Stock plan guidance
Making the most of your stock plan or share awards
Important information - investment values can go down as well as up, so you may get back less than you invest. Tax treatment depends on individual circumstances and tax rules may change. You cannot normally access money in a pension until age 55 (57 from 2028). This is not a personal recommendation for a specific investment. If you're not sure which investments are suitable for you, consult Fidelity's advisers or another authorised financial adviser.
What will you do with your company stock or cash?
As a Stock Plan Account holder you might be thinking about what to do next with your stock or cash held in the US.
As a UK resident you have the option of transferring some or all of your stock (shares) or cash to an account in the UK, so you have more control over your rewards.
Investing with Fidelity International
Invest your money with Fidelity International in the UK and we can help you to make it work harder with tax-efficient accounts, a wide choice of investments and support and advice. Link your Stock Plan Account (via NetBenefits) with your Fidelity International accounts and view both with one login, meaning faster access, fewer passwords to remember and easier account management. You can also easily transfer cash and shares with linked accounts.
Don’t pay more tax than you need to
Manage your money from one place
Diversify your investments
How do Fidelity Stock Plan Services and Fidelity International work together?
Fidelity Stock Plan Services (SPS) and Fidelity International are separate companies that operate in different jurisdictions. Fidelity SPS administers your stock plan in the US. Fidelity International in the UK has over 50 years' experience helping UK residents invest with confidence through a range of accounts, from ISAs to pensions and more.
How do you want to invest with Fidelity International?
Ready to start investing with Fidelity International or top up an existing account? You can move money from your Stock Plan Account to invest with Fidelity International. You can also use cash that's already in your bank account, or transfer cash or investments from another investment provider.
Employer's stock plan
Bank account or another investment provider
Fidelity International’s fees and charges
We don't charge a fee to transfer cash or move shares to Fidelity International, or to hold cash in an account. We apply a foreign exchange (FX) charge of 0.35% to convert the transferred cash from US dollars to pounds sterling. For transfers of US$200,000 or more, the charge is 0.25% on the whole amount. Once you invest with Fidelity International, you'll pay:
Service fee rate
0.35%for investments held in an ISA or SIPP.* Typically £3.50 for every £1,000 invested.
Larger portfolios*
0.2%service fee rate - qualifies you for our Wealth Management Service
Buy and sell shares
£7.50for share deals placed online
*0.35% service fee applies if you have a regular savings plan or have more than £25,000 invested. Otherwise, a £7.50 per month service fee applies. 0.2% service fee applies to accounts with over £250,000 invested, and applies to the total value of your investments. There's no service fee applied to junior accounts or to exchange-traded instruments (like shares) in Investment Accounts. There will also be investment charges set by the companies and funds you’re investing into which sit outside of our service and dealing fees.
Helping you reach your financial goals
You want to feel confident in your decisions. Whether you need a little support, or a lot, we've got you.
Investing 101
Get tax savvy
Find out if advice is for you
Let us help you make the most of your shares and money.
Watch our short video about the importance of financial wellbeing and the ways we can help you build a better financial future.
Have you ever wondered what financial wellness truly means?
Financial wellness is crucial not only for your financial health but also for your mental well-being.
It's more than just managing your money; it's about achieving peace of mind
When you're financially secure, you can focus on what truly matters in life.
At Fidelity International, we understand the importance of this balance. That's why Fidelity International and Fidelity Stock Plan Services in the US work together, to offer you comprehensive financial solutions and ways to make the most of your stock plan or share awards.
Whether it's putting them towards a house deposit, paying a child's university fees, taking a trip of a lifetime, boosting your pension, or simply keeping them as a safety net for a rainy day, the possibilities are endless.
Whether you plan to keep your shares, sell them, move them to a tax-efficient account or do a mix of all these, Fidelity International is here to help.
Investing is what we do and it’s been our passion to help people grow their financial wealth for over 50 years.
We offer guidance and support, expert insights, and a wide range of investment options to help you meet your goals.
We’re proud that over 1.6million investors in the UK have entrusted their financial wellness, retirement savings and other long-term investing goals to us, to help them build a better financial future.
For ISAs, Pensions, Advice and more start your journey to financial wellness today with Fidelity International.
Why Fidelity International?
1.7 million UK customers*
We're trusted with over £40billion of our UK customers' savings
Over 50 years' experience
Our decades of experience can support you in achieving your financial goals
Everything you need to manage your money confidently
-
Our guidance, tools and expert insights can provide clarity and direction so you can feel in control of your money
-
We offer automatic compliance reporting if you need to report details of your investments to your employer
-
Invest over £250,000 and get exclusive benefits and a dedicated Relationship Manager with our Wealth Management Service
- For extra support, we have dedicated teams to talk to in the UK and Ireland
*Source: Fidelity, as at 31.12.25
Help and support
US stock plan assistance
Moving cash or shares to the UK
Explore your stock plan
Stock plan guidance FAQs
*Please note this will take you to a separate website for Fidelity SPS. Review the new site's terms, conditions, and privacy policy, as they will be different.
Please note: Fidelity International and Fidelity Stock Plan Services, LLC are separate companies that operate in different jurisdictions through their subsidiaries and affiliates.
