Richard Evans
Investment and pension specialist
Richard Evans writes about investing and pensions, with a particular focus on investment trusts, funds and retirement income.
He is especially interested in the thorny problem of maximising pensioners' income in retirement while ensuring that they don't run out of money, and has covered strategies such as the '4% rule'. He has also written a book about the subject.
A former financial reporter for the Daily Telegraph, he edited for many years that newspaper's 'Questor' share-tipping column and the accompanying mini-podcasts.
Latest insights by Richard
How to create a retirement salary
All you need to know to get a regular income from your savings
The first six-decade dividend hero
City of London trust determined to raise its dividend each year
The hidden 60% tax rate – and how to avoid it
The magic of pension contributions...
Top 10 best-selling ETFs in August
The most popular exchange traded funds (ETFs) with our investors last month
Top 10 best-selling investment trusts in August
The most popular trusts with our investors last month
Tracker funds that avoid the Mag 7, chip stocks and SpaceX
Fund options to minimise your exposure to tech
Top 10 best-selling ETFs in July
The most popular exchange traded funds (ETFs) with our investors last month
Why has my silver ETF been so disappointing?
Silver price has fallen considerably since its Jan peak
Top 10 best-selling investment trusts in July
The most popular trusts with our investors last month
Top 10 best-selling investment trusts of 2026
The most popular trusts with our investors this year
Top 10 best-selling ETFs of 2026
The most popular ETFs with our investors in 2026
Do I own SpaceX without realising?
What’s in your tracker fund?
AI, space, quantum: how to invest in the future
Fund ideas across 10 future-focused investment trends
How can I avoid investing in the Magnificent 7 and SpaceX?
Tracker funds that limit exposure to US tech giants and SpaceX
SpaceX IPO: what you need to know
How investors can assess SpaceX’s IPO, valuation and risks
The funds that already own Anthropic
Investment trusts with exposure to Anthropic before its IPO
What’s going on at resurgent Scottish Mortgage?
Latest on the popular tech trust
The 10 best-selling ETFs in May
Semiconductors, space and quantum computing in the spotlight
Will capital gains push me into the 60% tax bracket?
CGT and the 60% tax trap explained
Top 10 best-selling investment trusts in May
The most popular investment trusts with our investors last month
The funds that already invest in SpaceX
How to have a stake in SpaceX right now
Top 10 best-selling investment trusts in April
The most popular trusts with our investors last month
Top 10 best-selling ETFs in April
US shares and low-risk ETFs caught investors’ eyes in April
5 new ETFs you can buy on our platform
From quantum computing to uranium, to Cathie Wood’s ARK
I’m 50 and want to retire - can I live off my £100k ISA?
Living off savings before the normal minimum pension age
Three investment trusts face takeover by US ‘activist’ - update
Here are investors’ options
What Warren Buffett said – and did – during market turmoil
How the world’s most feted investor handled market volatility
The ‘sleep at night’ investment funds
Fund ideas for those who prefer a less bumpy ride
Gold investing: five of your questions answered
What next for the precious metal?
Top 10 best-selling ETFs in January
The most popular ETFs with our investors last month
What investment trusts did investors buy in January?
The most popular trusts with our investors last month
The 'dividend superheroes' that beat inflation every year
Trusts targeting inflation-beating dividends
Will a falling dollar impact my portfolio?
Strategies for protecting your investments from adverse currency movements
What next for the US? Three fund ideas
Actual policy actions will be key to what happens next
Edinburgh Worldwide shareholders urged to vote on trust’s future
Special meeting taking place on 20 January
40 years of bubbles, booms and busts: tips from 6 veteran investors
What can we learn from the past?
Can you name some funds that invest in ‘quality’ stocks?
'Quality’ fund ideas
Top 10 best-selling investment trusts in November
The most popular trusts with our investors last month
Lessons from investment trust winners and losers of 2025
A closer look at the performance of investment trust sectors
‘ETF’ no longer means ‘passive’: the rise of active ETFs
Active ETFs are growing in popularity
Fund ideas for investors worried about a stock market fall
How to navigate market ups and downs
Top 10 best-selling ETFs in October
The most popular ETFs with our investors last month
Generate your retirement income the Warren Buffett way
What does the world’s most famous investor say?
The Warren Buffett gems you haven’t heard before
We trawled the Berkshire Hathaway archive in search of his best sayings
How to make the right decision on taking pension tax-free cash
What you need to consider before taking cash from your pension
Top 10 best-selling investment trusts in October
The most popular trusts with our investors last month
The investment trusts most exposed to the magnificent 7
How exposed are you to the hottest tech stocks?
Autumn Budget: how the government could end the 60% tax band
One simple change that could make the tax system rational again
Can I invest in cryptocurrency within my ISA?
Options for investors who want the likes of bitcoin in their portfolio
Latest: what’s going on with cryptocurrencies?
Digital coins, real questions—your crypto starter guide
Top 10 best-selling investment trusts in September
The most popular trusts with our investors last month
‘Mr 4% rule’ identifies the key risk for pension investors
How to avoid outliving your retirement savings
3 steps to avoid higher rate tax in retirement
How to minimise your tax bill
7 investment trusts face crunch votes: what it means for investors
US hedge fund has bought large stakes in 7 London-listed trusts
What is the price-to-earnings ratio and how do you calculate it?
Price-to-earnings explained
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