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Personal finance

Make the most of your money with the latest tips and insights from our personal finance experts.

Important information: The value of investments can go down as well as up so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Personal finance

Nafeesa Zaman

5 money lessons every young person should know

Financial education will empower your child or grandchild at university

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 12 Aug 2022

Emma-Lou Montgomery

5 ways to protect your pension pot - however challenging things get

Don’t let the rising cost-of-living knock your pension plans off track

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 11 Aug 2022

Becks Nunn

Will electric cars get cheaper?

Lithium shortages could make electric car buyers think again.

Becks Nunn

Becks Nunn Fidelity International - 09 Aug 2022

Ed Monk

State Pension set to breach £10,000 a year

Inflationary rise in the benefit looks likely

Ed Monk

Ed Monk Fidelity International - 05 Aug 2022

Becks Nunn

Are pension scams on the rise?

Practical pointers on how to keep fraudsters at bay

Becks Nunn

Becks Nunn Fidelity International - 29 Jul 2022

Nafeesa Zaman

Four ways to keep wealth in the family

Learning the tax rules ensures peace of mind

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 27 Jul 2022

Emma-Lou Montgomery

Do you really need a £1m pension pot?

The income you could expect to get from a £1m pension pot

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 22 Jul 2022

Becks Nunn

Getting divorced? Don’t forget your pension

How the rise in DIY divorces has affected pension sharing orders

Becks Nunn

Becks Nunn Fidelity International - 22 Jul 2022

Ed Monk

Does equity release mean problems down the track?

Numbers taking cash from their home has jumped 21.4%

Ed Monk

Ed Monk Fidelity International - 20 Jul 2022

Ed Monk

Airbnb: gold mine or money pit?

Short-term letting is not as simple as it first appears

Ed Monk

Ed Monk Fidelity International - 15 Jul 2022

Nafeesa Zaman

Women are falling short on their retirement goals…here’s why

Don’t forget to include pension planning in your long-term goals

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 13 Jul 2022

Becks Nunn

Can you afford to grow old?

What’s the cost of care and how can you plan for it?

Becks Nunn

Becks Nunn Fidelity International - 13 Jul 2022

Ed Monk

The 30-year secret tax grab

Will a change of Prime Minister alter the trajectory for tax?

Ed Monk

Ed Monk Fidelity International - 12 Jul 2022

Nafeesa Zaman

The one loan you don’t need to rush to clear…

Student Loan new rules: 7% vs 12%

Nafeesa Zaman

Nafeesa Zaman Fidelity International - 23 Jun 2022

Becks Nunn

Is buy-to-let still a good investment?

How I’m making my home work harder for me

Becks Nunn

Becks Nunn Fidelity International - 23 Jun 2022

Emma-Lou Montgomery

Why you don’t have to lock in pension losses

Soaring inflation can be unnerving, but keep the faith with these ideas

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 22 Jun 2022

Ed Monk

Premium Bonds are paying 40% more - is it enough for me to keep mine?

Have prizes made up for a lack of interest?

Ed Monk

Ed Monk Fidelity International - 10 Jun 2022

Becks Nunn
Becks Nunn

Becks Nunn Fidelity International - 09 Jun 2022

Becks Nunn
Becks Nunn

Becks Nunn Fidelity International - 08 Jun 2022

Ed Monk

What the Queen's Jubilee tells us about longevity

How to save for your retirement

Ed Monk

Ed Monk Fidelity International - 31 May 2022

Ed Monk

How rising prices are impacting retirement plans

Stock market falls and inflation: the effect on your pension

Ed Monk

Ed Monk Fidelity International - 19 May 2022

Becks Nunn

Passing on wealth worries

Six ways to maximise the wealth you pass on

Becks Nunn

Becks Nunn Fidelity International - 13 May 2022

Graham Smith

Queen’s Speech: what it means for your money

Next steps to helping hard pressed families

Graham Smith

Graham Smith Investment writer - 10 May 2022

Emma-Lou Montgomery

Everything you need to know about income drawdown in a volatile market

7 ways to keep your retirement income intact

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 06 May 2022

Emma-Lou Montgomery

Ladies: how financially independent are you?

Is a lack of financial independence holding you back or putting you at risk?

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 06 May 2022

Amber King
Amber King

Amber King Fidelity International - 04 May 2022

Ed Monk

Who (really) pays the most tax?

