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Personal finance

Make the most of your money with the latest tips and insights from our personal finance experts.

Important information: The value of investments can go down as well as up so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Personal finance

Toby Sims

How will you use this year’s ISA allowance?

Take the time to consider what works best for you

Toby Sims

Toby Sims Fidelity Personal Investing - 28 Apr 2021

Emma-Lou Montgomery

Once-in-a-generation chance to cash-in on lockdown savings

Now is the time to turn ‘accidental’ lockdown savings into a positive for the future

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 19 Apr 2021

Ed Monk

See in the new (tax) year with a pension refresh

Upcoming changes mean it could pay off to pay in more

Ed Monk

Ed Monk Fidelity Personal Investing - 06 Apr 2021

Emma-Lou Montgomery
Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 01 Apr 2021

Emma-Lou Montgomery

How will you make the most of your lockdown savings?

The surprise of the past year could very well be how much it has saved us

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 01 Apr 2021

Ed Monk

Lockdown pension dippers face tax trap

Money Purchase Annual Allowance limits your retirement saving

Ed Monk

Ed Monk Fidelity Personal Investing - 29 Mar 2021

Emma-Lou Montgomery

Don’t let the thrill of the chase harm your investment goals

Lockdown boredom and a bit of spare cash can be a dangerous combination

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 24 Mar 2021

Ed Monk

Will ‘Tax Day’ bring a pensions blow?

Pension tax relief is the crosshairs - again

Ed Monk

Ed Monk Fidelity Personal Investing - 22 Mar 2021

Emma-Lou Montgomery

Got your ISA and SIPP sorted yet? It’s time to get cracking

The tax year end is looming so it’s time to secure your ISA and SIPP investments now

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 18 Mar 2021

Ed Monk

Job changes in the pandemic - don’t forget your pension

How can you keep your retirement plans on track?

Ed Monk

Ed Monk Fidelity Personal Investing - 17 Mar 2021

Toby Sims

Why it’s vital young people learn about investing

COVID makes it even more important the young can build secure futures

Toby Sims

Toby Sims Fidelity Personal Investing - 17 Mar 2021

Toby Sims

How an ISA can help you save for the future

Getting started on your investment journey

Toby Sims

Toby Sims Fidelity Personal Investing - 08 Mar 2021

Emma-Lou Montgomery

Why the pandemic’s impact on women should worry us all

The cost of the pandemic on women is clear and there is work to be done

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 08 Mar 2021

Emma-Lou Montgomery
Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 04 Mar 2021

Tom Stevenson

Use it, don’t lose it

Making the most of your ISA and pension allowances

Tom Stevenson

Tom Stevenson Investment Director - 01 Mar 2021

Emma-Lou Montgomery

When did you last show your finances some love?

Odds are there’s still work to do on your relationship with money

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 23 Feb 2021

Tom Stevenson

What to expect in next month’s Budget

The Chancellor’s ‘difficult’ follow up

Tom Stevenson

Tom Stevenson Investment Director - 18 Feb 2021

Toby Sims

Investing at a young age

An introduction to ISAs, funds, and mayonnaise

Toby Sims

Toby Sims Fidelity Personal Investing - 17 Feb 2021

Emma-Lou Montgomery

Five mistakes to avoid in this year’s tax return

After the year we’ve had, don’t pay the price for a silly mistake

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 29 Jan 2021

Ed Monk

How to save £500,000 for your retirement

What does it take to reach this target?

Ed Monk

Ed Monk Fidelity Personal Investing - 25 Jan 2021

Toby Sims

Young Money - Why invest in your 20s?

Three reasons why you should start investing

Toby Sims

Toby Sims Fidelity Personal Investing - 19 Jan 2021

Emma-Lou Montgomery

3 New Year resolutions you will want to stick to in 2021

Whatever was out on hold in 2020, 2021 is the year to do it

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 31 Dec 2020

Emma-Lou Montgomery

3 financial problem areas all women need to focus on

Time to focus on yourself for once

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 29 Dec 2020

Emma-Lou Montgomery

6 ways to stay a step ahead in 2021

A new year brings fresh opportunity

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 23 Dec 2020

Emma-Lou Montgomery

Give them the gift of saving this Christmas

Ditch the fads and give them something to last

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 15 Dec 2020

Ed Monk

4 ways to overcome retirement saving inertia

Delaying starting your pension could be a mistake

Ed Monk

Ed Monk Fidelity Personal Investing - 14 Dec 2020

Tom Stevenson

The problems with a Wealth Tax

Fair in theory, challenging in practice

Tom Stevenson

Tom Stevenson Investment Director - 09 Dec 2020

Toby Sims

House prices continue to rise - but for how long?

