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Personal finance

Make the most of your money with the latest tips and insights from our personal finance experts.

Important information: The value of investments can go down as well as up so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Personal finance

Emma-Lou Montgomery

5 cheap and easy ways to turbo-charge your pension savings

These simple tips can super-boost your pension pot with minimal cost or hassle

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 12 Jan 2022

Emma-Lou Montgomery

5 simple investment rules for a great 2022

What you need to know and do to stay (financially) ahead of the curve in 2022

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 10 Jan 2022

Becks Nunn

Three steps to completing your self-assessment tax return with confidence

Take some of the stress out of your self-assessment tax return

Becks Nunn

Becks Nunn Fidelity International - 07 Jan 2022

Ed Monk
Ed Monk

Ed Monk Fidelity International - 07 Jan 2022

Toby Sims

What were you reading this year?

Our most popular articles of 2021

Toby Sims

Toby Sims Fidelity International - 30 Dec 2021

Becks Nunn

Struggling? Here’s how Fidelity can help

If you’re feeling blue this Christmas, you’re not alone

Becks Nunn

Becks Nunn Fidelity International - 29 Dec 2021

Ed Monk

I put my cash into Premium Bonds - was it worth it?

Did my prizes make up for lost interest?

Ed Monk

Ed Monk Fidelity International - 22 Dec 2021

Becks Nunn

Why are used cars so expensive?

Semiconductor shortage and uncertain times are to blame

Becks Nunn

Becks Nunn Fidelity International - 16 Dec 2021

Ed Monk

Should I make voluntary National Insurance contributions?

Make sure you get the full State Pension

Ed Monk

Ed Monk Fidelity International - 09 Dec 2021

Emma-Lou Montgomery

What every buy-to-let landlord needs to know

Get your house in order and make sure you comply with the new ‘green’ rule changes

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 08 Dec 2021

Maike Currie

What does a £1m pension pot buy?

The income you could expect to get from a £1m pension pot

Maike Currie

Maike Currie Fidelity International - 07 Dec 2021

Ed Monk

Get every penny from your State Pension

Pensioners are getting less than they expected

Ed Monk

Ed Monk Fidelity International - 30 Nov 2021

Emma-Lou Montgomery

How much should I set aside for potential care costs?

New changes set a cap, but the burden will still be on us

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 24 Nov 2021

Emma-Lou Montgomery

What happens to my money when I die?

What you need to know

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 18 Nov 2021

Maike Currie

Inflation is here to stay: what can you do about it?

Life is getting more expensive, you need to invest right

Maike Currie

Maike Currie Fidelity International - 17 Nov 2021

Emma-Lou Montgomery

Inflation-busting tips every pensioner needs to know….

How to handle inflation, the triple lock and your pension

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 16 Nov 2021

Ed Monk

Four investing myths that every rookie should know

A rise in saving levels has brought many newbies to investing

Ed Monk

Ed Monk Fidelity International - 12 Nov 2021

Ed Monk

My four step plan for a carefree(ish) retirement

There’s no one way to secure financial security in retirement

Ed Monk

Ed Monk Fidelity International - 11 Nov 2021

Emma-Lou Montgomery

Act fast to build a nest egg as interest rates stay low

The interest rate decision has left homeowners and savers with quick decisions to make

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 05 Nov 2021

Ed Monk

Interest rate rise: what it means for you

What to expect when UK interest rate rises

Ed Monk

Ed Monk Fidelity International - 02 Nov 2021

Ed Monk

The key to a comfortable retirement? £33,600 a year

‘Retirement Living Standards’ put figures on income targets

Ed Monk

Ed Monk Fidelity International - 28 Oct 2021

Ed Monk

Is inheritance part of your financial plan?

What you need to know when receiving an inheritance

Ed Monk

Ed Monk Fidelity International - 27 Oct 2021

Tom Stevenson

Autumn Budget 2021: Rishi’s big distraction

Dodging the cost of living challenge

Tom Stevenson

Tom Stevenson Fidelity International - 27 Oct 2021

Emma-Lou Montgomery

Why it pays to take advice when getting divorced

Being financially ‘in the know’ is key

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 25 Oct 2021

Emma-Lou Montgomery

Should I fix my mortgage?

If you want to lock in a low rate, you should move quickly

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 22 Oct 2021

Emma-Lou Montgomery

Four areas at risk of a Budget tax grab

What the Autumn Budget could mean for you and your money

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 21 Oct 2021

Ed Monk

Why pause in inflation won’t halt threat of an interest rate rise

Households face a difficult winter of higher prices and borrowing costs

Ed Monk

Ed Monk Fidelity International - 20 Oct 2021

Graham Smith

Should I buy an electric car?

