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Ask Fidelity

Important information: The value of investments can go down as well as up so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.

Ask Fidelity

Marianna Hunt

Should I make voluntary National Insurance contributions?

Is paying £2,700 for a bigger state pension worth it?

Marianna Hunt

Marianna Hunt Fidelity International - 04 Dec 2025

Richard Evans

Fund ideas for investors worried about a stock market fall

How to navigate market ups and downs

Richard Evans

Richard Evans Fidelity International - 21 Nov 2025

Marianna Hunt

Does unused pension tax-free cash grow with my investments?

How partial pension withdrawals affect your tax-free cash growth

Marianna Hunt

Marianna Hunt Fidelity International - 20 Nov 2025

Becks Nunn
Becks Nunn

Becks Nunn Fidelity International - 18 Nov 2025

Becks Nunn

Is the money in my ISA ‘safe’ once it reaches £85,000?

Understanding how your money is protected

Becks Nunn

Becks Nunn Fidelity International - 18 Nov 2025

Jemma Slingo

Should I stay invested in Vodafone?

The telecom giant is going through a period of intense change

Jemma Slingo

Jemma Slingo Fidelity International - 11 Nov 2025

Marianna Hunt

How do you claim IHT gifting from surplus income if your income is irregular?

Understanding HMRC’s annual approach to gifts from surplus income for IHT planning

Marianna Hunt

Marianna Hunt Fidelity International - 09 Nov 2025

Jemma Slingo
Jemma Slingo

Jemma Slingo Fidelity International - 28 Oct 2025

Marianna Hunt

IHT - your most popular questions answered

Five most popular questions you asked us

Marianna Hunt

Marianna Hunt Fidelity International - 15 Oct 2025

Richard Evans

Can I invest in cryptocurrency within my ISA?

Options for investors who want the likes of bitcoin in their portfolio

Richard Evans

Richard Evans Fidelity International - 13 Oct 2025

Marianna Hunt
Marianna Hunt

Marianna Hunt Fidelity International - 01 Oct 2025

Jemma Slingo

What are the best emerging market funds for diversification?

3 fund ideas to broaden your portfolio

Jemma Slingo

Jemma Slingo Fidelity International - 25 Sep 2025

Becks Nunn

I have cash in my ISA. Does it earn interest?

Learn what interest we offer on your accounts

Becks Nunn

Becks Nunn Fidelity International - 24 Sep 2025

Ed Monk
Ed Monk

Ed Monk Fidelity International - 19 Sep 2025

Becks Nunn
Becks Nunn

Becks Nunn Fidelity International - 09 Sep 2025

Jack Cornell

What are the implications of auto-sales from a SIPP?

Guidance from a senior relationship manager

Jack Cornell

Jack Cornell Senior Relationship Manager, Fidelity International - 02 Sep 2025

Emma Simon
Emma Simon

Emma Simon Investment writer - 20 Aug 2025

Emma Simon

Should I reduce the amount of funds I hold in my ISA?

Quality rather than quantity is key

Emma Simon

Emma Simon Investment writer - 18 Aug 2025

Emma Simon

Which funds offer the highest income?

How to maximise your income from funds

Emma Simon

Emma Simon Investment writer - 13 Aug 2025

Emma Simon
Emma Simon

Emma Simon Investment writer - 06 Aug 2025

Emma Simon

What exactly is a REIT and can I hold it in my SIPP or ISA?

How REITs add diversification and yield

Emma Simon

Emma Simon Investment writer - 05 Aug 2025

Emma Simon
Emma Simon

Emma Simon Investment writer - 04 Aug 2025

Emma Simon

How is the gold price calculated?

Gold price explained: factors, investor costs and how to buy smart

Emma Simon

Emma Simon Investment writer - 04 Aug 2025

Emma Simon

Do I need to submit a tax return for this tax year now I’m retired?

All you need to know about tax returns in retirement

Emma Simon

Emma Simon Investment writer - 14 Jul 2025

Emma Simon

Are my one-year fixed cash ISAs at risk if they mature post Budget?

Rumours around the future of Cash ISAs continue

Emma Simon

Emma Simon Investment writer - 14 Jul 2025

Richard Evans
Richard Evans

Richard Evans Fidelity International - 09 Jul 2025

Richard Evans

Why did index-linked gilts not protect me from inflation?

The cause behind the underperformance of UK inflation-linked gilts

Richard Evans

Richard Evans Fidelity International - 04 Jul 2025

Emma Simon

How can I inflation-proof my pension?

Protect your pot in retirement

Emma Simon

Emma Simon Investment writer - 01 Jul 2025

Emma Simon

What ISA funds would you recommend over a 5-year time horizon?

Fidelity offers a full range of fund options covering different asset classes

Emma Simon

Emma Simon Investment writer - 01 Jul 2025

Jemma Slingo

Is it time to ditch Diageo shares?

Shares have halved in value since 2022, what should I do?

