Personal finance
Make the most of your money with the latest tips and insights from our personal finance experts.
Important information: The value of investments can go down as well as up so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.
Personal finance
Taxes: jargon buster
Understanding the taxes you may need to pay in the UK
Oliver Griffin Fidelity International - 03 Dec 2025
How we’re making financial services more accessible
Building a more inclusive experience for every customer
Oliver Griffin Fidelity International - 02 Dec 2025
You’ve taken your tax-free cash - now what?
Managing tax-free pension lump sums after the budget
Marianna Hunt Fidelity International - 01 Dec 2025
How much cash should you hold in retirement?
Ed and Jemma discuss the case for cash in retirement
Ed Monk Fidelity International - 01 Dec 2025
Budget tax rises - here’s where they hit the hardest
Our analysis on what the Budget means for you
Ed Monk Fidelity International - 28 Nov 2025
Cash ISA cut: what does it mean for savers?
Scenarios for dividing cash and investments in an ISA
Jemma Slingo Fidelity International - 26 Nov 2025
Autumn Budget: how might the government change pensions?
A round up on the latest changes to pensions
Ed Monk Fidelity International - 26 Nov 2025
Autumn Budget: main points at a glance
All you need to know
Marianna Hunt Fidelity International - 26 Nov 2025
Will salary sacrifice changes impact me?
Why it matters and why it’s in the news
Marianna Hunt Fidelity International - 26 Nov 2025
Labour’s ‘no choice’ tax-raising Budget
What the measures mean for your finances
Tom Stevenson Fidelity International - 26 Nov 2025
6 money mistakes people make in their 60s
Financial traps to avoid
Marianna Hunt Fidelity International - 25 Nov 2025
What is tax relief? The basics
How your pension can work harder with a little help
Oliver Griffin Fidelity International - 21 Nov 2025
Is the UK State Pension less generous than other countries?
Comparing the UK State Pension to global standards
Ed Monk Fidelity International - 20 Nov 2025
How much cash to hold in retirement
Understanding the case for cash and where it fits in your life
Jemma Slingo Fidelity International - 19 Nov 2025
5 ways to pay less tax - regardless of the Budget
Simple strategies to cut your tax bill
Jemma Slingo Fidelity International - 18 Nov 2025
What is tax-free cash? The basics
It’s a quarter of your pension but how much do you know?
Oliver Griffin Fidelity International - 18 Nov 2025
Men: Be invested in your health and your wealth
Why waiting rarely pays off
Oliver Griffin Fidelity International - 17 Nov 2025
What is inheritance tax? The basics
Who gets what when you're gone?
Oliver Griffin Fidelity International - 17 Nov 2025
Peak salary age is 47: are you prepared?
A ‘CHILL’ late career may boost your position
Andrew Oxlade Fidelity International - 14 Nov 2025
Generate your retirement income the Warren Buffett way
What does the world’s most famous investor say?
Richard Evans Fidelity International - 14 Nov 2025
Peak salary: are you prepared?
Ed and Andrew discuss 'peak pay' at age 47 in our latest podcast
Ed Monk Fidelity International - 13 Nov 2025
Want to invest but don’t know where to start?
Our ready-made ISA might be the answer
Becks Nunn Fidelity International - 12 Nov 2025
How to make the right decision on taking pension tax-free cash
What you need to consider before taking cash from your pension
Richard Evans Fidelity International - 11 Nov 2025
Pension, ISA or property for the self-employed: which is better?
Tax benefits, diversification and ease of access to cash should all be considered
Marianna Hunt Fidelity International - 11 Nov 2025
What is financial wellness?
The four pillars to financial health
Becks Nunn Fidelity International - 05 Nov 2025
The basics of building a retirement salary from investments
Turning savings into a secure and repeatable income in retirement
Ed Monk Fidelity International - 05 Nov 2025
State pension generosity compared: how does the UK measure up?
How generous is the UK state pension?
Marianna Hunt Fidelity International - 05 Nov 2025
I’m self-employed - how much should I save for retirement?
Start early and know your retirement goal to make saving easier
Marianna Hunt Fidelity International - 04 Nov 2025
Beware the dangers of greed
The hidden instincts driving investor behaviour
Tom Stevenson Fidelity International - 31 Oct 2025
How to inflation-proof your retirement savings
Safeguard your retirement
Marianna Hunt Fidelity International - 31 Oct 2025
How much do I need to start investing?
