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What is a Junior ISA?

Important information - the value of investments can go down as well as up so you may get back less than you invest. The value of tax savings and eligibility to invest in a Junior ISA or SIPP depend on personal circumstances. All tax rules may change in future. Withdrawals from a Junior ISA will not be possible until the child reaches age 18. You can't normally access money in a SIPP until age 55. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Give your child a financial head start

Imagine being able to provide a little financial stability for your child when they turn 18. A Junior ISA, which has replaced the Child Trust Fund, could give them a nest egg that will make all the difference. This short video covers the Junior ISA basics - from who can set one up and manage it, to who can pay into it, what the annual Junior ISA allowance is and when a child can access it.

What is a Junior ISA?

Transcript - What is a Junior ISA?

Another way to invest for their future

We know It’s hard to imagine your child at retirement age now. But saving small amounts into a Junior SIPP (Self-Invested Personal Pension) is a tax-efficient way to make a real difference to their later stages in life.

Learn about our Junior SIPP