Jemma Slingo

Jemma Slingo Fidelity International - 30 Jun 2025

Becks Nunn
Becks Nunn

Becks Nunn Fidelity International - 24 Jun 2025

Jemma Slingo

Why do people retiring now get a bigger State Pension than me?

I retired 10 years ago, but the rules have changed since then

Jemma Slingo

Jemma Slingo Fidelity International - 24 Jun 2025

Richard Evans

What does return on capital mean and how do you calculate it?

How to measure the profitability of a business

Richard Evans

Richard Evans Fidelity International - 19 Jun 2025

Sarndip Bagri

How do I assess investment costs?

Aligning choices and charges with your needs

Sarndip Bagri

Sarndip Bagri Fidelity International - 17 Jun 2025

Becks Nunn

Moving or retiring abroad - what happens to my Fidelity SIPP?

A checklist for customers retiring overseas

Becks Nunn

Becks Nunn Fidelity International - 16 Jun 2025

Becks Nunn

What’s the difference between ETFs and index funds?

ETF and index fund investing ideas

Becks Nunn

Becks Nunn Fidelity International - 13 Jun 2025

Richard Evans

Why have I lost money on gilts?

Reader expected gilts to gain as interest rates fell

Richard Evans

Richard Evans Fidelity International - 11 Jun 2025

Emma Simon

Does the current rise in bond yields directly impact annuity rates?

How bond yields are affecting retirement income

Emma Simon

Emma Simon Investment writer - 03 Jun 2025

Emma Simon

Should I top-up my investment when the price is rising?

Understanding the right time to buy

Emma Simon

Emma Simon Investment writer - 03 Jun 2025

Emma Simon

Can I reinvest pension tax-free cash and claim more later?

What are the rules on recycling pension money?

Emma Simon

Emma Simon Investment writer - 22 May 2025

Richard Evans

What is a share buyback?

Your questions… answered by experts

Richard Evans

Richard Evans Fidelity International - 21 May 2025

Emma Simon

We’re retired, when do we cash in our ISAs?

Switching from a ‘saving for tomorrow’ to a ‘spending now’ mindset

Emma Simon

Emma Simon Investment writer - 20 May 2025

Becks Nunn

Can both husband and wife gift £250 to the same person?

There are so many options when it comes to gifting

Becks Nunn

Becks Nunn Fidelity International - 19 May 2025

Emma Simon

Should I have stocks and shares investments at 50?

What sort of risk should I take when buying shares?

Emma Simon

Emma Simon Investment writer - 16 May 2025

Andrew Oxlade

How can I invest in the ‘value’ bounce back?

Buying undervalued companies with unappreciated financial strength

Andrew Oxlade

Andrew Oxlade Fidelity International - 15 May 2025

Richard Evans
Richard Evans

Richard Evans Fidelity International - 21 Apr 2025

Becks Nunn

Where do you take my fees from?

Learn more about your Cash Management Account

Becks Nunn

Becks Nunn Fidelity International - 07 Apr 2025

Emma Simon

Do inherited ISAs continue for the rest of a widow’s life?

What you need to know about inherited ISAs

Emma Simon

Emma Simon Investment writer - 04 Apr 2025

Emma Simon

What’s the ideal monthly pension contribution at age 22?

What 22-year-olds need to contribute into their pension

Emma Simon

Emma Simon Investment writer - 04 Apr 2025

Richard Evans

How do I reduce my exposure to the US?

Select 50 fund options that invest outside of the US

Richard Evans

Richard Evans Fidelity International - 03 Apr 2025

Emma Simon

Is it worth saving in a pension at the age of 72?

Saving options in your seventies

Emma Simon

Emma Simon Investment writer - 10 Mar 2025

Ed Monk

What is my ‘nil-rate band’ for Inheritance Tax?

My wife died 10 years ago and my daughters will get everything

Ed Monk

Ed Monk Fidelity International - 06 Mar 2025

Richard Evans

How can I invest in big US stocks but avoid Tesla?

Active funds that have not backed the electric car maker

Richard Evans

Richard Evans Fidelity International - 26 Feb 2025

Ed Monk

Can I protect my ISAs from Inheritance Tax?

All you need to know about ISAs and Inheritance Tax

Ed Monk

Ed Monk Fidelity International - 20 Feb 2025

Richard Evans

How can I invest in housebuilders via a fund?

UK building and construction investment option

Richard Evans

Richard Evans Fidelity International - 20 Feb 2025

Marianna Nezhivaya
Marianna Nezhivaya

Marianna Nezhivaya Fidelity International - 05 Feb 2025

Ed Monk
Ed Monk

Ed Monk Fidelity International - 30 Jan 2025

Richard Evans

How do I start investing?

All you need to know to get started

Richard Evans

Richard Evans Fidelity International - 09 Jan 2025

Richard Evans

How do I invest in AI stocks?

What you need to know about investing in artificial intelligence

Richard Evans

Richard Evans Fidelity International - 11 Dec 2024

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