
Personal finance
Make the most of your money with the latest tips and insights from our personal finance experts.
Important information: The value of investments can go down as well as up so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.
Personal finance
What’s my required rate of return?
Creating a framework for retirement
How might the government change Cash ISAs?
Will the allowance for cash savings within ISAs be reduced?
7 investing rules of thumb
Tried and tested formulas for smarter investing
How to retire at 55
Our guide to starting your retirement earlier
Cash ISAs: the real challenge for savers
Could your money be working harder elsewhere?
How to pay for school fees in 2030
Our guide to school fees planning
What income might I get from a £500,000 pension?
Understand the retirement income you’re on track for
What can we expect in the Autumn Budget?
All you need to know
Savings by age: how much should you have by 30, 40, 50 & 60?
How do your savings compare?
How much to save? What it takes for a 'comfortable' retirement
The latest numbers explained
How quickly will UK pension ages rise?
Why official pension ages may change again
5 money mistakes people make in their 70s
Embracing new financial strategies as we get older
3 steps to avoid higher rate tax in retirement
How to minimise your tax bill
How to pay for a house deposit in 5 years
Money tips for would-be first-time buyers
UK’s most popular savings - but do they work?
Do Premium Bonds represent a sensible home for your money?
Why the higher rate income tax threshold should be £75,000
What counts as a ‘high earner’ salary has transformed since 2000
Junior ISAs versus Junior SIPPs: the basics
Providing a financial nest egg for a child
Triple Lock: what will the State Pension be in the future?
Are future increases to pensioner payments under threat?
It all adds up: clearer numbers equal better decisions
Celebrating National Numeracy Day and why it matters
Should you buy Premium Bonds now?
The prizes offered by Premium Bonds have been cut again
How to save for university costs — in just 10 years
Our smart plan for building a university savings fund
‘70 is the new 53’ - the money implications for all ages
Optionality can help future-proof you from rising pension ages
Investing in the deepfake era - know what you’re up against
How tech is changing the face of financial fraud
How to pay for a wedding in 10 years
Financial planning for the big day
Milestones and money: teaching your teen about their Junior ISA
Practical pointers for coming-of-age investors
How to choose your first pension investments in a SIPP
Which funds make sense for beginner pension investments?
What income might I get from a £250,000 pension?
Understand the retirement income you’re on track for
Cash ISA versus a Stocks and Shares ISA: the basics
What’s the difference between these two ISAs?
Investing versus saving: the basics
What’s the difference and why it matters
What is bonus sacrifice? The basics
How to get your bonus working harder for you
Do I need to change my pension plans?
Navigating market turmoil when 10, 5 or 2 years from retirement
How retired investors can survive tariff turmoil
Create a resilient income plan
3 ways to maximise your chances of investing success
Get the new tax year off to a flying start
What is volatility? The basics
Market wobbles are part and parcel of investing
Market sell-off: 5 rules to help you avoid a big pension mistake
US trade tariffs don’t have to hurt your retirement
Tools that can make you a better investor
Reach your goals with this essential checklist
An extra £100k in ten years - what does it take?
Your guide to building a sizeable nest egg
The tax hacks to help you keep more of your money
Make the most of your allowances and tax-efficient accounts
Investing in cash in a Stocks and Shares ISA: the basics
You don’t need a cash ISA to invest in cash
Your 10-minute tax-saving toolkit
All you need to know before the 5 April deadline
How to boost your State Pension before crucial April deadline
Act now to boost your state pension by up to £6,000 a year
5 tax hacks: how to make financial gifts without a big tax bill
The tax savvy guide to gifting
Six habits of successful investors (and how to form them)
Key behaviours that might help you become a better investor
Retired 10 years ago with £100k - how much is left?
How the first to retire under ‘pension freedoms’ have fared
Retirement plan checklist: 2 years from retirement
Make the most of your tax-efficient pensions and ISA savings
Mind the gap: women face £97k pension shortfall
Practical tips to help close the gender pension gap
The 4% rule: the basics
A widely used pension drawdown method
Why I'm not ready to de-risk my pension pot
How to safeguard your retirement savings
Retirement plan checklist: 5 years from retirement
Make the most of your tax-efficient pensions and ISA savings
How maxing out a Junior ISA can turn into a £243,561 nest egg
Harness the power of a Junior ISA for your child
The hidden 60% tax rate – and how to avoid it
The magic of pension contributions...
4 retirement super trends for the decade ahead
The latest trends and where they could take us
Retirement plan checklist: 10 years from retirement
A step-by-step checklist to stay on track
6 money habits that could be a sign of emotional problems
We spoke to a financial psychotherapist
8 steps to ‘permanently’ fix your finances
Our quick-route plan for time-poor people
Annuity rates in 2025: will UK gilt turmoil boost retirement income?
