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Fidelity SIPP (Self-Invested Personal Pension)

A SIPP is a tax-efficient flexible pension that you control.

You receive income tax relief on money put into a pension. Find out more about the tax benefits.

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You can access your pension from age 55 and have a number of options for taking cash and income.

Take flexible income using pension drawdown

Retirement income: drawdown

Taking a guaranteed income using an annuity

Retirement income: annities

Taking cash from your pension savings

You can access all or part of your pension as cash, some of which of which may be taxed as income. You have a number of options for doing this.

Pension Wise

The Government's Pension Wise service offers free, impartial guidance to help you understand your options at retirement. You can access the guidance online at www.pensionwise.gov.uk or over the telephone on 0800 138 3944.

Retirement calculator

Take a look at how much you might need when you retire with our easy-to-use retirement calculator.

We’ll then help you figure out a way to achieve that.

Retirement calculator

The value of investments can go down as well as up. Fidelity Personal Investing does not give advice, but Fidelity's Retirement Service has a team of specialists who can provide you with free guidance to help you with your decisions. They can also provide advice and help you select products though this will have a charge. Full details can be found here. Eligibility to invest into a SIPP depends on personal circumstances and all tax rules may change in future. Pension money cannot usually be withdrawn until age 55.

* Based on a £50,000 portfolio, as at 13th June 2015.

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