Ask Fidelity
Important information: The value of investments can go down as well as up so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.
Ask Fidelity
Can this solve the State Pension tax dilemma?
Triple Lock will soon push the State Pension above the Personal Allowance
Ed Monk Fidelity International - 05 Oct 2026
I lost my job at 56. Can I retire?
What cash flow modelling says about your options after job loss
Marianna Hunt Fidelity International - 23 Sep 2026
How do I gift to a grandchild?
Tax-efficient ways for grandparents to pass money on
Becks Nunn Fidelity International - 17 Sep 2026
What all-in-one 60/40 funds do you hold that I can invest in?
Helping you find investment ideas that suit your needs
Becks Nunn Fidelity International - 11 Sep 2026
Can I build a £1m pension by 60?
How much you’ll need to contribute to hit £1m
Marianna Hunt Fidelity International - 03 Sep 2026
Tracker funds that avoid the Mag 7, chip stocks and SpaceX
Fund options to minimise your exposure to tech
Richard Evans Fidelity International - 25 Aug 2026
What are the ‘rules’ for setting up and paying into Junior SIPPs?
Answering your JSIPP questions
Becks Nunn Fidelity International - 24 Aug 2026
My income is from multiple places - can I pay into a pension?
What counts as ‘relevant’ earnings?
Ed Monk Fidelity International - 17 Aug 2026
Why has my silver ETF been so disappointing?
Silver price has fallen considerably since its Jan peak
Richard Evans Fidelity International - 11 Aug 2026
Should I use cash in my ISA or Cash Management Account to pay fees?
What the planned ISA changes could mean for how you pay fees
Oliver Griffin Fidelity International - 10 Aug 2026
Will I need to declare uninvested ISA cash on my tax return?
What the new 22% charge means
Jemma Slingo Fidelity International - 05 Aug 2026
What is the right balance of cash and investments in retirement?
Balancing income needs, growth and risk
Jemma Slingo Fidelity International - 05 Aug 2026
ISA changes - your most popular questions answered
Be ready for the April 2027 ISAs changes
Jemma Slingo Fidelity International - 28 Jul 2026
Can you pay into a Junior ISA and an adult ISA in the same year?
Junior ISA allowance explained
Ed Monk Fidelity International - 27 Jul 2026
Will my daughter’s wedding reduce my IHT bill?
Understand the IHT rules for wedding gifts and supplier payments
Marianna Hunt Fidelity International - 21 Jul 2026
I’m 86 and struggling with investing: what should I do?
Simple ways to manage investments and savings in later life
Marianna Hunt Fidelity International - 21 Jul 2026
What are the best low-cost index funds to save for retirement?
Browse our Select 50 index funds
Becks Nunn Fidelity International - 10 Jul 2026
My mother’s ISA is in a cash fund - will it be taxed at 22%?
How proposed ISA rules affect cash-like investments
Ed Monk Fidelity International - 09 Jul 2026
Can I hold the Fidelity Cash Fund tax-free in an ISA?
Understand what ISA reforms mean to you
Becks Nunn Fidelity International - 06 Jul 2026
With so much uncertainty - should I invest or hold cash?
Looking beyond the headlines
Becks Nunn Fidelity International - 26 Jun 2026
Are emerging markets too reliant on Asian tech stocks?
What investors should know about AI, chips and concentration risk
Jemma Slingo Fidelity International - 19 Jun 2026
IHT: your questions answered on trusts, spouses and tax traps
What to know about transfers, trusts and avoiding common IHT pitfalls
Marianna Hunt Fidelity International - 17 Jun 2026
Should I go part-time or pay for nursery?
How to weigh childcare costs, career growth and pension savings
Marianna Hunt Fidelity International - 17 Jun 2026
How can I avoid investing in the Magnificent 7 and SpaceX?
Tracker funds that limit exposure to US tech giants and SpaceX
Richard Evans Fidelity International - 12 Jun 2026
How many free breakfasts do you get with Premier Inn shares?
Whitbread shareholder perks: how Premier Inn breakfasts work
Becks Nunn Fidelity International - 12 Jun 2026
IHT gifting allowances: 8 key questions answered
How IHT gifting rules work, from income gifts to annual allowances
Marianna Hunt Fidelity International - 10 Jun 2026
Do I need to submit a tax return for this tax year now I’m retired?
All you need to know about tax returns in retirement
Oliver Griffin Fidelity International - 09 Jun 2026
Will capital gains push me into the 60% tax bracket?
CGT and the 60% tax trap explained
Richard Evans Fidelity International - 03 Jun 2026
Should I invest instead of buying a home?
Could investing now help you buy a better home later?
Marianna Hunt Fidelity International - 01 Jun 2026
Can I invest in ETFs in an ISA wrapper?
Clearing up common misconceptions about ETFs and ISAs
Oliver Griffin Fidelity International - 28 May 2026
Do you sell straightforward stocks and shares trackers?
A simple guide to hands-off investing with index and tracker funds
Oliver Griffin Fidelity International - 18 May 2026
I want to pass my pension to my wife - how much tax will she pay?
Pensions and tax after age 75
Ed Monk Fidelity International - 18 May 2026
Is £500k enough to retire?
What a £500k pension pot could mean for your lifestyle
Marianna Hunt Fidelity International - 13 May 2026
How do I assess investment costs?
