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Richard Evans

Investment and pension specialist

Richard Evans writes about investing and pensions, with a particular focus on investment trusts, funds and retirement income.

He is especially interested in the thorny problem of maximising pensioners' income in retirement while ensuring that they don't run out of money, and has covered strategies such as the '4% rule'. He has also written a book about the subject.

A former financial reporter for the Daily Telegraph, he edited for many years that newspaper's 'Questor' share-tipping column and the accompanying mini-podcasts.

Latest insights by Richard

Richard Evans

How to create a retirement salary

All you need to know to get a regular income from your savings

Richard Evans

Richard Evans Fidelity International - 25 Sep 2026

Richard Evans

The first six-decade dividend hero

City of London trust determined to raise its dividend each year

Richard Evans

Richard Evans Fidelity International - 23 Sep 2026

Richard Evans

The hidden 60% tax rate – and how to avoid it

The magic of pension contributions...

Richard Evans

Richard Evans Fidelity International - 23 Sep 2026

Richard Evans

Top 10 best-selling ETFs in August

The most popular exchange traded funds (ETFs) with our investors last month

Richard Evans

Richard Evans Fidelity International - 17 Sep 2026

Richard Evans

Top 10 best-selling investment trusts in August

The most popular trusts with our investors last month

Richard Evans

Richard Evans Fidelity International - 16 Sep 2026

Richard Evans

Tracker funds that avoid the Mag 7, chip stocks and SpaceX

Fund options to minimise your exposure to tech

Richard Evans

Richard Evans Fidelity International - 25 Aug 2026

Richard Evans

Top 10 best-selling ETFs in July

The most popular exchange traded funds (ETFs) with our investors last month

Richard Evans

Richard Evans Fidelity International - 12 Aug 2026

Richard Evans

Why has my silver ETF been so disappointing?

Silver price has fallen considerably since its Jan peak

Richard Evans

Richard Evans Fidelity International - 11 Aug 2026

Richard Evans

Top 10 best-selling investment trusts in July

The most popular trusts with our investors last month

Richard Evans

Richard Evans Fidelity International - 10 Aug 2026

Richard Evans

Top 10 best-selling investment trusts of 2026

The most popular trusts with our investors this year

Richard Evans

Richard Evans Fidelity International - 02 Jul 2026

Richard Evans

Top 10 best-selling ETFs of 2026

The most popular ETFs with our investors in 2026

Richard Evans

Richard Evans Fidelity International - 02 Jul 2026

Richard Evans

Do I own SpaceX without realising?

What’s in your tracker fund?

Richard Evans

Richard Evans Fidelity International - 24 Jun 2026

Richard Evans

AI, space, quantum: how to invest in the future

Fund ideas across 10 future-focused investment trends

Richard Evans

Richard Evans Fidelity International - 18 Jun 2026

Richard Evans

How can I avoid investing in the Magnificent 7 and SpaceX?

Tracker funds that limit exposure to US tech giants and SpaceX

Richard Evans

Richard Evans Fidelity International - 12 Jun 2026

Richard Evans

SpaceX IPO: what you need to know

How investors can assess SpaceX’s IPO, valuation and risks

Richard Evans

Richard Evans Fidelity International - 11 Jun 2026

Richard Evans

The funds that already own Anthropic

Investment trusts with exposure to Anthropic before its IPO

Richard Evans

Richard Evans Fidelity International - 11 Jun 2026

Richard Evans

What’s going on at resurgent Scottish Mortgage?

Latest on the popular tech trust

Richard Evans

Richard Evans Fidelity International - 04 Jun 2026

Richard Evans

The 10 best-selling ETFs in May

Semiconductors, space and quantum computing in the spotlight

Richard Evans

Richard Evans Fidelity International - 04 Jun 2026

Richard Evans

Will capital gains push me into the 60% tax bracket?

CGT and the 60% tax trap explained

Richard Evans

Richard Evans Fidelity International - 03 Jun 2026

Richard Evans

Top 10 best-selling investment trusts in May

The most popular investment trusts with our investors last month

Richard Evans

Richard Evans Fidelity International - 03 Jun 2026

Richard Evans

The funds that already invest in SpaceX

How to have a stake in SpaceX right now

Richard Evans

Richard Evans Fidelity International - 27 May 2026

Richard Evans

Top 10 best-selling investment trusts in April

The most popular trusts with our investors last month

Richard Evans

Richard Evans Fidelity International - 12 May 2026

Richard Evans

Top 10 best-selling ETFs in April

US shares and low-risk ETFs caught investors’ eyes in April

Richard Evans

Richard Evans Fidelity International - 12 May 2026

Richard Evans

5 new ETFs you can buy on our platform

From quantum computing to uranium, to Cathie Wood’s ARK

Richard Evans

Richard Evans Fidelity International - 05 May 2026

Richard Evans

I’m 50 and want to retire - can I live off my £100k ISA?

