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Personal finance

Make the most of your money with the latest tips and insights from our personal finance experts.

Important information: The value of investments can go down as well as up so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Personal finance

Ed Monk

I put my cash in Premium Bonds - are they still worth it?

Are there better homes for my cash savings?

Ed Monk

Ed Monk Fidelity International - 12 Apr 2024

Emma-Lou Montgomery

Why there’s a 3 in 4 chance you’ll need later life care

Being armed with the statistics will leave you better prepared for the costs

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 11 Apr 2024

Ed Monk

How tax on savings and gains changes this month

A family of four could shelter up to £185,200 from tax

Ed Monk

Ed Monk Fidelity International - 10 Apr 2024

Nafeesa Zaman

New tax year, new you: 7 resolutions from our experts

Become a smarter investor with our experts’ pearls of wisdom

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 04 Apr 2024

Becks Nunn

Where next for cash?

How interest rates affect savers and cash options

Becks Nunn

Becks Nunn Fidelity International - 03 Apr 2024

Andrew Oxlade

25 years of ISAs: some of my worst mistakes

Lessons learned from 25 years of ISA investing

Andrew Oxlade

Andrew Oxlade Fidelity International - 03 Apr 2024

Tom Stevenson

25 years of ISAs: what we have learned

How investors have fared since 1999

Tom Stevenson

Tom Stevenson Fidelity International - 28 Mar 2024

Becks Nunn
Becks Nunn

Becks Nunn Fidelity International - 22 Mar 2024

Ed Monk

ISA or SIPP: the numbers you need to know

Knowing where to save tax-efficiently isn’t always obvious

Ed Monk

Ed Monk Fidelity International - 22 Mar 2024

Emma-Lou Montgomery

What happens to my money when I die?

Be in the know to ensure your pensions and investments go to who you want them to

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 20 Mar 2024

Emma-Lou Montgomery

Want to cut your tax bill?

Being married or in a civil partnership can be highly tax-efficient

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 13 Mar 2024

Becks Nunn

What does a £1m pension pot buy?

How to make your pension savings last

Becks Nunn

Becks Nunn Fidelity International - 12 Mar 2024

Ed Monk

7 things investors want to know about the ‘UK ISA’

A dedicated ISA for British assets is on the way

Ed Monk

Ed Monk Fidelity International - 07 Mar 2024

Tom Stevenson

Spring Budget 2024 - what it means for you and your money

British ISA, NI cuts and changes to child benefit

Tom Stevenson

Tom Stevenson Fidelity International - 06 Mar 2024

Ed Monk

The 30-year slow-motion tax grab

The impact of fiscal drag is revealed in official data

Ed Monk

Ed Monk Fidelity International - 04 Mar 2024

Emma-Lou Montgomery

5 myths about investing for children

All the facts you need to invest for a child

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 01 Mar 2024

Ed Monk

Spring Budget: what’s coming on ISAs, pensions and tax?

