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Junior ISA

Start saving for a child’s future by investing in a Stocks and Shares Junior ISA on their behalf.

Important information - please keep in mind that the value of investments can go down as well as up so you may get back less than you invest. The value of tax savings and eligibility to invest in a Junior ISA depend on personal circumstances. All tax rules may change in future. Withdrawals from a Junior ISA will not be possible until the child reaches age 18. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Invest for your child’s future

A Junior Stocks and Shares ISA account (JISA) is a tax-efficient way to save for your child’s future as you pay no income tax or capital gains tax on your investments. The Junior ISA allowance for the 2021/22 tax year is £9,000, and you have until 5 April 2022 to use it. Once your child reaches 18, they can access the money in their Junior ISA. Fidelity doesn’t charge service fees on Junior ISAs, giving you the ability to put a little bit extra into your Child’s ISA account if you wish. Ongoing fund charges and other fees may apply.

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Begin saving today

Start from as little as £25. Friends and family can gift money too.

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No service fee

We don't charge a service fee on junior accounts.

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Here to help

Our UK and Ireland-based call centres are open six days a week.

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A wealth of choice

Choose from thousands of funds and shares to invest in.

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Expert guidance

Whether you’re saving for your child's education or to get them on the property ladder.

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Always at your fingertips

Manage investments 24/7 with our secure online service and apps

You must be the child's parent or guardian to open the Junior ISA, but once it is opened, anyone can pay in. All you need to do is start a regular savings plan from £25, or invest a lump sum from as little as £1,000.

Need more basic information on Junior ISAs?

If you’re new to investing or just need a refresher before deciding if a Junior ISA is right for your child, watch our ‘what is a Junior ISA’ video that answers all the fundamentals in an easy-to-follow video.

Are Junior ISAs a good idea?

Junior ISAs are a tax-efficient way of saving and of course putting money away for your child's future has many benefits but only you can decide if it's the right choice for your child. Below are a list of considerations.

Reasons a Junior ISA may be worth considering

  • You want a long-term tax-efficient savings account for your child.
  • You don’t want your child to make withdrawals before they’re 18.
  • You want a range of investment options.
  • You’re happy that the account automatically transfers over to the child at 18.
  • You don’t already have a child trust fund setup.

Things to think about when considering a Junior ISA

  • You already have a child trust fund setup for your child and don’t want to close it.
  • You or the child might want access to the money before they turn 18.
  • You want to save more than £9,000 per tax- year which is the annual Junior ISA allowance.

 
Important information: This information is not a personal recommendation for any particular investment. If you are unsure about the  suitabilty of an investment you should speak to an authorised finanicial adviser.

How much can you save in a Junior ISA?

  • Save up to £9,000 a year, free of UK tax.
  • Start from as little as £25.
  • Set up a regular savings plan or pay in lump sums - family and friends can pay in too.
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Junior ISA investment choices

  • Over 3,000 funds.
  • Large selection of UK shares, growing all the time.
  • Investment trusts and exchange-traded funds (ETFs).
  • Investment solutions from our experts.
Choose investments

With you every step of the way

  • Access your Junior ISA 24/7 online or on our app.
  • Expert guidance emails and articles to help you invest.
  • Our tools can help you find your next investment.
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Let's get started

You must be the child's parent or guardian to open the Junior ISA, but once it’s open, anyone can pay in.

Open a Junior ISA

Start a regular savings plan from £25, or invest a lump sum from as little as £1,000.

Junior ISA FAQs

What is a Stocks and Shares Junior ISA?
How does a Junior ISA differ from a child trust fund?
How many Junior ISAs can a child have?
How do I open a Fidelity Junior ISA?
Can you withdraw money from a Junior ISA early?
Can a child have both a child trust fund (CTF) and a Junior ISA?

Junior ISA Guide

Download now
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