Transfer to Fidelity
Transfer to Fidelity’s ISA, SIPP, Investment Account or junior accounts and manage your investments quickly and easily in one place
Important information - investment values can go down as well as up, so you may get back less than you invest. SIPP/ISA eligibility and tax treatment depends on individual circumstances and tax rules may change. This is not a personal recommendation for a product, service or action. If you are unsure about the suitability of pension investments or transfers, or action you need to take, we strongly recommend seeking advice from Fidelity's advisers or another authorised financial adviser.
Why transfer to Fidelity?
1.7 million customers*
Our customers trust us with over £40 billion of investments, supported by our UK and Ireland-based customer service teams.
Over 50 years' experience
We've helped people just like you invest with confidence and build a more secure financial future since 1969.
Independently recognised
We've been a Which? Recommended Provider for Self-invested Personal Pensions for five years running.
Transfer to us and feel confident you can reach your financial goals with:
- expert guidance, tools and resources
- funds from Fidelity, M&G, Vanguard and many more
- ready-made options if you need more help
- buy and sell shares in some of the world's best-known companies
- customer support from our friendly UK and Ireland-based team
Transfer to our accounts
ISAs
Pensions
Investment Account
Junior ISA
Junior SIPP
*There will be investment charges set by the companies and funds you’re investing into which sit outside of our service and dealing fees.
Transfer your US Stock Plan Account held with Fidelity SPS
Bring over your Stock Plan Account shares held in the US with Fidelity Stock Plan Services (SPS) and keep them as they are or diversify and choose from a wide range of investment products and services.
Important information
You cannot normally access money in a pension until age 55 (57 from 2028). Withdrawals from a Junior ISA are not possible until the child reaches age 18. Before making your decision, please read our Moving your investments to Fidelity guide and our pension transfer factsheet. These documents explain the things you need to consider before you transfer. This is not a personal recommendation for a specific investment or action. If you’re not sure which investments are suitable for you, consult Fidelity’s advisers or another authorised financial adviser.
If you are looking to transfer a pension to us that you have already taken money from (and so are in income drawdown), you can't do this online. Please contact Fidelity’s retirement service to get an application form.
If you hold cash in the account that you are transferring to us, this will be moved across and held as cash in your Fidelity account.
If you’re planning on moving shares to us, please keep in mind that you can only transfer shares that we offer. You can check this at the start of the transfer process.
Here’s what will happen if you request a transfer to us and you have shares that we don’t offer:
Shares held in an ISA
We will sell them and bring them across as cash.
Shares held in an investment account
You will need to sell them before you request your transfer. The proceeds can then be sent to us as cash.
This may trigger a Capital Gains tax liability, so please speak to a tax adviser before you sell.
Shares held overseas
If you have US stocks, you'll need to complete a new W-8BEN form within two weeks of the date you submitted the transfer instruction. Fidelity is required by the US to have a new W-8BEN form even if you submitted a form with your previous provider.
Depending on how your existing provider administers your overseas shares, we may not be able to transfer these investments to Fidelity as they are. If this is the case, we may sell these shares and deposit the proceeds as cash in your account to exclude them from the transfer.
We can only transfer cash in sterling (GBP) to your Fidelity account. If there is any other currency held in your account with your current provider, you'll need to ensure this is converted into sterling before transferring the cash to your Fidelity account.
Going paperless could simplify how you manage your investments. If you hold paper certificates, you may want to consider transferring them into an Investment Account.
If you hold electronic share certificates with Equiniti, Computershare or Link Asset Services, you can transfer them into an Investment Account. Simply complete the corporate nominee transfer instruction form and send it to Fidelity International, PO Box 391, Tadworth, KT20 9FU.
You will also need to open an Investment Account with us if you don't already have one. Please keep in mind that you’ll need to make a one-off payment or start a regular savings plan to open an account.
Please contact your registrar (Equiniti, Computershare or Link Asset Services) to find out if you need anything else to complete the transfer (such as additional exit fees).
*Source: Fidelity, as at 31.12.25