Little and often can start you off
Becks Nunn Fidelity International - 29 Oct 2025
Why this is the most extreme ‘fiscal drag’ in UK income tax
Navigating the rising tide of UK income tax
Ed Monk Fidelity International - 29 Oct 2025
The silent retirement risk we all ignore - and how to manage it
How to plan for a longer life
Marianna Hunt Fidelity International - 28 Oct 2025
Autumn Budget: how the government could end the 60% tax band
One simple change that could make the tax system rational again
Richard Evans Fidelity International - 27 Oct 2025
Autumn Budget: inheritance tax and other possible changes
A round up of potential changes and how they could impact you
Marianna Hunt Fidelity International - 27 Oct 2025
Budget or not, income tax is rising - but you can act
‘Fiscal drag’ will continue for years to come
Ed Monk Fidelity International - 23 Oct 2025
A to Z investing jargon buster
Helping to make investing simpler
Becks Nunn Fidelity International - 23 Oct 2025
Taking pension tax-free cash? Don’t make these mistakes
What are the good - and bad - reasons to take tax-free cash?
Ed Monk Fidelity International - 23 Oct 2025
Don’t cash your pension lump sum until you’ve read this
How to future-proof your retirement savings
Tom Stevenson Fidelity International - 17 Oct 2025
Menopause’s pension price tag
How to financially navigate the menopause
Becks Nunn Fidelity International - 16 Oct 2025
How might the government change Cash ISAs?
Will the allowance for cash savings within ISAs be reduced?
Ed Monk Fidelity International - 15 Oct 2025
How to create a retirement salary
All you need to know to get a regular income from your savings
Richard Evans Fidelity International - 14 Oct 2025
6 ways to fix your finances for the 100-year life
Increased longevity is to be celebrated - but it creates challenges
Ed Monk Fidelity International - 13 Oct 2025
5 good reasons to take your tax-free cash - and 5 bad ones
What you need to consider before taking tax-free cash from your pension
Marianna Hunt Fidelity International - 13 Oct 2025
Triple Lock: what will the State Pension be in the future?
Are future increases to pensioner payments under threat?
Ed Monk Fidelity International - 10 Oct 2025
How could the inheritance tax seven-year rule change?
What families and advisers need to know
Marianna Hunt Fidelity International - 09 Oct 2025
8 questions before you take tax-free cash from your pension
Be sure not to make a lasting mistake with your retirement cash
Ed Monk Fidelity International - 09 Oct 2025
Autumn Budget: 10 questions you were afraid to ask
What is the budget? The basics
Oliver Griffin Fidelity International - 08 Oct 2025
What is inflation? The basics
How inflation quietly eats away at your cash
Oliver Griffin Fidelity International - 08 Oct 2025
How to trace old pensions
Is there a forgotten pot out there with your name on it?
Oliver Griffin Fidelity International - 07 Oct 2025
3 admin hacks to cut tax when you die
Save your loved ones time and hassle
Ed Monk Fidelity International - 06 Oct 2025
Why ADHD makes money messy
How to take back control of your finances
Oliver Griffin Fidelity International - 06 Oct 2025
Autumn Budget: jargon buster
Helping to demystify the technical talk
Becks Nunn Fidelity International - 02 Oct 2025
Investing for a 100-year life: putting it into practice
How to enjoy your 60s and 70s without paying the price later
Tom Stevenson Fidelity International - 02 Oct 2025
How much should you have saved by 40?
Savings targets based on salary and the average for your age group
Ed Monk Fidelity International - 01 Oct 2025
The ‘Black tax’ and what it means to me
Balancing family and finances
Natalie Magosha Fidelity International - 30 Sep 2025
How to talk to your children about their inheritance
How to reduce your inheritance tax bill
Becks Nunn Fidelity International - 25 Sep 2025
6 'Steady Eddies' for a stress-free retirement
A no surprises core portfolio
Tom Stevenson Fidelity International - 25 Sep 2025
5 IHT mistakes that could cost you thousands
Some key pitfalls to watch out for
Marianna Hunt Fidelity International - 24 Sep 2025
Pension versus SIPP - 7 questions to ask yourself
Is a Self-Invested Personal Pension right for you?
Becks Nunn Fidelity International - 23 Sep 2025
Why are retirees rushing back to this income option?
