work to be done

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 08 Mar 2021

Emma-Lou Montgomery
Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 04 Mar 2021

Tom Stevenson

Use it, don’t lose it

Making the most of your ISA and pension allowances

Tom Stevenson

Tom Stevenson Fidelity International - 01 Mar 2021

Emma-Lou Montgomery

When did you last show your finances some love?

Odds are there’s still work to do on your relationship with money

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 23 Feb 2021

Tom Stevenson

What to expect in next month’s Budget

The Chancellor’s ‘difficult’ follow up

Tom Stevenson

Tom Stevenson Fidelity International - 18 Feb 2021

Toby Sims

Investing at a young age

An introduction to ISAs, funds, and mayonnaise

Toby Sims

Toby Sims Fidelity International - 17 Feb 2021

Emma-Lou Montgomery

Five mistakes to avoid in this year’s tax return

After the year we’ve had, don’t pay the price for a silly mistake

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 29 Jan 2021

Ed Monk

How to save £500,000 for your retirement

What does it take to reach this target?

Ed Monk

Ed Monk Fidelity International - 25 Jan 2021

Toby Sims

Young Money - Why invest in your 20s?

Three reasons why you should start investing

Toby Sims

Toby Sims Fidelity International - 19 Jan 2021

Emma-Lou Montgomery

3 New Year resolutions you will want to stick to in 2021

Whatever was out on hold in 2020, 2021 is the year to do it

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 31 Dec 2020

Emma-Lou Montgomery

3 financial problem areas all women need to focus on

Time to focus on yourself for once

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 29 Dec 2020

Emma-Lou Montgomery

6 ways to stay a step ahead in 2021

A new year brings fresh opportunity

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 23 Dec 2020

Emma-Lou Montgomery

Give them the gift of saving this Christmas

Ditch the fads and give them something to last

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 15 Dec 2020

Ed Monk

4 ways to overcome retirement saving inertia

Delaying starting your pension could be a mistake

Ed Monk

Ed Monk Fidelity International - 14 Dec 2020

Tom Stevenson

The problems with a Wealth Tax

Fair in theory, challenging in practice

Tom Stevenson

Tom Stevenson Fidelity International - 09 Dec 2020

Toby Sims

House prices continue to rise - but for how long?

Inflation in house prices may be built on pillars of sand

Toby Sims

Toby Sims Fidelity International - 08 Dec 2020

Ed Monk

Financial pain of Covid has fallen unequally

The lesson of 2020 should be to lock in what savings you can

Ed Monk

Ed Monk Fidelity International - 30 Nov 2020

Emma-Lou Montgomery

Why the cost of care is a burden we all have to shoulder

National Carers Day is a good chance to look ahead and start planning

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 26 Nov 2020

Emma-Lou Montgomery

Why every woman should have some ‘self-survival savings’

More than a fifth of women have a secret stash - just in case

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 24 Nov 2020

Ed Monk

A capital gains tax rise: could it happen?

The Chancellor is mulling a tax rise on investments

Ed Monk

Ed Monk Fidelity International - 16 Nov 2020

Ed Monk

Three tips to give a boost to your savings

Saving success is about a few small changes that add up

Ed Monk

Ed Monk Fidelity International - 16 Nov 2020

Ed Monk

Who can you talk to about money?

In the latest Fidelity podcast Tom Stevenson and Ed Monk go over the best ways to chat about money worries as part of Talk Money Week.

Ed Monk

Ed Monk Fidelity International - 10 Nov 2020

Emma-Lou Montgomery

Why this is still one of the few things we can’t talk openly about

Let’s Talk Money Week hopes to break the silence

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 06 Nov 2020

Ed Monk

Being a Steady Eddie could boost your investments

The benefits of investing come rain or shine

Ed Monk

Ed Monk Fidelity International - 21 Oct 2020

Jonathan Wright

Why sometimes doing nothing is best

Taking the long-term view saves you having to make the wrong decisions

Jonathan Wright

Jonathan Wright Fidelity International - 16 Oct 2020

Emma-Lou Montgomery

5 ways to shield your finances from the worst of the pandemic

There is no doubt that the pandemic has taken its toll on so many people’s finances, but worryingly, the latest figures show that it is women who have borne the brunt of the financial strife.

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 16 Oct 2020

Emma-Lou Montgomery

Five positive reasons to give pessimism a rest

Simple steps that turn uncertainty into opportunity

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 01 Oct 2020

Tom Stevenson

Can you save more? Yes, you can

Latest GDP data shines a light on household savings

Tom Stevenson

Tom Stevenson Fidelity International - 30 Sep 2020

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