Unrest in markets can result in higher annuity income
We’re here for you - extra support if you need it
Life happens to everyone
5 expert portfolio tips for 2025
Portfolio-shaping hacks from one of our Wealth Managers
Is 2025 a good year to retire?
What conditions face those hoping to leave work in 2025?
Don’t miss these critical 2025 financial deadlines
Key dates for your diary
3 tax quirks that could see your IHT bill soar
IHT rules can lead to wildly different outcomes from similar circumstances
How to invest a £1k, £20k or £100k inheritance
3 ways to invest an inheritance
Financial traps people fall into over the years
Avoid these common money mistakes
What does a £1m pension pot buy?
How to make your pension savings last
How to trace old pensions
Is there a forgotten pot out there with your name on it?
Six months ago I put half my pension in cash. Did I do the right thing?
It’s time to take stock of that decision
IHT on pensions to push wealthy families into 80% plus tax
Extra risk of estates passing key £2m limit
Savings rates in 2025: what’s the best home for your cash?
Will cash interest deliver for savers?
What is financial wellness?
The four pillars to financial health
5 money mistakes people make in their 20s
Financial traps to avoid
Q&A: the new ‘double tax’ on inherited pensions
Tax changes due in 2027 could upend retirement plans
Generate your retirement income the Warren Buffett way
What does the world’s most famous investor say?
5 money mistakes people make in their 30s
Financial traps to avoid
Financial scams are on the rise. Don’t be a victim
Know how to spot an impersonation scam and what to do
Autumn Budget: the winners and losers
What the Budget could mean for you
Autumn Budget 2024 - what it means for you and your money
No surprises from Rachel Reeves’s tax-spend-and-borrow Budget
Autumn Budget: how Labour might change employers’ NI contributions
What this could mean for your pay and your pension
10 things to look out for in the Autumn Budget
What the Budget could mean for you and your money
Autumn Budget: how Labour might change ISAs and the dividend tax
No commitment in manifesto to leave tax breaks untouched
Autumn Budget: how Labour might change IHT
A look at the potential changes and how to protect yourself
Autumn Budget: how Labour might change pensions
The most talked about reforms - will any of them happen?
Autumn Budget: how Labour might change CGT
All you need to know about Capital Gains Tax
540 pay cheques: my number one money lesson
Get richer every time you get paid
Autumn Budget: how Labour could end the 60% tax band and its cliff edges
One simple change that could make the tax system rational again
5 money mistakes people make in their 40s
Growing families and bigger mortgages will stretch most people’s budgets
What does it take to build a £1 million pension?
Becoming a pension ‘millionaire’ is a target for many
How the Autumn Budget may change the appeal of annuities
Create your own ‘final salary lite’ pension
Menopause: the ‘hidden tax’ on your pension
How the menopause can affect your earnings and your pension
Can you get 5% interest on cash savings - and for how long?
What markets are telling us about the path for cash savings rates
The ADHD tax: paying the price of neurodiversity
ADHD Awareness Month
3 options for taking pension tax-free cash
Savers may not appreciate how much flexibility they have with pension lump sums
Autumn Budget: will AIM shares lose their inheritance tax break?
What the Autumn Budget could mean for investors in AIM stocks
6 emotional traps that even the financially savvy fall into
How is your relationship with money?
My Caribbean roots, money and me
Investing doesn’t discriminate - harness its power
I changed my plans after trying this pension calculator
Revisiting my long-term saving targets was a shock
5 money mistakes people make in their 50s
Financial traps to avoid
5 pension myths you need to avoid
How to plan for a better financial future
What the end of NS&I 6.2% bond tells us about cash savings
Thousands of savers will be looking for a new home for their money
The unintended consequences of fiddling around with taxes
Chancellor has painted herself into a corner ahead of the Budget
The retirement-funding hack every woman should know
Be a tortoise, not a hare
Are women gaining more financial independence?
5 practical steps to greater money confidence
The menopause, your pension and you
How the menopause is short-changing women’s pensions
5 money mistakes people make in their 60s
Financial traps to avoid
Saving for university: building a fund for your child
How best to help with university costs?
Eight questions before you take tax-free cash from your pension
Be sure not to make a lasting mistake with your retirement cash
Is it harder to fund retirement than it used to be?
Today’s pensions regime compared to those of the past
Could this ‘CHILL’ hack slice £80k from your pension target?
The simple way to improve your retirement savings scenarios
Retire early? Forget ‘FIRE’ and follow ‘CHILL’
Financial independence at all costs may not be worth it
The ‘100-year life’: My plan for a ‘37-year’ retirement
I’m 50 with a one in ten chance of reaching 97
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