Hidden cliff-edges in the tax system create much higher marginal tax rates

Ed Monk

Ed Monk Fidelity International - 29 Apr 2022

Becks Nunn

What I learnt about buying a bungalow

Families versus older buyers in the race for bungalows as house prices rise

Becks Nunn

Becks Nunn Fidelity International - 29 Apr 2022

Ed Monk

Why it pays to make the most of your State Pension

This month’s rise in State Pension is underwhelming

Ed Monk

Ed Monk Fidelity International - 22 Apr 2022

Becks Nunn

Why do I need a financial adviser?

The 6 main reasons customers take financial advice

Becks Nunn

Becks Nunn Fidelity International - 14 Apr 2022

Maike Currie

How will you use this year’s ISA allowance?

Take the time to consider what works best for you

Maike Currie

Maike Currie Fidelity International - 13 Apr 2022

Emma-Lou Montgomery

2 straightforward ways to counter the cost crunch if you’re in retirement

Annuities and inflation-busting stocks are two ways to ease the cost-of-living crunch

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 08 Apr 2022

Ed Monk
Ed Monk

Ed Monk Fidelity International - 07 Apr 2022

Becks Nunn

Taxes go up - here’s what you can do about it

Secure your tax allowances by midnight tonight. Or miss out.

Becks Nunn

Becks Nunn Fidelity International - 05 Apr 2022

Ed Monk

How to cope with the rising cost of living

What’s coming in April and how you can prepare for it

Ed Monk

Ed Monk Fidelity International - 01 Apr 2022

Becks Nunn

5 investing mistakes you need to avoid

Don’t be an April fool - avoid these common investment mistakes

Becks Nunn

Becks Nunn Fidelity International - 01 Apr 2022

Tom Stevenson

Things you need to remember at tax year end

Keep your focus on the long term

Tom Stevenson

Tom Stevenson Fidelity International - 01 Apr 2022

Toby Sims

Five questions for first time buyers

Some things to bear in mind

Toby Sims

Toby Sims Fidelity International - 31 Mar 2022

Tom Stevenson

Spring Statement 2022: What it means for your money

Jam tomorrow and little help for those just about managing

Tom Stevenson

Tom Stevenson Fidelity International - 23 Mar 2022

Becks Nunn

Investing in your 50s? Three ideas for taking back control

Focus on your pension, invest for income & get some advice

Becks Nunn

Becks Nunn Fidelity International - 18 Mar 2022

Emma-Lou Montgomery

What will the Chancellor do in his mini-Budget?

4 ways next week's mini-Budget could help us out of the cost-of-living hole

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 17 Mar 2022

Becks Nunn

What are we spending our money on these days?

The everyday shopping items driving inflation

Becks Nunn

Becks Nunn Fidelity International - 15 Mar 2022

Becks Nunn

Why Warren Buffett would prefer a stocks and shares ISA

Weighing up cash vs stocks and shares ISAs in uncertain times

Becks Nunn

Becks Nunn Fidelity International - 04 Mar 2022

Tom Stevenson

Use it, don’t lose it

Making the most of your ISA and pension allowances

Tom Stevenson

Tom Stevenson Fidelity International - 03 Mar 2022

Becks Nunn

Four Fidelity women share their investment stories - and ideas

Celebrating International Women’s Day

Becks Nunn

Becks Nunn Fidelity International - 02 Mar 2022

Toby Sims

Russia-Ukraine: An ISA guide for worried investors

Remember these principles through uncertain times

Toby Sims

Toby Sims Fidelity International - 25 Feb 2022

Emma-Lou Montgomery

Volatility and your pension - what you need to know

The Russia/Ukraine situation is unsettling but here is what you need to know

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 24 Feb 2022

Emma-Lou Montgomery

Is now a good time to buy an annuity?

With annuity rates on the rise, should you lock-in or look at your options?

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 23 Feb 2022

Emma-Lou Montgomery

6 inflation-busting tactics to make your money go further

Smart strategies to beat the rising cost of living today

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 16 Feb 2022

Becks Nunn

Can I afford a mortgage and get married?

Three practical steps you can take

Becks Nunn

Becks Nunn Fidelity International - 11 Feb 2022

Toby Sims

Can I really become an ISA millionaire?

A realistic approach to maximising your ISA savings

Toby Sims

Toby Sims Fidelity International - 11 Feb 2022

Ed Monk

What’s pushing up food prices - and why it will get worse

You can put off buying a new car but the weekly shop must go on

Ed Monk

Ed Monk Fidelity International - 10 Feb 2022

Emma-Lou Montgomery

3 opportunities for landlords as pandemic property boom peaks

Landlords big and small could find opportunities ahead

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 08 Feb 2022

Ed Monk

6 things to consider before taking cash from your pension

Why it pays not to rush into making hasty pension decisions

Ed Monk

Ed Monk Fidelity International - 04 Feb 2022

Ed Monk

The dos and don’ts of tax-free cash

In this podcast Fidelity's Ed Monk and Tom Stevenson discuss the option of taking tax-free cash from your pension at retirement.

