Fidelity's Retirement Specialists

Helping you turn your pension into the income you need for retirement

Our qualified advisers help people like you make the best use of their retirement savings every day.

As specialists in this complex area they can provide you with the level of service you need, including personal advice. They can assess and give you access to all the main retirement income options:

Our retirement advice service can support clients seeking to move their defined benefit pensions, otherwise known as final salary schemes. They can also provide help to clients with lifetime allowance concerns.

How we can help you

Our advice service can give you the expertise and peace of mind you need when facing the complexities of retirement. You will be assigned a dedicated adviser who can help you with everything from creating a personalised plan for your specific situation to making sure your money lasts you a lifetime. Meetings will be held in our London Cannon Street Investor Centre – or by phone if you prefer.

The service is based purely on getting you the best outcome for your personal circumstances and our flat-rate fee is one of the lowest charges of all the leading providers in the market.

As well as specific advice and investment recommendations, we can support you with general guidance, if you would prefer. What you choose is likely to depend on your financial experience and confidence. That said, even if you’ve been looking after your own savings for years, it’s worth bearing in mind that deciding how to access your pension is an important decision and can have life-long implications. That’s why many people decide to take personalised financial advice at this juncture and feel it is a worthwhile expense. This ensures they make the best use of their savings, get the most income possible from their pension savings and in the most tax efficient manner.

  Pension guidance  Pension advice with investment recommendations**  

Our experts help you to understand all the pension options available to you

We give you general guidance on retirement planning

We give you a specific, personalised retirement plan

We advise you on which funds to invest your pension in from a set of Fidelity-managed investment solutions


Price


Free

up to
£2,500 +VAT

* Whether or not you pay VAT will depend on your circumstances. Our retirement specialists can discuss this with you when you call.

** Investment advice will be given where appropriate

If you would like advice on matters relating to your lifetime allowance, our fees are charged on an hourly basis and are subject to VAT at 20%.

To find out more about how we can help you, or to get a full breakdown of our products services and charges, just call us on 0800 368 6882.

Retirement funds

If you are looking for some help in choosing funds to help you support your retirement income, our experts have selected a number of funds for you to consider.

Pension Wise

The Government's Pension Wise service offers free, impartial guidance to help you understand your options at retirement. You can access the guidance online at www.pensionwise.gov.uk or over the telephone on 0800 138 3944.

Meet the team

Whether you are thinking of calling us for the first time or have already contacted us, it’s good to know who you are talking to.

Meet our retirement team

Our status as a financial adviser

We deliver advice and transact non-advised business through a wholly owned subsidiary called FIL Retirement Services Limited. Our retirement specialists are paid a salary and are not paid on a commission basis. Their focus is on providing an excellent service based on your requirements.

Fidelity doesn’t have its own annuity products. If you would like to take your pension from an annuity we’ll select annuity products from the whole of the market for you.

If you would like to keep your pensions in investments, you’ll have access to the full range of investment funds and products available on our platform, but if we provide you with investment advice in relation to pension drawdown, we’ll restrict this to a set of Fidelity managed investment solutions, some of which will be invested in non-Fidelity funds. These funds invest in a range of investment assets with a focus on delivering income.

FIL Retirement Services Limited (Company No. 06121251) is authorised and regulated by the Financial Conduct Authority and registered in England and Wales with registered offices at Oakhill House, 130 Tonbridge Road, Hildenborough, Tonbridge, Kent TN11 9DZ.

Want to have a chat?

We're here to help you understand how to make the most of your pension savings. If you have any questions or just want a better understanding of it all, simply get in touch with our retirement service to talk about it in more detail.

 0800 368 6882

Send us an email Schedule a call back
 Monday to Friday, 9am to 5pm    

Important information

This information is not investment advice or a recommendation for any particular product, service or course of action. Pension and retirement planning can be complex, so if you are unsure of the suitability of a pension investment, retirement service or any action you need to take, please contact Fidelity’s Retirement Service on 0800 368 6882 or refer to your financial adviser.

The value of investments and the income from them can go down as well as up and you may get back less than you invested. Eligibility to invest into a pension depends on personal circumstances and all tax rules may change. With pension products you will not be able to withdraw money until you reach age 55.