Inflation in house prices may be built on pillars of sand

Toby Sims

Toby Sims Fidelity Personal Investing - 08 Dec 2020

Ed Monk

Financial pain of Covid has fallen unequally

The lesson of 2020 should be to lock in what savings you can

Ed Monk

Ed Monk Fidelity Personal Investing - 30 Nov 2020

Emma-Lou Montgomery

Why the cost of care is a burden we all have to shoulder

National Carers Day is a good chance to look ahead and start planning

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 26 Nov 2020

Emma-Lou Montgomery

Why every woman should have some ‘self-survival savings’

More than a fifth of women have a secret stash - just in case

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 24 Nov 2020

Ed Monk

A capital gains tax rise: could it happen?

The Chancellor is mulling a tax rise on investments

Ed Monk

Ed Monk Fidelity Personal Investing - 16 Nov 2020

Ed Monk

Three tips to give a boost to your savings

Saving success is about a few small changes that add up

Ed Monk

Ed Monk Fidelity Personal Investing - 16 Nov 2020

Ed Monk

Who can you talk to about money?

In the latest Fidelity podcast Tom Stevenson and Ed Monk go over the best ways to chat about money worries as part of Talk Money Week.

Ed Monk

Ed Monk Fidelity Personal Investing - 10 Nov 2020

Emma-Lou Montgomery

Why this is still one of the few things we can’t talk openly about

Let’s Talk Money Week hopes to break the silence

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 06 Nov 2020

Ed Monk

Being a Steady Eddie could boost your investments

The benefits of investing come rain or shine

Ed Monk

Ed Monk Fidelity Personal Investing - 21 Oct 2020

Jonathan Wright

Why sometimes doing nothing is best

Taking the long-term view saves you having to make the wrong decisions

Jonathan Wright

Jonathan Wright Fidelity Personal Investing - 16 Oct 2020

Emma-Lou Montgomery

5 ways to shield your finances from the worst of the pandemic

There is no doubt that the pandemic has taken its toll on so many people’s finances, but worryingly, the latest figures show that it is women who have borne the brunt of the financial strife.

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 16 Oct 2020

Emma-Lou Montgomery

Five positive reasons to give pessimism a rest

Simple steps that turn uncertainty into opportunity

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 01 Oct 2020

Tom Stevenson

Can you save more? Yes, you can

Latest GDP data shines a light on household savings

Tom Stevenson

Tom Stevenson Investment Director - 30 Sep 2020

Ed Monk

Can you recreate your salary in retirement?

Replacing your salary is hard - but you may not need to

Ed Monk

Ed Monk Fidelity Personal Investing - 17 Sep 2020

Ed Monk

Property or pension?

What you need to consider

Ed Monk

Ed Monk Fidelity Personal Investing - 16 Sep 2020

Ed Monk
Ed Monk

Ed Monk Fidelity Personal Investing - 09 Sep 2020

Emma-Lou Montgomery

Back to school - Teach your kids the basics of investing in an ISA or Junior ISA

It’s fair to say 2020 has been a funny old year, so far. But with the possibility of the return to some normality, as kids (hopefully) get back to school after six months out of the classroom, now is a good time to teach them

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 03 Sep 2020

Ed Monk

Four key questions our retirement specialists hear

What you need to know when accessing your pension

Ed Monk

Ed Monk Fidelity Personal Investing - 02 Sep 2020

Ed Monk

Will an Autumn tax raid really happen?

So far, the Chancellor has giveth - will he now taketh away?

Ed Monk

Ed Monk Fidelity Personal Investing - 01 Sep 2020

Toby Sims

Young Money - Three key investing habits

Toby Sims, Fidelity Personal Investing

Toby Sims

Toby Sims Fidelity Personal Investing - 28 Aug 2020

Toby Sims

Housing: is there profit beyond first-time buyers?

Demand is up but the landscape is changing

Toby Sims

Toby Sims Fidelity Personal Investing - 28 Aug 2020

Ed Monk

Why are fifty-something men falling for pension scams?

Millions still being lost to ‘pension review’ rip-offs

Ed Monk

Ed Monk Fidelity Personal Investing - 27 Aug 2020

Emma-Lou Montgomery

Risk: choosing what feels right for you

Life is full of risks. We all know that. From a very young age we start to learn about the risks we can and can’t take; what is acceptable, what is unavoidable.

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 25 Aug 2020

Ed Monk

Three rookie investor mistakes to avoid

Over-enthusiasm can be your worst enemy

Ed Monk

Ed Monk Fidelity Personal Investing - 21 Aug 2020

Maike Currie

Investing in uncertain times

How do you regain or indeed gain the confidence to invest when the world around you is shrouded in uncertainty and market volatility is a weekly if not daily occurrence at the moment.