Annuities are back on the agenda for those looking for retirement income
Ed Monk Fidelity International - 17 Sep 2025
7 steps to pass on a portfolio
A practical guide to passing on wealth
Jemma Slingo Fidelity International - 17 Sep 2025
The benefits of a blended approach to annuities and drawdown
Why advisers recommend a ‘blended’ approach
Marianna Hunt Fidelity International - 16 Sep 2025
You’ve spent a lifetime saving – now what?
5 tips for making the leap from saver to spender
Becks Nunn Fidelity International - 16 Sep 2025
Inflation scenarios: what 3.8% rate does to a pension
Navigating a higher inflation environment
Tom Stevenson Fidelity International - 11 Sep 2025
How 4% inflation could derail your retirement
Pensions, prices, and policy pressure
Tom Stevenson Fidelity International - 11 Sep 2025
How to build a portfolio - with examples
Three practical steps from a relationship manager
Becks Nunn Fidelity International - 04 Sep 2025
Are you ready for the 100-year life?
Why longevity could reshape your finances—and everyone else’s
Ed Monk Fidelity International - 03 Sep 2025
How quickly will UK pension ages rise?
Why official pension ages may change again
Andrew Oxlade Fidelity International - 29 Aug 2025
5 common IHT scenarios - from best to worst
Plus, how to pass on £2 million IHT-free
Marianna Hunt Fidelity International - 27 Aug 2025
Self-employed and pensions: how a SIPP can help
All you need to know to get started
Emma Simon Investment writer - 26 Aug 2025
What income might I get from a £250,000 pension?
Understand the retirement income you’re on track for
Ed Monk Fidelity International - 19 Aug 2025
Should you pay your child’s university fees from your ISA?
How to give your kids the best financial start
Andrew Oxlade Fidelity International - 14 Aug 2025
Inheritance tax changes - what we know so far
How to prepare for the changes now
Marianna Hunt Fidelity International - 13 Aug 2025
A-levels done. Next up? Money worries
5 tips to help ease Gen Z money worries
Becks Nunn Fidelity International - 11 Aug 2025
The rise of ‘super return’ financial elixirs
Is there a ‘silver bullet’ for retirement savings?
Andrew Oxlade Fidelity International - 08 Aug 2025
IHT is changing - can I still count on my inheritance?
Understanding the new inheritance tax rules—and how to protect your legacy
Ed Monk Fidelity International - 07 Aug 2025
‘Mr 4% rule’ identifies the key risk for pension investors
How to avoid outliving your retirement savings
Richard Evans Fidelity International - 07 Aug 2025
Is ‘financial repression’ coming? Here’s how to beat it
Fund ideas to counter the effects of inflation
Richard Evans Fidelity International - 31 Jul 2025
Unpacking inflation: the secret threat to retirement plans
What you can do to protect your income and savings
Ed Monk Fidelity International - 30 Jul 2025
Is fear hurting your finances?
Beware the drag of cash
Marianna Hunt Fidelity International - 25 Jul 2025
Will the State Pension be there for me?
Can we rely on a State Pension in the future?
Ed Monk Fidelity International - 24 Jul 2025
Inflation: the hidden tax on your pension
Rising inflation can have a devastating effect on our retirement plans
Tom Stevenson Fidelity International - 24 Jul 2025
New job? Here are 5 things you need to know
Make sure you make the most of your employer’s benefits
Jemma Slingo Fidelity International - 24 Jul 2025
Will my retirement count as ‘comfortable’?
Retirement standards explained
Jemma Slingo Fidelity International - 21 Jul 2025
Why the government wants you to invest
The government’s latest ideas to get you investing
Marianna Hunt Fidelity International - 16 Jul 2025
The ‘£299,325’ cost of matching the State Pension
We explain the real value of your pension
Ed Monk Fidelity International - 15 Jul 2025
What’s my required rate of return?
Creating a framework for retirement
Tom Stevenson Fidelity International - 11 Jul 2025
7 investing rules of thumb
Tried and tested formulas for smarter investing
Becks Nunn Fidelity International - 10 Jul 2025
How to retire at 55
Our guide to starting your retirement earlier
Emma Simon Investment writer - 09 Jul 2025
Cash ISAs: the real challenge for savers
Could your money be working harder elsewhere?
Tom Stevenson Fidelity International - 03 Jul 2025
How to pay for school fees in 2030
Our guide to school fees planning
Emma Simon Investment writer - 23 Jun 2025
What income might I get from a £500,000 pension?
