

Investing in uncertain times
We’re here to support you in these challenging times. Find all you need to know about investing during periods of uncertainty which can lead to volatility.
Important information - the value of investments can go down as well as up so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon.
Understanding the link between volatility and opportunity
We’re here to support you in these challenging times. Here you’ll find all you need to know about investing during periods of uncertainty which can lead to volatility.
Volatility is a natural - often short-lived - part of investing and is used to describe periods of unpredictable, and sometimes sharp, market rises and falls. It’s caused by a wide range of economic and political factors. In a volatile market, prices aren’t always an accurate reflection of real worth. A sudden swing up or down can make an investment suddenly seem worth more or less than it really is over the long term. This is why some investors aren’t concerned by volatility, as they welcome the potential opportunities it can bring.
Manage risk
Having a mix of investments (diversifying your portfolio) can help minimise risk during periods of volatility, as no single asset class performs well all the time and in all economic conditions.
Invest regularly
Investing at regular intervals can remove some of the worry about when to invest, and help you take advantage of changes in price.
Personal financial advice
Talk to one of our financial advisers about how a personal recommendation can give you peace of mind - especially when times are unsettled.

How volatility can be your best friend
As uncomfortable and as unwelcome as volatility is, it is survivable and, even more importantly, it can provide good opportunities.
In this article Emma-Lou Montgomery gives us ten important lessons on how to manage volatility.
Why volatility can be your best friendInvestment ideas to prepare for volatility
Find a diversified fund with Navigator
If you're not sure what to invest in, Navigator helps you find a multi asset fund.
Fidelity Select 50 Balanced Fund
This fund has a medium-risk profile that allows it to hold a diversified spread of funds that invest in different asset classes including bonds and gold.
Important information - please note that Navigator is not a personal recommendation in respect of a particular investment. If you need additional help, please speak to an authorised financial adviser. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.
Latest news
Understanding market volatility
It can be worrying when stock markets go down. Our guides will help explain what to do - and what not to do - during times of uncertainty.

Managing investments in uncertain times
What volatility is, and how to deal with it.
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