Oliver Griffin
Investment and pension specialist
Oliver Griffin is a Content Creator at Fidelity International, where he helps introduce financial topics to everyday UK investors.
Oliver joined Fidelity in 2023, starting in client services for personal investors. In this role, he supported customers with managing their accounts, placing deals, and handling a wide range of queries. He moved to the Personal Finance and Markets Content team in 2024, where he supports the delivery of financial education content. Prior to joining Fidelity, Oliver spent three years training at drama school.
His work focuses on making financial education accessible and actionable, breaking down jargon and explaining key concepts for investors at every stage of their journey. He also contributes to the ‘Investing Basics’ series, helping readers build confidence in understanding and managing their finances.
Latest insights by Oliver
Could adding an extra 1% of salary to you pension add £83,000?
See how a few extra pounds a week can add up
What is the State Pension? The basics
Your guide to how the State Pension really works
What is an exchange-traded fund? The basics
How ETFs can offer a low–cost and diversified way to invest
The tax benefits of a SIPP
6 SIPP benefits you should be aware of
How to trace old pensions
Is there a forgotten pot out there with your name on it?
How fees are taken from your Fidelity account
A simple guide to how service fees are paid
How do investment returns work? The basics
A guide to understanding your investment returns
ISA ideas: low-cost index tracker fund options
Get access to the world’s most exciting companies at a low cost
How to use Fidelity’s Investment Finder
Choose and manage investments easily with Investment finder
Market order versus limit order: the basics
Understanding two common ways to buy and sell investments
How asset classes performed in the first half of 2026
Three simple lessons from the latest ‘Smarties’ table
How to invest in US stocks from the UK
Learn the basics of investing in US shares
Should I use cash in my ISA or Cash Management Account to pay fees?
What the planned ISA changes could mean for how you pay fees
How to review your investment portfolio
A guide to reviewing your portfolio and ensuring it’s on track
Pensions and Inheritance Tax: what the upcoming changes mean
What’s actually changing and how to stay ahead
What happens to your investment after 1 week, 1 month and 1 year
A beginner’s timeline for your first year of investing
What is pension drawdown? The basics
The flexible way to take retirement income
Stocks and Shares ISA vs General Investment Account
Understanding your different account options
What is the S&P 500? The basics
A simple guide to one of the world's most popular stock market indices
What is a Stocks and Shares ISA? The basics
A simple guide to tax-free saving
Not sure how to invest? Start here
Tools, guidance and support to help you get started
What role do bonds play now?
Why bonds still matter in a changing investment landscape
What is a guaranteed lifetime annuity? The basics
A simple guide to guaranteed retirement income and how annuities work
What is Power of Attorney? The basics
A simple way to protect your wishes and support the people around you
What is sequencing risk? The basics
Making your pension last during retirement
Can I invest in ETFs in an ISA wrapper?
Clearing up common misconceptions about ETFs and ISAs
Inheritance Tax taper relief explained
Understanding the rules that shape what your loved ones receive
How much should you keep in an emergency fund?
Why an emergency fund matters, and how to start yours today
Do you sell straightforward stocks and shares trackers?
A simple guide to hands-off investing with index and tracker funds
What is pound cost averaging? The basics
How regular investing can help during market ups and downs
What is Capital Gains Tax? The basics
What it is, when it applies and what it means for you
Why ‘safe’ isn’t always safer
Why cash and low-risk investing may not protect your money
Growth versus income investing: the basics
Understanding the differences and what suits you
What is gearing? The basics
A guide to company debt and what it actually means
I have cash in my ISA. Does it earn interest?
Learn what interest we offer on your accounts
Active versus passive investing: the basics
The key differences and which one suits you
What are Premium Bonds? The basics
How they work and why they’re popular
What is diversification? The basics
How a minor tweak can make a big difference
Accumulation versus income funds? The basics
A guide to accumulation and income funds, and how share classes work
5 reasons you should use your ISA allowance early
Why you should start using your allowances earlier in the tax year
Investing versus saving: the basics
What’s the difference and why it matters
2026/2027 tax allowances, what’s changed?
Understand the latest thresholds, unchanged allowances, and what they mean
What happens to unused tax-free cash in my pension?
A key question answered
See what a difference maxing out your allowances could make
Why using your tax allowances matters more than you might think
What happens if you don’t use your allowances?
What you can use this tax year – and what happens if you don’t
What is fiscal drag? The basics
5 things you need to know
Your tax year end checklist
Smart moves to consider before the end of the tax year
Don’t make this costly ISA mistake
Why acting before 5 April matters
How can I start investing?
A key question answered
Your 2025/2026 tax allowances: the basics
The 10 allowances you need to know
The tax benefits of an ISA
6 ISA benefits you should be aware of
How do pension rules change when you turn 75?
Your questions answered
Don’t pay 60% tax unnecessarily – use your SIPP before 5 April
How pension contributions could help reduce a hidden 60% tax charge
What risks come with investing? The basics
Understanding your risks and steps to stay on track
Taxes: jargon buster
Understanding the taxes you may need to pay in the UK
How we’re making financial services more accessible
Building a more inclusive experience for every customer
What is tax relief? The basics
How your pension can work harder with a little help
What is tax-free cash? The basics
It’s a quarter of your pension but how much do you know?
What is inheritance tax? The basics
Who gets what when you're gone?
Autumn Budget: 10 questions you were afraid to ask
What is the budget? The basics
What is inflation? The basics
How inflation quietly eats away at your cash
Why ADHD makes money messy
How to take back control of your finances
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