Get expert help with this year’s ISA
It can be easier to find funds for your ISA if you start with our experts’ recommendations.
When it comes to choosing funds for this year’s ISA, wouldn’t it be nice to have some help whittling down more than 2,000 options into a short list of ideas for you to consider?
And wouldn’t it be even better if every fund on this short list was one that the experts really recommend?
Make your ISA decisions a little easier
Well, you’re not alone in thinking this. A little while ago, we recognised that many of our customers needed this support. They wanted us to pick out a selection of funds that we really believe in, our favourite funds.
So we did just that.
We asked our fund selection experts, the multi-asset and multi-manager investment group that sits behind our personal investing service, to come up with a list of funds that was closely aligned to those they were recommending for Fidelity’s funds of funds.
As a result the Select 50 was born. It’s a collection of the funds that our analysts have the highest conviction in. It’s our most-focused preferred funds list ever.
We have based it on a selection process that we believe can consistently deliver a list of high-quality funds managed by expert investors, who have the potential to outperform over the long term. Of course this is not guaranteed.
It’s also easy to find what you’re looking for, as we have grouped the funds into just eight categories. You can choose from Asia and Emerging Markets, Bonds, Europe, Global Equity, Japan, North America, UK or Other (which includes absolute return funds, property and commodities).
Of course, we do have to point out that with any list like this, there will be good funds that aren’t included. So, if you already own a fund that is not on the Select 50, we are not saying you should sell it.
It’s also important to understand that we are not saying you should buy a fund just because it’s on our list – and we’re not giving you a personal recommendation for your situation.
As with any funds, you must ensure they are suitable for your own personal circumstances. If you are unsure about the suitability of an investment, you should speak to an authorised financial adviser.
And great prices
Going back to what our customers want, we understand that investment quality is not the only factor that matters when choosing funds. Cost is also important. That’s why we have gone out to our fund providers (including Fidelity, which we treat no differently from any other manager) to negotiate reductions for our customers.
By tapping into the wealth of expertise that has gone into selecting the funds in our Select 50, you could potentially make this year’s ISA investment even more rewarding.
The value of investments, and the income from, them can go down as well as up, so you may get back less than you invest. Tax treatment depends on individual circumstances and all tax rules may change in the future. Investors should note that the views expressed may no longer be current and may have already been acted upon.
This information and the Select 50 are not personal recommendations for any particular investment. Equally, if a fund you own is not on the Select 50, we're not recommending you sell it. Discounts on Select 50 funds could come in the form of a rebate from the fund manager or lower annual management charges (AMC). If you receive a rebate outside of an ISA or Pension (SIPP), any rebates you receive are potentially liable to income tax at your marginal tax rate.
Don’t let this year’s ISA allowance get away
Secure it now. Invest later.