Ed Monk

Ed Monk Fidelity International - 03 Feb 2022

Emma-Lou Montgomery

3 solutions for 3 cost-of-living worries

How to handle 3 very real issues facing us all in the “year of the squeeze”

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 03 Feb 2022

Emma-Lou Montgomery

Scared of asking for a pay rise? This should kick you into action

It’s time to ask, because if you don’t you’ll regret it later

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 02 Feb 2022

Emma-Lou Montgomery

3 ISA tips for nervous investors

With these simple strategies you can get invested and stay on track

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 28 Jan 2022

Ed Monk

Why more of us will pay Inheritance Tax

Spotting early if your estate will be liable is key

Ed Monk

Ed Monk Fidelity International - 26 Jan 2022

Becks Nunn

What statutory maternity pay and maternity leave am I entitled to?

Be money wise when planning and having a baby

Becks Nunn

Becks Nunn Fidelity International - 25 Jan 2022

Emma-Lou Montgomery

Financial Friday: Don’t forget the ISA when you get divorced

ISAs can be a veritable treasure chest that should not be forgotten

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 21 Jan 2022

Ed Monk

“How I’m fighting the inflation squeeze”

How can you fight price rises in the short and long term?

Ed Monk

Ed Monk Fidelity International - 21 Jan 2022

Ed Monk

Inflation squeeze takes us back to 1992

Few will remember prices rising this fast

Ed Monk

Ed Monk Fidelity International - 19 Jan 2022

Emma-Lou Montgomery

5 cheap and easy ways to turbo-charge your pension savings

These simple tips can super-boost your pension pot with minimal cost or hassle

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 12 Jan 2022

Emma-Lou Montgomery

5 simple investment rules for a great 2022

What you need to know and do to stay (financially) ahead of the curve in 2022

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 10 Jan 2022

Becks Nunn

Three steps to completing your self-assessment tax return with confidence

Take some of the stress out of your self-assessment tax return

Becks Nunn

Becks Nunn Fidelity International - 07 Jan 2022

Ed Monk
Ed Monk

Ed Monk Fidelity International - 07 Jan 2022

Toby Sims

What were you reading this year?

Our most popular articles of 2021

Toby Sims

Toby Sims Fidelity International - 30 Dec 2021

Becks Nunn

Struggling? Here’s how Fidelity can help

If you’re feeling blue this Christmas, you’re not alone

Becks Nunn

Becks Nunn Fidelity International - 29 Dec 2021

Ed Monk

I put my cash into Premium Bonds - was it worth it?

Did my prizes make up for lost interest?

Ed Monk

Ed Monk Fidelity International - 22 Dec 2021

Becks Nunn

Why are used cars so expensive?

Semiconductor shortage and uncertain times are to blame

Becks Nunn

Becks Nunn Fidelity International - 16 Dec 2021

Ed Monk

Should I make voluntary National Insurance contributions?

Make sure you get the full State Pension

Ed Monk

Ed Monk Fidelity International - 09 Dec 2021

Emma-Lou Montgomery

What every buy-to-let landlord needs to know

Get your house in order and make sure you comply with the new ‘green’ rule changes

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 08 Dec 2021

Maike Currie

What does a £1m pension pot buy?

The income you could expect to get from a £1m pension pot

Maike Currie

Maike Currie Fidelity International - 07 Dec 2021

Ed Monk

Get every penny from your State Pension

Pensioners are getting less than they expected

Ed Monk

Ed Monk Fidelity International - 30 Nov 2021

Emma-Lou Montgomery

How much should I set aside for potential care costs?

New changes set a cap, but the burden will still be on us

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 24 Nov 2021

Emma-Lou Montgomery

What happens to my money when I die?

What you need to know

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 18 Nov 2021

Maike Currie

Inflation is here to stay: what can you do about it?

Life is getting more expensive, you need to invest right

Maike Currie

Maike Currie Fidelity International - 17 Nov 2021

Emma-Lou Montgomery

Inflation-busting tips every pensioner needs to know….

