Treat yourself today and hold on to your money for tomorrow.
The Fidelity Multi Asset Income Fund invests in a range of bonds, equities, and other assets, focusing on investments with low risk. The fund aims to deliver a target income of 4-6% and not only allows you to take a regular income, but also looks to preserve the value of your savings, although this is not guaranteed.
The Multi Asset team believes that spreading your money across a variety of asset classes can achieve a more stable and sustainable income, and the diversification this brings helps reduce risk.
So if you are looking to treat yourself today and hold on to your money for tomorrow, find out if the Fidelity Multi Asset Income Fund could be right for you.
Our range of multi asset income funds offer the benefit of a ready-made portfolio of income-generating assets with the potential for some capital growth.
* Historic yield shows fund distributions over 12 months to 31 March 2017 and is based on the N Income Gross Share class which is only available through Fidelity Personal Investing. Please note that the yield is not guaranteed and the ongoing charges are taken from the fund value, so it may give a higher income, but the fund's capital may decrease, which will affect future performance.
Please note that the value of investments can go down as well as up, so you may not get back what you invested. For investments in overseas markets, the returns may increase or decrease as a result of currency fluctuations. For funds that invest in bonds, please be aware that the price of bonds is influenced by movements in interest rates, changes in the credit rating of bond issuers, and other factors such as inflation and market dynamics. In general, as interest rates rise the price of a bond will fall. The risk of default is based on the issuer's ability to make interest payments and to repay the loan at maturity. Default risk may therefore vary between different government issuers as well as between different corporate issuers. The funds take their annual management charge and expenses from your capital and not from the income generated by the fund. This means that any capital growth in the fund will be reduced by the charge. Your capital may reduce over time if the fund’s growth does not compensate for it. The funds use financial derivative instruments for investment purposes, which may expose the fund to a higher degree of risk and can cause investments to experience larger than average price fluctuations. The investment policy of these funds mean they invest mainly in units in collective investment schemes, deposits or derivatives, or replicates a stock or debt securities index.
Eligibility to invest into an ISA or pension depends on personal circumstances and all tax rules may change. With pension products you will not be able to withdraw money until you reach age 55.
Fidelity Personal Investing does not give advice but Fidelity's Retirement Service has a team of specialists who can provide you with free guidance to help you with your decisions. They can also provide advice and help you select products though this will have a charge. Full details of their service and the fees can be found on Fidelity's Retirement Specialists page.
The Government's Pension Wise service offers free, impartial guidance to help you understand your options at retirement. You can access the guidance online at www.pensionwise.gov.uk or over the telephone on 0800 138 3944.