Living off savings before the normal minimum pension age

Richard Evans

Richard Evans Fidelity International - 16 Apr 2026

Richard Evans
Richard Evans

Richard Evans Fidelity International - 15 Apr 2026

Richard Evans

What Warren Buffett said – and did – during market turmoil

How the world’s most feted investor handled market volatility

Richard Evans

Richard Evans Fidelity International - 12 Mar 2026

Richard Evans

The ‘sleep at night’ investment funds

Fund ideas for those who prefer a less bumpy ride

Richard Evans

Richard Evans Fidelity International - 04 Mar 2026

Richard Evans

Gold investing: five of your questions answered

What next for the precious metal?

Richard Evans

Richard Evans Fidelity International - 03 Mar 2026

Richard Evans

Top 10 best-selling ETFs in January

The most popular ETFs with our investors last month

Richard Evans

Richard Evans Fidelity International - 20 Feb 2026

Richard Evans

What investment trusts did investors buy in January?

The most popular trusts with our investors last month

Richard Evans

Richard Evans Fidelity International - 11 Feb 2026

Richard Evans

The 'dividend superheroes' that beat inflation every year

Trusts targeting inflation-beating dividends

Richard Evans

Richard Evans Fidelity International - 06 Feb 2026

Richard Evans

Will a falling dollar impact my portfolio?

Strategies for protecting your investments from adverse currency movements

Richard Evans

Richard Evans Fidelity International - 29 Jan 2026

Richard Evans

What next for the US? Three fund ideas

Actual policy actions will be key to what happens next

Richard Evans

Richard Evans Fidelity International - 21 Jan 2026

Richard Evans

Edinburgh Worldwide shareholders urged to vote on trust’s future

Special meeting taking place on 20 January

Richard Evans

Richard Evans Fidelity International - 08 Jan 2026

Richard Evans
Richard Evans

Richard Evans Fidelity International - 17 Dec 2025

Richard Evans
Richard Evans

Richard Evans Fidelity International - 16 Dec 2025

Richard Evans

Top 10 best-selling investment trusts in November

The most popular trusts with our investors last month

Richard Evans

Richard Evans Fidelity International - 10 Dec 2025

Richard Evans

Lessons from investment trust winners and losers of 2025

A closer look at the performance of investment trust sectors

Richard Evans

Richard Evans Fidelity International - 03 Dec 2025

Richard Evans
Richard Evans

Richard Evans Fidelity International - 03 Dec 2025

Richard Evans

Fund ideas for investors worried about a stock market fall

How to navigate market ups and downs

Richard Evans

Richard Evans Fidelity International - 21 Nov 2025

Richard Evans

Top 10 best-selling ETFs in October

The most popular ETFs with our investors last month

Richard Evans

Richard Evans Fidelity International - 19 Nov 2025

Richard Evans

Generate your retirement income the Warren Buffett way

What does the world’s most famous investor say?

Richard Evans

Richard Evans Fidelity International - 14 Nov 2025

Richard Evans

The Warren Buffett gems you haven’t heard before

We trawled the Berkshire Hathaway archive in search of his best sayings

Richard Evans

Richard Evans Fidelity International - 14 Nov 2025

Richard Evans

How to make the right decision on taking pension tax-free cash

What you need to consider before taking cash from your pension

Richard Evans

Richard Evans Fidelity International - 11 Nov 2025

Richard Evans

Top 10 best-selling investment trusts in October

The most popular trusts with our investors last month

Richard Evans

Richard Evans Fidelity International - 10 Nov 2025

Richard Evans

The investment trusts most exposed to the magnificent 7

How exposed are you to the hottest tech stocks?

Richard Evans

Richard Evans Fidelity International - 04 Nov 2025

Richard Evans

Autumn Budget: how the government could end the 60% tax band

One simple change that could make the tax system rational again

Richard Evans

Richard Evans Fidelity International - 27 Oct 2025

Richard Evans

Can I invest in cryptocurrency within my ISA?

Options for investors who want the likes of bitcoin in their portfolio

Richard Evans

Richard Evans Fidelity International - 13 Oct 2025

Richard Evans

Latest: what’s going on with cryptocurrencies?

Digital coins, real questions—your crypto starter guide

Richard Evans

Richard Evans Fidelity International - 13 Oct 2025

Richard Evans

Top 10 best-selling investment trusts in September

The most popular trusts with our investors last month

Richard Evans

Richard Evans Fidelity International - 06 Oct 2025

Richard Evans

‘Mr 4% rule’ identifies the key risk for pension investors

How to avoid outliving your retirement savings

Richard Evans

Richard Evans Fidelity International - 07 Aug 2025

Richard Evans

3 steps to avoid higher rate tax in retirement

How to minimise your tax bill

Richard Evans

Richard Evans Fidelity International - 30 May 2025

Richard Evans

7 investment trusts face crunch votes: what it means for investors

US hedge fund has bought large stakes in 7 London-listed trusts

Richard Evans

Richard Evans Fidelity International - 10 Jan 2025

Richard Evans
Richard Evans

Richard Evans Fidelity International - 24 Oct 2024

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