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Planning for your child’s university

You may not be surprised to hear that there’s a lot to think about when you have children.

Far too much to put in a short guide (or even a longer one). We’ve provided some suggestions for what you can do when they’re little and when they move out in two other guides, but we know there’s also what you do with your money during the bit in the middle. For many parents, saving for university is an important part of looking after their children and helping them achieve their dreams.

That said, many of the ideas in this piece also apply to other ways you can make a difference for your children when they reach adulthood – from paying for a wedding to helping them get on to the property ladder.

When they’re little: Understand the costs
When they’re little: Start saving
When they’re a bit bigger: Start talking
When university is getting closer: Start researching

Other life moments

Preparing for children

Having a child is amazing, fulfilling – and challenging. We have some ideas to help you prepare your finances for the biggest (and best) change in your life.

Find out more

When your children move out

Life can change a lot when your children move out. We explore the opportunities and the challenges.

Find out more

Important information
The value of investments can go down as well as up, so you may not get back what you invest. Tax treatment will depend on your personal circumstances and tax rules may change in the future.  Withdrawals from a Junior ISA will not be possible until the child reaches age 18. Fidelity Personal Investing does not give advice based on personal circumstances, so you are responsible for deciding whether an investment is suitable for you. If you are unsure whether an investment is suitable for you, you should contact an authorised financial adviser.