Our pricing has no hidden fees and charges, so you know exactly what you pay for and when you pay it.
Our statements are clear and easy to understand so you don’t have to waste time trying to figure it out. When you log in online, your transaction history will help you find and understand our service fee, and any charges, easily and transparently.
And did we mention all the award-winning guidance, on-the-go access and support with investing you get? That’s all included in our service fee.
We believe in giving you great value, so we charge an annual service fee, payable monthly, based on the value of all your investments. We add all your accounts together before we work out which fee band you’re in, meaning we’ll charge you the lowest rate.
The chart below shows how this fee changes, as your investments increase.
Here are the things that we include in our standard, simple and transparent service fee, but which our competitors sometimes charge for.
|Set up charge||No charge|
|Annual charge||No charge|
|Account closure||No charge|
|Fund dealing charges (phone, online and paper)|
|Switching charge||No charge|
|Selling charge||No charge|
|Transfer charge||No charge|
|Tax relief re-investment into funds||No charge|
|Annual admin charges per capped drawdown account||No charge|
|Annual admin charges per flexible drawdown account||No charge|
|Transfer out to UK scheme||No charge|
|Transfer out to overseas scheme||No charge|
|Arranging death benefits||No charge|
|Triviality payment||No charge|
|Pension splitting on divorce||No charge|
|BACS payment||No charge|
|Printed valuation statement||No charge|
|Exit fees||No charge|