The changes to your finances to watch out for

Ed Monk

Ed Monk Fidelity International - 01 Mar 2024

Emma-Lou Montgomery

How to target £18k for your child’s 18th birthday

Set your child on the path to financial independence

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 23 Feb 2024

Andrew Oxlade

The ‘100-year life’: My plan for a ‘37-year’ retirement

I’m 50 with a one in ten chance of reaching 97

Andrew Oxlade

Andrew Oxlade Fidelity International - 23 Feb 2024

Emma-Lou Montgomery

Love is….5 golden rules for financial harmony

Remember not to let your heart rule your finances

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 14 Feb 2024

Nafeesa Zaman

Why ‘loud budgeting’ is good for you

Being financially savvy doesn’t mean you need to ride solo

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 07 Feb 2024

Becks Nunn

How the cost-of-living crisis affects higher earners

Practical tips to navigate higher-for-longer interest rates

Becks Nunn

Becks Nunn Fidelity International - 01 Feb 2024

Becks Nunn

Don’t miss these critical 2024 financial deadlines

Make sure you don’t pay more tax than you need

Becks Nunn

Becks Nunn Fidelity International - 31 Jan 2024

Ed Monk

Even small amounts can make a big difference to your retirement

Getting your pensions under control can help

Ed Monk

Ed Monk Fidelity International - 30 Jan 2024

Nafeesa Zaman

5 lessons from an FT money expert

Claer Barrett shares her pearls of wisdom

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 26 Jan 2024

Emma-Lou Montgomery

Five ISA myths - busted

Use this year’s ISA allowance to grow your money tax-free

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 22 Jan 2024

Ed Monk

Harness this tax cut to add thousands in retirement

A change in NI rates is giving pay packets a boost

Ed Monk

Ed Monk Fidelity International - 18 Jan 2024

Emma-Lou Montgomery

3 smart money moves to beat the new year gloom

New Year’s resolutions floundering? Here are 3 you can pull off

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 17 Jan 2024

Emma-Lou Montgomery

6 old-fashioned ‘money truths’ that are still true today

Six good old-fashioned lessons about money that are just as apt today

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 12 Jan 2024

Emma-Lou Montgomery

How to stop your death being a big earner for HMRC

Inheritance tax rules are complicated but worth getting to grips with

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 08 Jan 2024

Emma-Lou Montgomery

Exactly what happens if you don’t write a will

Don’t risk leaving loved ones in financial limbo when you die

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 04 Jan 2024

Andrew Oxlade

8 steps to ‘permanently’ fix your finances

A framework for financial success

Andrew Oxlade

Andrew Oxlade Fidelity International - 03 Jan 2024

Becks Nunn

5 expert portfolio tips for 2024

A portfolio checklist from a wealth relationship manager

Becks Nunn

Becks Nunn Fidelity International - 29 Dec 2023

Nafeesa Zaman

3 personal finance books of the year

Get financially savvy for the new year

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 27 Dec 2023

Ed Monk

Is 2024 a good year to retire?

The obstacles - and opportunities - facing retirees

Ed Monk

Ed Monk Fidelity International - 05 Dec 2023

Nafeesa Zaman

Self employed without a pension? Here’s what you need to know

Paying into a pension should be one of your top priorities

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 28 Nov 2023

Tom Stevenson

Autumn Statement 2023 - what it means for your money

Chancellor focuses on workers and small businesses

Tom Stevenson

Tom Stevenson Fidelity International - 22 Nov 2023

Emma-Lou Montgomery

The power of 1% - how to boost your pension by £37,000

Why all women should factor in a career break, or two

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 21 Nov 2023

Ed Monk

10 Autumn Statement changes the Chancellor could make

And the chances that they actually happen

Ed Monk

Ed Monk Fidelity International - 17 Nov 2023

Emma-Lou Montgomery

Why you could be paying tax at 71% - without knowing it

Think you know how much tax you’re paying? Think again.

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 15 Nov 2023

Andrew Oxlade

House prices: did you miss the 16-year crash?

Property is not always a one-way bet

Andrew Oxlade

Andrew Oxlade Fidelity International - 10 Nov 2023

Becks Nunn

Interest rates giving you 3am money thoughts?

Practical tips to keep money worries at bay

Becks Nunn

Becks Nunn Fidelity International - 06 Nov 2023

Cara Hewitt

Dear Me Then, From Me Now: Meet Cara, CFO - Global Platform Solutions

As I write this, I can’t believe how the time has flown by. Life never goes as planned and things will happen that you have no control of, but that’s ok. You’ll still be learning that once you hit your 50’s. I will come onto that in a moment…

Cara Hewitt

Cara Hewitt Chief Financial Officer, Global Platform Solutions - 18 Oct 2023

Ed Monk

How ISAs might change - Autumn Statement

There are rumours of government changes to ISAs

Ed Monk

Ed Monk Fidelity International - 13 Oct 2023

Nafeesa Zaman
Nafeesa Zaman

Nafeesa Zaman Fidelity International - 13 Oct 2023

Ed Monk

13 finance podcasts investors need to listen to

The quickest - and most entertaining - way to stay up to speed

Ed Monk

Ed Monk Fidelity International - 11 Oct 2023

Becks Nunn

The 12 big money questions to ask a financial adviser

Making the most of your time with an adviser

Becks Nunn

Becks Nunn Fidelity International - 10 Oct 2023

Tom Stevenson

A letter to my daughter on her wedding day

What I wish I’d known about investing at 30

Tom Stevenson

Tom Stevenson Fidelity International - 06 Oct 2023

Becks Nunn

3 thinking errors that cost you money

How to avoid making common investing bias mistakes

Becks Nunn

Becks Nunn Fidelity International - 05 Oct 2023

Nafeesa Zaman

How to be a good investor: 3 questions you asked our experts

Dive into our new principles for good investing

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 04 Oct 2023

Andrew Oxlade

University costs: Should I borrow at 1% or let my son do it at 7%?

The dilemma facing parents is whether to help now or help later

Andrew Oxlade

Andrew Oxlade Fidelity International - 21 Sep 2023

Ed Monk

How much do you need for a 'comfortable' retirement?

The levers you can pull to tip the odds in your favour

Ed Monk

Ed Monk Fidelity International - 15 Sep 2023

Ed Monk

The best (and worst) years to retire: how timing affects your income

Sequencing risk and the ‘4% rule’ in the real world

Ed Monk

Ed Monk Fidelity International - 14 Sep 2023

Ed Monk

Do these numbers put the State Pension triple lock at risk?

