Taking an income from your investments

There are a couple of ways you can take an income from your investments

With a withdrawal plan, you can decide how much fixed amount you want to take out, either monthly, quarterly or annually. We’ll sell units in the fund of your choosing to pay this, but do note that doing so will erode your capital over time.

You’ll need the Regular Withdrawal Plan form to set it up.

Alternatively, you can take the dividend income produced by a fund, and have this paid out directly to you. The amount will vary depending on fund performance and how often the fund pays income.

Getting your income can vary according to the fund, and can range from monthly to annually, in line with the terms. It can also vary according to the type of account you have.

If you have an ISA, you’ll receive all income amounts in the middle of the month. If you have an Investment Account, you’ll receive your income when the fund pays it, which will vary between funds.

You can choose to invest in funds that pay dividends more frequently—such as monthly or quarterly, or less frequently—such as semi-annually or annually. The amount you receive, however, will depend on the performance of the fund.

Still need help?

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Give one of our UK-based associates a call on

0333 300 3351

Contact us

Send us your question online or visit us at our Investor Centre in London.