Fidelity's retirement service

Our retirement specialists are able to provide both guidance and advice around your retirement options. The service we offer is based purely on helping you find the most appropriate solution for your personal circumstances and our flat-rate advice fee is one of the lowest of any other leading providers.

How we can help

Retirement guidance

We’ll help you to understand the retirement income options available, and give you any information you need. This is available at no extra cost.

Personalised retirement advice

If you want a specific recommendation based on your personal circumstances then one of our retirement specialists can help. Our flat-rate fee is one of the lowest you’ll find.

Face-to-face advice

If you prefer to meet an adviser in person, appointments are available in our London Cannon Street Investor Centre.

Ready to chat?

Simply get in touch to talk about your questions in more detail.

Pension wise logo

The government's Pension Wise service offers free, impartial guidance to help you understand your options at retirement. You can access the guidance online at or over the telephone on 0800 138 3944.

Why choose us


Over a million people like you already trust Fidelity to help them invest and plan for their future.


Our retirement specialists are experts in the complexities of pensions and retirement.


There’s no charge for guidance, and our fees for advice are among the lowest of the leading providers.


Our retirement funds

Looking for some help in choosing funds to help support your retirement income? Our experts have selected a number of funds for you to consider.

The value of investments can go down as well as up, so you may get back less than you invest. This information is not a personal recommendation for any particular product, service or course of action. Pension and retirement planning can be complex, so if you are unsure about the suitability of a pension investment, retirement service or any action you need to take, please contact Fidelity’s Retirement Service on 0800 084 5045 or refer to an authorised financial adviser. Pension money cannot usually be withdrawn until age 55.

Our status as a financial adviser

We deliver advice and transact non-advised business through a wholly owned subsidiary called FIL Retirement Services Limited. Our retirement specialists are paid a salary and are not paid on a commission basis. Their focus is on providing an excellent service based on your requirements.

Fidelity doesn’t have its own annuity products. If you would like to take your pension from an annuity we’ll select annuity products from the whole of the market for you.

If you would like to keep your pensions in investments, you’ll have access to the full range of investment funds and products available on our platform, but if we provide you with investment advice in relation to pension drawdown, we’ll restrict this to a set of Fidelity managed investment solutions, some of which will be invested in non-Fidelity funds. These funds invest in a range of investment assets with a focus on delivering income.

FIL Retirement Services Limited (Company No. 06121251) is authorised and regulated by the Financial Conduct Authority and registered in England and Wales with registered offices at Oakhill House, 130 Tonbridge Road, Hildenborough, Tonbridge, Kent TN11 9DZ.