Andrew Oxlade
Head of Personal Finance & Markets Content
Andrew Oxlade is a Director at Fidelity International, specialising in investment, ISAs, funds, pensions and retirement. He writes a column on growing and protecting wealth for the Mail’s This is Money and formerly led The Telegraph’s personal finance coverage. He is a former FT journalist and a seasoned broadcaster with appearances spanning shows on BBC, ITV, Sky, Five and CNBC. He is a regular on Fidelity’s hugely popular YouTube show, Personal Investor.
Andrew has more of a decade of experience in the investment industry and has served as a trustee on the board of the International Longevity Centre, a specialised think tank, since January 2025.
In 2024 he developed a concept called CHILL - Career Happiness Inspires Longer Lives. It is an alternative to the FIRE (“Financial Independence, Retire Early”) movement. Instead of obsessively saving to retire as early as possible, CHILL argues for building a career and lifestyle that you enjoy enough to continue working longer in a healthy, flexible way - and with continued purpose.
Outside of work, Andrew is a fundraising outdoor swimmer who competed the 17km length of Windermere in 2025.
Latest insights by Andrew
ISA or pension: scenarios for age 30, 40 and 50
Our tables show the advantage based on tax rates
Andrew Oxlade Fidelity International - 07 Sep 2026
Is this the ultimate in selfless gifting to your child?
How pension gifting could build wealth and reduce inheritance tax
Andrew Oxlade Fidelity International - 03 Aug 2026
State Pension ages: the rise to 68 - and the pension impact
Why official pension ages may change again
Andrew Oxlade Fidelity International - 16 Jul 2026
6 steps to protect my pension from a stock market ‘bubble’
Are we in a market bubble? It depends on what you’re reading or whom you ask.
Andrew Oxlade Fidelity International - 12 Jun 2026
The biggest reason to invest will become clear in 2027
State pension age may have to rise again
Andrew Oxlade Fidelity International - 13 May 2026
Tools that can make you a better investor
Reach your goals with this essential checklist
Andrew Oxlade Fidelity International - 28 Apr 2026
Does the oil price surge make green energy a good investment?
A closer look at investing in renewable energy
Andrew Oxlade Fidelity International - 26 Mar 2026
The funds I’m adding to my pension
What I’m buying to diversify my pension beyond US equities
Andrew Oxlade Fidelity International - 09 Mar 2026
Iran conflict: markets and money questions answered
Our view on what recent events mean for markets
Andrew Oxlade Fidelity International - 09 Mar 2026
Why I’m telling my kids to saddle themselves with student debt
Should you pay off student debt early or invest for the future?
Andrew Oxlade Fidelity International - 16 Feb 2026
Investing in emerging markets – three fund picks
Fund ideas from the Select 50
Andrew Oxlade Fidelity International - 21 Jan 2026
8 steps to ‘permanently’ fix your finances
Our quick-route plan for time-poor people
Andrew Oxlade Fidelity International - 08 Jan 2026
Can I invest in cryptocurrency through my daughter's Junior ISA?
Out latest update on holding crypto in ISAs
Andrew Oxlade Fidelity International - 31 Dec 2025
The surprise winner in fund best sellers of 2010, 2015 and 2020
Our insight into best-selling funds across three market cycles.
Andrew Oxlade Fidelity International - 29 Dec 2025
Mortgage, ISA or pension? What most people get wrong
Should you overpay your mortgage, invest in an ISA or pay more into your pension?
Andrew Oxlade Fidelity International - 22 Dec 2025
Peak salary age is 47: are you prepared?
A ‘CHILL’ late career may boost your position
Andrew Oxlade Fidelity International - 14 Nov 2025
What’s the right number of funds to hold?
Our four-question sanity check
Andrew Oxlade Fidelity International - 27 Jun 2025
Could this ‘CHILL’ hack slice £80k from your pension target?
The simple way to improve your retirement savings scenarios
Andrew Oxlade Fidelity International - 19 Jul 2024
Retire early? Forget ‘FIRE’ and follow ‘CHILL’
Financial independence at all costs may not be worth it
Andrew Oxlade Fidelity International - 16 May 2024
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