• Retirement
  • 5: Let's talk

Step 5: Let's talk

But first, let's rewind.

Choosing the right retirement option is one of the biggest financial decisions of your life, and we're here to help you with that.

Here are some of the main points you should be thinking about before you make that decision.


You’ve budgeted what you’ll need

You’ve thought about your next chapter and used our Retirement Budgeting Calculator to see whether your income will cover your expenses in retirement.

Still have questions? Review Step 1


You’ve made adjustments to bridge any shortfall

You’ve used our Retirement Income Estimator, helping you understand what you’ll have in retirement.

You know what you’ll get from your State Pension, know how to track down lost pensions, and have reviewed how your pension savings are invested—you’re ready to bridge the gap.

Still have questions? Review Step 3

Pension Wise

The Government's Pension Wise service offers free, impartial guidance to help you understand your options at retirement. You can access the guidance online at www.pensionwise.gov.uk  or over the telephone on 0800 138 3944.


You’ve applied for your State Pension

You need to make sure you claim your State Pension, as it won’t be paid automatically.

Contact the pension service on: 0800 731 7898


You understand your options

You understand the options available and their differences, how you’ll be taxed, and have used our calculators to find out which option is the right one for you.

Still have questions? Review Step 4

Let's talk

We’re here to help you take control of your life, so you can take the next step with confidence.

 

 0800 368 6882

Send us an email Schedule a call back
 Monday to Friday, 9am to 5pm    

 

Fidelity's Retirement Specialists

We believe there’s always something you can do to retire the way you want to.

Fidelity Retirement fund choices

Have a look at the range of investment options we have for you, giving you total control of investing.

Important information

This information is not investment advice or a recommendation for any particular product, service or course of action. Pension and retirement planning can be complex, so if you are unsure of the suitability of a pension investment, retirement service or any action you need to take, please contact Fidelity’s Retirement Service on 0800 368 6882 or refer to your financial adviser.

The value of investments can go down as well as up and you may get back less than you invested. Eligibility to invest into a pension depends on personal circumstances and all tax rules may change. With pension products you will not be able to withdraw money until you reach age 55.