EVs are moving into the mainstream

Graham Smith

Graham Smith Investment writer - 06 Oct 2021

Emma-Lou Montgomery

Running on empty? Why your financial wellness is crucial right now

Getting to grips with your finances now could help you through winter

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 05 Oct 2021

Ed Monk

Will you get the maximum State Pension owed to you?

Mistakes mean thousands have been underpaid

Ed Monk

Ed Monk Fidelity International - 22 Sep 2021

Emma-Lou Montgomery

What do rising gas prices mean for me?

Don’t get caught out - prices are going up and budgeting has never been more important

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 21 Sep 2021

Emma-Lou Montgomery

Should you pay your (grand)child's uni fees?

Parents and grandparents shouldn’t automatically assume it’s better to clear student debt before it accrues

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 16 Sep 2021

Ed Monk

Downsizing: why the dream rarely matches reality

Turning a property into retirement wealth may not be as simple as you think

Ed Monk

Ed Monk Fidelity International - 16 Sep 2021

Ed Monk

The best time to be ‘pension aware’? Now

The Government is playing catch-up on old-age planning - you don’t have to

Ed Monk

Ed Monk Fidelity International - 10 Sep 2021

Toby Sims

Triple lock becomes the ‘double lock’

What will happen to your state pension and NI contributions?

Toby Sims

Toby Sims Fidelity International - 07 Sep 2021

Toby Sims

Financial lessons your kids won’t learn at school

Young people are learning about investing the hard way

Toby Sims

Toby Sims Fidelity International - 02 Sep 2021

Toby Sims

Is volatility good or bad?

How to master the art of investing through good times and bad

Toby Sims

Toby Sims Fidelity International - 26 Aug 2021

Ed Monk

Daniel Craig is right to make his inheritance plans clear

The James Bond actor has helped break the taboo of passing on wealth

Ed Monk

Ed Monk Fidelity International - 26 Aug 2021

Ed Monk

How can you make the most of your pension income?

Making the change from work to retirement is all about choosing the life you want once the demands of a career come to an end.

Ed Monk

Ed Monk Fidelity International - 23 Aug 2021

Ed Monk
Ed Monk

Ed Monk Fidelity International - 20 Aug 2021

Graham Smith

How could the pension freedom age rise impact you?

The age for tax-free access to private pensions is set to rise from 55 to 57

Graham Smith

Graham Smith Investment writer - 20 Aug 2021

Emma-Lou Montgomery
Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 18 Aug 2021

Toby Sims

Why is petrol so expensive?

What you need to know about the price of oil

Toby Sims

Toby Sims Fidelity International - 13 Aug 2021

Emma-Lou Montgomery
Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 13 Aug 2021

Ed Monk

Will the price of your house trigger an inheritance tax bill?

The average bill due on estates caught by IHT is rising

Ed Monk

Ed Monk Fidelity International - 12 Aug 2021

Ed Monk

City’s millennials are still the unloved middle child

Millennials are facing another ‘once-in-a-generation’ economic shock

Ed Monk

Ed Monk Fidelity International - 11 Aug 2021

Emma-Lou Montgomery

How to graduate debt-free

It’s results day and homework time for parents of kids not even out of nappies yet

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 10 Aug 2021

Emma-Lou Montgomery

How to start investing in stocks - for the young

Teaching children about investing in stocks

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 05 Aug 2021

Emma-Lou Montgomery

3 money tasks to tackle

It’s time for your mid-year wealth check

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 29 Jul 2021

Ed Monk

Give yourself a mid-year pension MOT

Make sure your savings are ticking over nicely

Ed Monk

Ed Monk Fidelity International - 27 Jul 2021

Toby Sims
Toby Sims

Toby Sims Fidelity International - 15 Jul 2021

Ed Monk

State Pension rise is a dilemma for Government

A quirk in the stats means a higher than normal rise is on the cards

Ed Monk

Ed Monk Fidelity International - 08 Jul 2021

Emma-Lou Montgomery

New report shows UK women lag behind in pension wealth

Fidelity’s new report shows UK women are set to be worse-off during retirement than women elsewhere

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 02 Jul 2021

Ed Monk

Lockdown’s financial winners and losers

This week, how have households coped financially with the last 15 months of pandemic lockdown?

Ed Monk

Ed Monk Fidelity International - 30 Jun 2021

Ed Monk

Can lockdown boost to savings last?