How to handle inflation, the triple lock and your pension

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 16 Nov 2021

Ed Monk

Four investing myths that every rookie should know

A rise in saving levels has brought many newbies to investing

Ed Monk

Ed Monk Fidelity International - 12 Nov 2021

Ed Monk

My four step plan for a carefree(ish) retirement

There’s no one way to secure financial security in retirement

Ed Monk

Ed Monk Fidelity International - 11 Nov 2021

Emma-Lou Montgomery

Act fast to build a nest egg as interest rates stay low

The interest rate decision has left homeowners and savers with quick decisions to make

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 05 Nov 2021

Ed Monk

Interest rate rise: what it means for you

What to expect when UK interest rate rises

Ed Monk

Ed Monk Fidelity International - 02 Nov 2021

Ed Monk

The key to a comfortable retirement? £33,600 a year

‘Retirement Living Standards’ put figures on income targets

Ed Monk

Ed Monk Fidelity International - 28 Oct 2021

Ed Monk

Is inheritance part of your financial plan?

What you need to know when receiving an inheritance

Ed Monk

Ed Monk Fidelity International - 27 Oct 2021

Tom Stevenson

Autumn Budget 2021: Rishi’s big distraction

Dodging the cost of living challenge

Tom Stevenson

Tom Stevenson Fidelity International - 27 Oct 2021

Emma-Lou Montgomery

Why it pays to take advice when getting divorced

Being financially ‘in the know’ is key

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 25 Oct 2021

Emma-Lou Montgomery

Should I fix my mortgage?

If you want to lock in a low rate, you should move quickly

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 22 Oct 2021

Emma-Lou Montgomery

Four areas at risk of a Budget tax grab

What the Autumn Budget could mean for you and your money

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 21 Oct 2021

Ed Monk

Why pause in inflation won’t halt threat of an interest rate rise

Households face a difficult winter of higher prices and borrowing costs

Ed Monk

Ed Monk Fidelity International - 20 Oct 2021

Graham Smith

Should I buy an electric car?

EVs are moving into the mainstream

Graham Smith

Graham Smith Investment writer - 06 Oct 2021

Emma-Lou Montgomery

Running on empty? Why your financial wellness is crucial right now

Getting to grips with your finances now could help you through winter

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 05 Oct 2021

Ed Monk

Will you get the maximum State Pension owed to you?

Mistakes mean thousands have been underpaid

Ed Monk

Ed Monk Fidelity International - 22 Sep 2021

Emma-Lou Montgomery

What do rising gas prices mean for me?

Don’t get caught out - prices are going up and budgeting has never been more important

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 21 Sep 2021

Emma-Lou Montgomery

Should you pay your (grand)child's uni fees?

Parents and grandparents shouldn’t automatically assume it’s better to clear student debt before it accrues

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 16 Sep 2021

Ed Monk

Downsizing: why the dream rarely matches reality

Turning a property into retirement wealth may not be as simple as you think

Ed Monk

Ed Monk Fidelity International - 16 Sep 2021

Ed Monk

The best time to be ‘pension aware’? Now

The Government is playing catch-up on old-age planning - you don’t have to

Ed Monk

Ed Monk Fidelity International - 10 Sep 2021

Toby Sims

Triple lock becomes the ‘double lock’

What will happen to your state pension and NI contributions?

Toby Sims

Toby Sims Fidelity International - 07 Sep 2021

Toby Sims

Financial lessons your kids won’t learn at school

Young people are learning about investing the hard way

Toby Sims

Toby Sims Fidelity International - 02 Sep 2021

Toby Sims

Is volatility good or bad?

How to master the art of investing through good times and bad

Toby Sims

Toby Sims Fidelity International - 26 Aug 2021

Ed Monk

Daniel Craig is right to make his inheritance plans clear

The James Bond actor has helped break the taboo of passing on wealth

Ed Monk

Ed Monk Fidelity International - 26 Aug 2021

Ed Monk

How can you make the most of your pension income?

Making the change from work to retirement is all about choosing the life you want once the demands of a career come to an end.

Ed Monk

Ed Monk Fidelity International - 23 Aug 2021

Ed Monk
Ed Monk

Ed Monk Fidelity International - 20 Aug 2021

Graham Smith

How could the pension freedom age rise impact you?

The age for tax-free access to private pensions is set to rise from 55 to 57

Graham Smith

Graham Smith Investment writer - 20 Aug 2021

Emma-Lou Montgomery
Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 18 Aug 2021

Daniel Lane

How do you deal with volatility?

Keeping a cool head in choppy waters.

Daniel Lane

Daniel Lane Fidelity International

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