Understand the retirement income you’re on track for
Jemma Slingo Fidelity International - 20 Jun 2025
Savings by age: how much should you have by 30, 40, 50 & 60?
How do your savings compare?
Ed Monk Fidelity International - 12 Jun 2025
How much to save? What it takes for a 'comfortable' retirement
The latest numbers explained
Jemma Slingo Fidelity International - 10 Jun 2025
5 money mistakes people make in their 70s
Embracing new financial strategies as we get older
Emma Simon Investment writer - 04 Jun 2025
3 steps to avoid higher rate tax in retirement
How to minimise your tax bill
Richard Evans Fidelity International - 30 May 2025
How to pay for a house deposit in 5 years
Money tips for would-be first-time buyers
Emma Simon Investment writer - 30 May 2025
UK’s most popular savings - but do they work?
Do Premium Bonds represent a sensible home for your money?
Ed Monk Fidelity International - 29 May 2025
Why the higher rate income tax threshold should be £75,000
What counts as a ‘high earner’ salary has transformed since 2000
Ed Monk Fidelity International - 28 May 2025
Junior ISAs versus Junior SIPPs: the basics
Providing a financial nest egg for a child
Becks Nunn Fidelity International - 22 May 2025
Should you buy Premium Bonds now?
The prizes offered by Premium Bonds have been cut again
Ed Monk Fidelity International - 19 May 2025
It all adds up: clearer numbers equal better decisions
Celebrating National Numeracy Day and why it matters
Becks Nunn Fidelity International - 19 May 2025
‘70 is the new 53’ - the money implications for all ages
Optionality can help future-proof you from rising pension ages
Andrew Oxlade Fidelity International - 15 May 2025
Investing in the deepfake era - know what you’re up against
How tech is changing the face of financial fraud
Becks Nunn Fidelity International - 15 May 2025
How to save for university costs — in just 10 years
Our smart plan for building a university savings fund
Emma Simon Investment writer - 15 May 2025
How to pay for a wedding in 10 years
Financial planning for the big day
Emma Simon Investment writer - 12 May 2025
Milestones and money: teaching your teen about their Junior ISA
Practical pointers for coming-of-age investors
Becks Nunn Fidelity International - 08 May 2025
How to choose your first pension investments in a SIPP
Which funds make sense for beginner pension investments?
Ed Monk Fidelity International - 29 Apr 2025
Cash ISA versus a Stocks and Shares ISA: the basics
What’s the difference between these two ISAs?
Becks Nunn Fidelity International - 21 Apr 2025
What is bonus sacrifice? The basics
How to get your bonus working harder for you
Becks Nunn Fidelity International - 17 Apr 2025
Investing versus saving: the basics
What’s the difference and why it matters
Becks Nunn Fidelity International - 17 Apr 2025
Do I need to change my pension plans?
Navigating market turmoil when 10, 5 or 2 years from retirement
Ed Monk Fidelity International - 11 Apr 2025
How retired investors can survive tariff turmoil
Create a resilient income plan
Richard Evans Fidelity International - 11 Apr 2025
3 ways to maximise your chances of investing success
Get the new tax year off to a flying start
Becks Nunn Fidelity International - 10 Apr 2025
Market sell-off: 5 rules to help you avoid a big pension mistake
US trade tariffs don’t have to hurt your retirement
Ed Monk Fidelity International - 08 Apr 2025
What is volatility? The basics
Market wobbles are part and parcel of investing
Becks Nunn Fidelity International - 08 Apr 2025
An extra £100k in ten years - what does it take?
Your guide to building a sizeable nest egg
Ed Monk Fidelity International - 04 Apr 2025
Investing in cash in a Stocks and Shares ISA: the basics
You don’t need a cash ISA to invest in cash
Becks Nunn Fidelity International - 04 Apr 2025
The tax hacks to help you keep more of your money
Make the most of your allowances and tax-efficient accounts
Becks Nunn Fidelity International - 04 Apr 2025
Tools that can make you a better investor
Reach your goals with this essential checklist
Andrew Oxlade Fidelity International - 04 Apr 2025
Your 10-minute tax-saving toolkit
All you need to know before the 5 April deadline
Emma Simon Investment writer - 02 Apr 2025
How to boost your State Pension before crucial April deadline
Act now to boost your state pension by up to £6,000 a year
Ed Monk Fidelity International - 18 Mar 2025
5 tax hacks: how to make financial gifts without a big tax bill
The tax savvy guide to gifting
Becks Nunn Fidelity International - 12 Mar 2025
Six habits of successful investors (and how to form them)
Key behaviours that might help you become a better investor
Andrew Oxlade Fidelity International - 10 Mar 2025
Retired 10 years ago with £100k - how much is left?
