Upstart Holdings Inc Ordinary Shares (UPST)

Industry Credit Services

This stock can be held in an Investment ISA and an Investment Account

Sell

$46.31

Buy

$46.49

arrow-down$-1.86 (-3.96%)

Prices updated at 17 Dec 2025, 14:11 EST

Prices minimum 15 mins delay

Prices in USD

NASDAQ

-1.81%

NASDAQ

Important documents: Please ensure that you have read the Pre-sale Illustrations document & Doing Business with Fidelity document (incorporating the Fidelity Client Terms) and

Our Investment Fees and Charges.

Income statement

Year chevron-l-regular chevron-r-regular	2023	2024
	508m	629m
	-	-
	-	-
	-	-
	-240m	-129m
	-	-
Sales, General and administrative	490m	556m
Interest expenses	40m	48m
Provision for income taxes	107,000	185,000
Operating expenses	-	-
Income before taxes	-240m	-128m
Net income available to common shareholders	-240m	-129m
	-2.87	-1.44
Net interest income	129m	138m
Advertising and promotion	-	-
Net investment income, net	-	-
Realised capital gains (losses), net	-	-
Total benefits, claims and expenses	-	-
Earnings per share (diluted)	-2.87	-1.44
Free cash flow per share	-3.4464	1.0779
Book value/share	7.4222	6.3714
Debt equity ratio	1.125952	1.984847

Balance sheet

Year chevron-l-regular chevron-r-regular	2023	2024
Current assets	-	-
Current liabilities	-	-
Total capital	1,288m	1,840m
Total debt	1,103m	1,452m
Total equity	635m	633m
Total non current liabilities	-	-
Loans	653m	1,207m
Total assets	2,017m	2,367m
Total liabilities	-	-
Cash and cash equivalents	377m	794m
Common stock	86m	93m

Cash flow

Year chevron-l-regular chevron-r-regular	2023	2024
Cash at beginning of period	532m	468m
Cash dividends paid	-	-
	-173m	176m
Investments (gains) losses	-118m	-238m
	468m	976m
Net income	-	-
	-160m	186m
	-12m	-10m

The figures shown in the tables are quoted in the currency of the stock selected.

Please note that past performance is not a reliable indicator of future returns. Please use the interactive graph for benchmark comparison.

Important Information

Investment values, and income from investments, can go down as well as up, so you may get back less than you invest. This is not a personal recommendation for a specific investment. If you're not sure which investments are suitable for you, consult Fidelity's advisers or another authorised financial adviser. The information contained herein: is proprietary to Morningstar and/or its content providers; may not be copied or distributed; and is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.