Maike Currie

Maike Currie Fidelity Personal Investing - 14 Aug 2020

Toby Sims

Young Money: How to get rich slowly

Forgetting fads and investing money for the long term

Toby Sims

Toby Sims Fidelity Personal Investing - 14 Aug 2020

Toby Sims

My three money lessons for school leavers

Why this generation needs to be smarter with their money than others before them

Toby Sims

Toby Sims Fidelity Personal Investing - 13 Aug 2020

Maike Currie

What happens to my pension if I get made redundant?

Four important tips if you’re facing financial uncertainty

Maike Currie

Maike Currie Fidelity Personal Investing - 12 Aug 2020

Toby Sims

Young Money: Investing through a pandemic

Tips for the generation whose prospects have been hit hardest

Toby Sims

Toby Sims Fidelity Personal Investing - 07 Aug 2020

Ed Monk

Have you been left with a lockdown cash pile?

An action plan to put excess savings to work

Ed Monk

Ed Monk Fidelity Personal Investing - 06 Aug 2020

Toby Sims

Young Money - recipes for reducing risk

Risk recipes for even the seasoned investor

Toby Sims

Toby Sims Fidelity Personal Investing - 31 Jul 2020

Ed Monk

Squeezed middle: 40-somethings to stump up for care?

This week, who will pay for you in your old age?

Ed Monk

Ed Monk Fidelity Personal Investing - 30 Jul 2020

Toby Sims

Young Money - introduction to different assets

Equities, bonds, cash and how to hold them

Toby Sims

Toby Sims Fidelity Personal Investing - 23 Jul 2020

Ed Monk

Should I take a tax-free lump sum from my pension?

Four questions to ask before you raid your pension

Ed Monk

Ed Monk Fidelity Personal Investing - 20 Jul 2020

Ed Monk

Best way to save for your child

This week, we’re focusing on saving and investing for children.

Ed Monk

Ed Monk Fidelity Personal Investing - 10 Jul 2020

Emma-Lou Montgomery

All you need to know about investing for children

How to make your child financially independent

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 10 Jul 2020

Ed Monk

Let pension fears be a prompt for action

Lots are gloomy about their retirement prospects - but action can be taken

Ed Monk

Ed Monk Fidelity Personal Investing - 26 Jun 2020

Emma-Lou Montgomery

Which generation’s finances are being worst-affected by the pandemic?

We’re all feeling the pinch, but there is a stark generational divide occurring

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 22 Jun 2020

Jonathan Wright

Three lockdown money lessons

What lockdown has taught me

Jonathan Wright

Jonathan Wright Fidelity Personal Investing - 11 Jun 2020

Ed Monk

How much do I need to retire?

All you need to know about generating an income in retirement

Ed Monk

Ed Monk Fidelity Personal Investing - 11 Jun 2020

Ed Monk

How much do you need to retire?

Today on the show we’re hoping to answer one of the most fundamental financial questions any of us will have - how much do I need to give up work and retire?

Ed Monk

Ed Monk Fidelity Personal Investing - 11 Jun 2020

Daniel Lane

Will coronavirus change Gen Z retirement?

Lockdown could hit young people’s savings

Daniel Lane

Daniel Lane Fidelity Personal Investing - 10 Jun 2020

Maike Currie

Financial Wellness in the time of Covid-19

Time to think about your pension

Maike Currie

Maike Currie Fidelity Personal Investing - 08 Jun 2020

Tom Stevenson

Glidepath to retirement

How to land smoothly

Tom Stevenson

Tom Stevenson Investment Director - 03 Jun 2020

Daniel Lane

Are you rethinking retirement?

Coronavirus volatility changing pension plans

Daniel Lane

Daniel Lane Fidelity Personal Investing - 28 May 2020

Maike Currie
Maike Currie

Maike Currie Fidelity Personal Investing - 22 May 2020

Ed Monk

Should you put your retirement on hold?

Take action now to keep your income plans on track

Ed Monk

Ed Monk Fidelity Personal Investing - 20 May 2020

Ed Monk

Will Coronavirus extinguish the FIRE movement?

This week we’re revisiting FIRE in light of the pandemic.

Ed Monk

Ed Monk Fidelity Personal Investing - 15 May 2020

Emma-Lou Montgomery

No time to invest? Here’s a woman who can do it for you

If you’re too time-poor to invest, put your money in the hands of a professional

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 01 Aug 2019

Emma-Lou Montgomery

Why sustainability is one trend that won’t go out of fashion

Is it time you invested more ethically?

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity Personal Investing - 01 Aug 2019

Maike Currie

Mind the pensions gap

What happens when you stop work?

Maike Currie

Maike Currie Fidelity Personal Investing - 18 Oct 2018

Maike Currie

Time to myth bust money

When it comes to women and money, there are a huge number of misconceptions.

Maike Currie

Maike Currie Fidelity Personal Investing - 18 Oct 2018

Maike Currie

Closing the gender pay gap

Financial inequality is one of the greatest challenges we face today.

Maike Currie

Maike Currie Fidelity Personal Investing - 18 Oct 2018

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