New wage data suggest a further 8.5% rise in the payment

Ed Monk

Ed Monk Fidelity International - 13 Sep 2023

Nafeesa Zaman

My quarter-life financial crisis

At 25, I realise building wealth is a long-term game

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 07 Sep 2023

Ed Monk

Will these changes give your retirement savings a boost?

What the pension Annual Allowance changes could mean for your money

Ed Monk

Ed Monk Fidelity International - 14 Aug 2023

Nafeesa Zaman

Why I’m glad I took out a student loan

In this article, Nafeesa Zaman looks at the cost of a student loan, the new repayment scheme and explores if parents should pay for university fees.

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 14 Aug 2023

Ed Monk

CGT vs IHT: Which is the bigger risk to your money?

Our latest analysis reveals all

Ed Monk

Ed Monk Fidelity International - 10 Aug 2023

Nafeesa Zaman

How women investors are dealing with ‘risk fear’

The pandemic and cost of living has driven women to take control

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 10 Aug 2023

Tom Stevenson

I’m turning 60 - where should I invest for the next 18 years?

Identifying long-term trends is notoriously difficult

Tom Stevenson

Tom Stevenson Fidelity International - 26 Jul 2023

Ed Monk

Is this a signal that annuities rates are peaking?

Here’s why people are looking at annuities again - should you?

Ed Monk

Ed Monk Fidelity International - 25 Jul 2023

Ed Monk

Would your finances pass this mid-life MOT?

The questions you need to ask to keep your money plans on track

Ed Monk

Ed Monk Fidelity International - 14 Jul 2023

Nafeesa Zaman

You and your money: 3 questions you asked our experts

Our experts discuss the hot topics on the minds of investors

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 28 Jun 2023

Emma-Lou Montgomery

3 things to do as interest rates rise yet again

The 13th rate rise in a row will keep investors on their toes.

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 22 Jun 2023

Ed Monk

£205k to replace - why you really need a full State Pension

Ensure you have a full history of National Insurance contributions

Ed Monk

Ed Monk Fidelity International - 21 Jun 2023

Emma-Lou Montgomery

5 mid-year goals to get your investments on track

Establish a simple set of goals to achieve your dreams

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 15 Jun 2023

Becks Nunn

Why you should talk to your children about their inheritance

How to reduce your inheritance tax bill

Becks Nunn

Becks Nunn Fidelity International - 31 May 2023

Ed Monk

The tax-grab pulling more into higher rates

One in seven will pay the higher rate by 2027-28

Ed Monk

Ed Monk Fidelity International - 25 May 2023

Ed Monk

Why savers will win and borrowers will lose this year

New inflation data make further interest rate rises likely

Ed Monk

Ed Monk Fidelity International - 24 May 2023

Emma-Lou Montgomery
Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 23 May 2023

Nafeesa Zaman

Here’s what I’m doing with my workplace pension

Selecting my own funds has been really empowering

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 19 May 2023

Ed Monk

Will you make the most of the latest pension changes?

The scope for tax-efficient retirement saving has improved

Ed Monk

Ed Monk Fidelity International - 17 May 2023

Nafeesa Zaman

Should you pay off your student loan early?

Why regular saving into an ISA or SIPP could be a better option

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 12 May 2023

Ed Monk

How to retire the expert way

Making the most of your finances in retirement

Ed Monk

Ed Monk Fidelity International - 11 May 2023

Ed Monk

The UK has an under-saving problem - here’s how you can beat it

Latest forecasts for future retiree incomes makes for grim reading

Ed Monk

Ed Monk Fidelity International - 10 May 2023

Ed Monk

Does investing in property work anymore?

Buy-to-let landlords are being squeezed - and are selling up

Ed Monk

Ed Monk Fidelity International - 27 Apr 2023

Becks Nunn

Keep more of your money with our tax-efficient checklist

Start the new tax year as you mean to go on

Becks Nunn

Becks Nunn Fidelity International - 25 Apr 2023

Emma-Lou Montgomery

Are you a scrimper or a saver?

Women have a shocking tendency to ‘wing it’ when it comes to retirement saving

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 21 Apr 2023

Emma-Lou Montgomery

Plan now to afford typical care home costs

It is important to save now or face difficult decisions

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 21 Apr 2023

Ed Monk

Pension hacks to help you reduce tax

How to use retirement savings to lower your tax bill

Ed Monk

Ed Monk Fidelity International - 20 Apr 2023

Becks Nunn
Becks Nunn

Becks Nunn Fidelity International - 18 Apr 2023

Ed Monk

How much should I hold in cash?

Cash can complement investments

Ed Monk

Ed Monk Fidelity International - 14 Apr 2023

Emma-Lou Montgomery

Do you really need a £1m pension pot?

The income you could expect to get from a £1m pension pot

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 22 Jul 2022

Amber King
Amber King

Amber King Fidelity International - 04 May 2022

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