New analysis confirms the experience of millions in the UK

Ed Monk

Ed Monk Fidelity International - 28 Jun 2021

Ed Monk

Rumours of cuts to pension tax relief resurface

Pension system an attractive target for a Chancellor in need of funds

Ed Monk

Ed Monk Fidelity International - 21 Jun 2021

Emma-Lou Montgomery

Five life lessons to teach your kids about money

The money skills you’re duty-bound to hand down to younger generations

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 16 Jun 2021

Emma-Lou Montgomery

Finance-boosting tips for young women

Financial independence has never been more important

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 10 Jun 2021

Ed Monk

A quarter still don’t know their retirement choices - do you?

‘Forgotten freedoms’ - pension flexibility still bedding in

Ed Monk

Ed Monk Fidelity International - 19 May 2021

Emma-Lou Montgomery

Women prove to be the biggest lockdown-saving winners

Now is your opportunity to put them to good use

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 18 May 2021

Ed Monk

A secret tax grab - and how to beat it with your pension

Will you be caught by the income tax band freeze?

Ed Monk

Ed Monk Fidelity International - 14 May 2021

Emma-Lou Montgomery

Wealth and happiness hit 10-year low: how are you doing?

Mental Health Week highlights the importance of talking and tackling financial worries

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 13 May 2021

Ed Monk

More of us are saving for retirement - but is it enough?

How can you hit your retirement savings targets?

Ed Monk

Ed Monk Fidelity International - 10 May 2021

Toby Sims

How will you use this year’s ISA allowance?

Take the time to consider what works best for you

Toby Sims

Toby Sims Fidelity International - 28 Apr 2021

Emma-Lou Montgomery

Once-in-a-generation chance to cash-in on lockdown savings

Now is the time to turn ‘accidental’ lockdown savings into a positive for the future

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 19 Apr 2021

Ed Monk

See in the new (tax) year with a pension refresh

Upcoming changes mean it could pay off to pay in more

Ed Monk

Ed Monk Fidelity International - 06 Apr 2021

Emma-Lou Montgomery
Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 01 Apr 2021

Emma-Lou Montgomery

How will you make the most of your lockdown savings?

The surprise of the past year could very well be how much it has saved us

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 01 Apr 2021

Ed Monk

Lockdown pension dippers face tax trap

Money Purchase Annual Allowance limits your retirement saving

Ed Monk

Ed Monk Fidelity International - 29 Mar 2021

Emma-Lou Montgomery

Don’t let the thrill of the chase harm your investment goals

Lockdown boredom and a bit of spare cash can be a dangerous combination

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 24 Mar 2021

Ed Monk

Will ‘Tax Day’ bring a pensions blow?

Pension tax relief is the crosshairs - again

Ed Monk

Ed Monk Fidelity International - 22 Mar 2021

Emma-Lou Montgomery

Got your ISA and SIPP sorted yet? It’s time to get cracking

The tax year end is looming so it’s time to secure your ISA and SIPP investments now

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 18 Mar 2021

Ed Monk

Job changes in the pandemic - don’t forget your pension

How can you keep your retirement plans on track?

Ed Monk

Ed Monk Fidelity International - 17 Mar 2021

Toby Sims

Why it’s vital young people learn about investing

COVID makes it even more important the young can build secure futures

Toby Sims

Toby Sims Fidelity International - 17 Mar 2021

Toby Sims

How an ISA can help you save for the future

Getting started on your investment journey

Toby Sims

Toby Sims Fidelity International - 08 Mar 2021

Emma-Lou Montgomery

Why the pandemic’s impact on women should worry us all

The cost of the pandemic on women is clear and there is work to be done

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 08 Mar 2021

Emma-Lou Montgomery
Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 04 Mar 2021

Tom Stevenson

Use it, don’t lose it

Making the most of your ISA and pension allowances

Tom Stevenson

Tom Stevenson Fidelity International - 01 Mar 2021

Emma-Lou Montgomery

When did you last show your finances some love?

Odds are there’s still work to do on your relationship with money

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 23 Feb 2021

Tom Stevenson

What to expect in next month’s Budget

The Chancellor’s ‘difficult’ follow up

Tom Stevenson

Tom Stevenson Fidelity International - 18 Feb 2021

Toby Sims

Investing at a young age

An introduction to ISAs, funds, and mayonnaise

Toby Sims

Toby Sims Fidelity International - 17 Feb 2021

Emma-Lou Montgomery

Five mistakes to avoid in this year’s tax return

After the year we’ve had, don’t pay the price for a silly mistake

Emma-Lou Montgomery

Emma-Lou Montgomery Fidelity International - 29 Jan 2021

Ed Monk

How to save £500,000 for your retirement

What does it take to reach this target?

Ed Monk

Ed Monk Fidelity International - 25 Jan 2021

Toby Sims

Young Money - Why invest in your 20s?

Three reasons why you should start investing

Toby Sims

Toby Sims Fidelity International - 19 Jan 2021

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