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What is a Junior ISA?

Important information - the value of investments can go down as well as up so you may get back less than you invest. The value of tax savings and eligibility to invest in a Junior ISA or SIPP depend on personal circumstances. All tax rules may change in future. Withdrawals from a Junior ISA will not be possible until the child reaches age 18. The minimum age you can normally access your pension savings is currently 55, and is due to rise to 57 on 6 April 2028, unless you have a lower protected pension age. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Give your child a financial head start

Imagine being able to provide a little financial stability for your child when they turn 18. A Junior ISA, which has replaced the Child Trust Fund, could give them a nest egg that will make all the difference. This short video covers the Junior ISA basics - from who can set one up and manage it, to who can pay into it, what the annual Junior ISA allowance is and when a child can access it.

What is a Junior ISA?

Transcript - What is a Junior ISA?

How to set up a Fidelity Junior ISA

You might be surprised to learn that you can set up your child’s Junior ISA in minutes. As their savings grow in the years to come, you’ll hopefully look back and think it’s time well spent.


Another way to invest for their future

We know It’s hard to imagine your child at retirement age now. But saving small amounts into a Junior SIPP (Self-Invested Personal Pension) is a tax-efficient way to make a real difference to their later stages in life.

Learn about our Junior SIPP


What do I need to open a Junior ISA?
Can I open a Junior ISA for more than one child?
Does the government pay into a Junior ISA?