Aligning choices and charges with your needs
Sarndip Bagri Fidelity International - 08 May 2026
What’s the difference between ETFs and index funds?
ETF and index fund investing ideas
Becks Nunn Fidelity International - 06 May 2026
I have cash in my ISA. Does it earn interest?
Learn what interest we offer on your accounts
Oliver Griffin Fidelity International - 06 May 2026
I inherited a pension - can it go to my children instead?
What inherited pension rules mean for passing wealth on
Ed Monk Fidelity International - 22 Apr 2026
How should I choose funds for a Junior SIPP?
Long-term investment options
Jemma Slingo Fidelity International - 16 Apr 2026
I’m 50 and want to retire - can I live off my £100k ISA?
Living off savings before the normal minimum pension age
Richard Evans Fidelity International - 16 Apr 2026
How do I convert my property portfolio into a pension?
A practical guide to using pensions and ISAs for retirement income
Marianna Hunt Fidelity International - 13 Apr 2026
What happens to unused tax-free cash in my pension?
A key question answered
Oliver Griffin Fidelity International - 06 Apr 2026
How can I teach my teen about investing?
Must-reads for your soon-to-be-investor
Becks Nunn Fidelity International - 27 Mar 2026
Can I afford a gap year in my 40s?
The financial implications of taking a career break
Marianna Hunt Fidelity International - 19 Mar 2026
Should I contribute to a pension after age 68?
Tax relief, limits and key checks
Marianna Hunt Fidelity International - 09 Mar 2026
How can I start investing?
A key question answered
Oliver Griffin Fidelity International - 09 Mar 2026
How can I invest in America but avoid the Magnificent Seven?
US investing ideas without the big tech companies
Jemma Slingo Fidelity International - 06 Mar 2026
Gold investing: five of your questions answered
What next for the precious metal?
Richard Evans Fidelity International - 03 Mar 2026
I’ve maxed out my ISA. Can I still invest with you?
How to get your money working harder for you
Becks Nunn Fidelity International - 27 Feb 2026
‘I’m in my 40s. Should I start derisking my pension?’
A practical guide to pension planning
Marianna Hunt Fidelity International - 24 Feb 2026
Should I consider defence stocks?
Your questions answered
Jemma Slingo Fidelity International - 24 Feb 2026
Which bonds could help to boost my savings?
A real question, answered
Marianna Hunt Fidelity International - 16 Feb 2026
How do pension rules change when you turn 75?
Your questions answered
Oliver Griffin Fidelity International - 13 Feb 2026
When should I ‘de-risk’ a Junior ISA?
Think about using this investing rule of thumb
Becks Nunn Fidelity International - 10 Feb 2026
What happens to a Junior ISA when the child turns 18?
Know what happens when a Junior ISA matures
Becks Nunn Fidelity International - 04 Feb 2026
ISA, pension or pay down mortgage - which is best?
A real question answered
Marianna Hunt Fidelity International - 28 Jan 2026
Will our adult kids living at home create an IHT bill?
How supporting adult children at home affects inheritance tax
Marianna Hunt Fidelity International - 27 Jan 2026
As an additional rate taxpayer, how do I shelter my savings from tax?
Your questions answered
Marianna Hunt Fidelity International - 27 Jan 2026
How can we manage risk if "cash-like" investments are restricted?
Managing "cash-like" ISA risk in retirement
Marianna Hunt Fidelity International - 12 Jan 2026
Can I invest in cryptocurrency through my daughter's Junior ISA?
Out latest update on holding crypto in ISAs
Andrew Oxlade Fidelity International - 31 Dec 2025
Can you name some funds that invest in ‘quality’ stocks?
'Quality’ fund ideas
Richard Evans Fidelity International - 16 Dec 2025
Does my £166k pension pot qualify for a financial adviser?
Information about financial advice at Fidelity
Becks Nunn Fidelity International - 09 Dec 2025
Should I make voluntary National Insurance contributions?
Is paying £2,700 for a bigger state pension worth it?
Marianna Hunt Fidelity International - 04 Dec 2025
Fund ideas for investors worried about a stock market fall
How to navigate market ups and downs
Richard Evans Fidelity International - 21 Nov 2025
Does unused pension tax-free cash grow with my investments?
How partial pension withdrawals affect your tax-free cash growth
Marianna Hunt Fidelity International - 20 Nov 2025
Can I open an ISA with Fidelity if I have one elsewhere?
Understanding ISA rules
Becks Nunn Fidelity International - 18 Nov 2025
Is the money in my ISA ‘safe’ once it reaches £85,000?
Understanding how your money is protected
Becks Nunn Fidelity International - 18 Nov 2025
Should I stay invested in Vodafone?
The telecom giant is going through a period of intense change
Jemma Slingo Fidelity International - 11 Nov 2025
How do you claim IHT gifting from surplus income if your income is irregular?
Understanding HMRC’s annual approach to gifts from surplus income for IHT planning
Marianna Hunt Fidelity International - 09 Nov 2025
Should I reduce my AI exposure with an equal-weighted tracker fund?
Your questions answered
Jemma Slingo Fidelity International - 28 Oct 2025
IHT - your most popular questions answered
Five most popular questions you asked us
Marianna Hunt Fidelity International - 15 Oct 2025
What is the price-to-earnings ratio and how do you calculate it?
Price-to-earnings explained
Richard Evans Fidelity International - 24 Oct 2024
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