How the first to retire under ‘pension freedoms’ have fared
Ed Monk Fidelity International - 06 Mar 2025
Retirement plan checklist: 2 years from retirement
Make the most of your tax-efficient pensions and ISA savings
Emma Simon Investment writer - 04 Mar 2025
Mind the gap: women face £97k pension shortfall
Practical tips to help close the gender pension gap
Becks Nunn Fidelity International - 03 Mar 2025
The 4% rule: the basics
A widely used pension drawdown method
Becks Nunn Fidelity International - 25 Feb 2025
Why I'm not ready to de-risk my pension pot
How to safeguard your retirement savings
Tom Stevenson Fidelity International - 21 Feb 2025
Retirement plan checklist: 5 years from retirement
Make the most of your tax-efficient pensions and ISA savings
Emma Simon Investment writer - 20 Feb 2025
How maxing out a Junior ISA can turn into a £243,561 nest egg
Harness the power of a Junior ISA for your child
Becks Nunn Fidelity International - 18 Feb 2025
The hidden 60% tax rate – and how to avoid it
The magic of pension contributions...
Richard Evans Fidelity International - 14 Feb 2025
4 retirement super trends for the decade ahead
The latest trends and where they could take us
Andrew Oxlade Fidelity International - 04 Feb 2025
Retirement plan checklist: 10 years from retirement
A step-by-step checklist to stay on track
Emma Simon Investment writer - 30 Jan 2025
6 money habits that could be a sign of emotional problems
We spoke to a financial psychotherapist
Ed Monk Fidelity International - 29 Jan 2025
8 steps to ‘permanently’ fix your finances
Our quick-route plan for time-poor people
Andrew Oxlade Fidelity International - 24 Jan 2025
Annuity rates in 2025: will UK gilt turmoil boost retirement income?
Unrest in markets can result in higher annuity income
Ed Monk Fidelity International - 22 Jan 2025
5 expert portfolio tips for 2025
Portfolio-shaping hacks from one of our Wealth Managers
Becks Nunn Fidelity International - 13 Jan 2025
We’re here for you - extra support if you need it
Life happens to everyone
Jo Lewis Fidelity International - 13 Jan 2025
Is 2025 a good year to retire?
What conditions face those hoping to leave work in 2025?
Ed Monk Fidelity International - 09 Jan 2025
Don’t miss these critical 2025 financial deadlines
Key dates for your diary
Becks Nunn Fidelity International - 08 Jan 2025
3 tax quirks that could see your IHT bill soar
IHT rules can lead to wildly different outcomes from similar circumstances
Ed Monk Fidelity International - 08 Jan 2025
How to invest a £1k, £20k or £100k inheritance
3 ways to invest an inheritance
Becks Nunn Fidelity International - 17 Dec 2024
Financial traps people fall into over the years
Avoid these common money mistakes
Emma Simon Investment writer - 13 Dec 2024
What does a £1m pension pot buy?
How to make your pension savings last
Becks Nunn Fidelity International - 10 Dec 2024
Six months ago I put half my pension in cash. Did I do the right thing?
It’s time to take stock of that decision
Richard Evans Fidelity International - 05 Dec 2024
5 money mistakes people make in their 20s
Financial traps to avoid
Emma Simon Investment writer - 20 Nov 2024
5 money mistakes people make in their 30s
Financial traps to avoid
Emma Simon Investment writer - 05 Nov 2024
5 money mistakes people make in their 40s
Growing families and bigger mortgages will stretch most people’s budgets
Emma Simon Investment writer - 17 Oct 2024
5 money mistakes people make in their 50s
Financial traps to avoid
Emma Simon Investment writer - 20 Sep 2024
Retire early? Forget ‘FIRE’ and follow ‘CHILL’
Financial independence at all costs may not be worth it
Andrew Oxlade Fidelity International - 16 May 2024
Why I've changed half the investments in my pension
Am I being too risk-averse?
Richard Evans Fidelity International - 10 May 2024
The ‘100-year life’: My plan for a ‘37-year’ retirement
I’m 50 with a one in ten chance of reaching 97
Andrew Oxlade Fidelity International - 23 Feb 2024
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