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Our low cost charges and fees

A clearer approach to charges, which is simple, so investors can focus more of their time managing their portfolios.

Our typical service fee is just 0.35%.
Fund ongoing charges start from just 0.06%.
Extra savings for investors with larger portfolios.
Additional discounts on over 200 funds.

Fewer charges

Some companies claim to have low rates, but their additional fees, such as re-investing income in your chosen funds, can add up quickly to cost you a lot more than you might expect. Our prices are designed to allow you to do business with us in the ways you choose, without being charged for how you prefer to invest.

TickWhat are the things I will not pay charges on?

What things will I pay for?

ISA, Junior ISA & Investment Fund Account

Account charges

Set up charge

No charge

Annual charge

No charge

Account closure

No charge

Dealing charges (phone, online and paper)

Switching charge

No charge

Selling charge

No charge

Tax relief re-investment into funds

No charge

Other charges

BACS payment

No charge

Printed valuation statement

No charge

Exit fees

No charge

Corporate action notification

No charge

Probate valuation

No charge

Stock transfer within Fidelity

No charge

Arranging death benefits

No charge

Fidelity SIPP

Account charges

Annual charge

No charge

Account closure

No charge

Dealing charges (phone, online and paper)

Switching charge

No charge

Drawdown charges

Annual admin charges per capped drawdown account

No charge

Annual admin charges per flexible drawdown account

No charge

Other charges

Printed valuation statement

No charge

Transfer out to UK scheme

No charge

Transfer out to overseas scheme

No charge

Arranging death benefits

No charge

Triviality payment

No charge

Pension splitting on divorce

No charge

Corporate action notification

No charge


Fidelity Personal Pension

provided by Standard Life

Account charges

Annual charge

No charge

Account closure

No charge

Dealing charges (phone, online and paper)

Switching charge

No charge

Other charges

BACS payment

No charge

Printed valuation statement

No charge

Transfer out to UK scheme

No charge

Transfer out to overseas scheme

No charge

Arranging death benefits

No charge

Triviality payment

No charge

Pension splitting on divorce

No charge

Corporate action

No charge

Service fee for investing in funds

Total assets held with usService Fee
0 to £7,499.99*£45 flat rate

£7,500 to £249,999.99

0.35%
£250,000 to £1million0.20%

In addition, we won't charge an annual service fee on any assets above the level of £1,000,000.

* £25 for Junior ISAs and Junior SIPPs. For full details please refer to our Doing business with Fidelity document.

Investment Trust and Exchange-Traded
Products (ETPs)

For Investment Trusts and ETPs you will pay the percentage rate service fee as detailed above, however this will be capped at £45 no matter how much you hold in these investments. There is no charge for Investment Trusts and ETPs held in an Investment Fund Account.

Other third party charges


Please note the funds you choose to invest in will have their own ongoing charges. Please note that some fund managers will apply additional costs when buying or selling their funds. You can find all the ongoing charges and risks related to the specific funds under the important information section.

We now offer exchange traded products on our fund supermarket, including a range of exchange traded funds (ETF) and Investment Trusts. This service is offered through JP Morgan who apply a transaction charge to all buys and sells.

ETF and Investment Trust dealing charges

Charge per deal

0.10%*

* This charge will be included in price of the actual ETF and Investment Trust which you are looking to buy or sell.

In addition to above dealing charge a 0.5% Stamp duty will apply on purchases of investment trusts. The costs are passed on to the relevant organisations and do not go to Fidelity.

Personal Investing can arrange for a foreign exchange transaction to enable you to purchase or redeem funds in non-sterling share classes. The provider of this service will make a charge for this transaction which will be incorporated into the exchange rate provided.

Foreign exchange ratesTransaction per fund rate

Up to $50,000

1.00%

$50,000 to $150,000

0.50%

Over $150,000

0.25%

Costs also apply to some of the advice services offered by Fidelity’s Retirement Service. Please visit Fidelity's Retirement specialists to find out more.

No switching charges

Charges for re-inventing income

Same great service

Fidelity does not charge to switch, however please note that some fund managers will apply additional costs when buying or selling their funds.

Share Dealing

Please be advised that as of 5th March Fidelity will no longer be providing a Share dealing service.

Existing share dealing customers will continue to have their accounts provided and administered through Charles Stanley Direct and need not take any action. Charles Stanley Direct will be contacting you with further information.

Please note that Fidelity Personal Investing does not give advice. If you are unsure of the suitability of an investment you should speak to an adviser. The value of investments may go down as well as up, and you may not get back what you invest.