United Bankshares Inc (UBSI)

Industry Banks - Regional

This stock can be held in an Investment ISA and an Investment Account

Sell

$39.93

Buy

$39.94

arrow-down$-0.14 (-0.35%)

Prices updated at 19 Dec 2025, 23:07 EST

Prices minimum 15 mins delay

Prices in USD

United Bankshares Inc is a bank holding company. It offers commercial, retail and community banking services and products. The company operates in two segments namely Community banking and Mortgage Banking.

NASDAQ

1.31%

NASDAQ

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Income statement

Year chevron-l-regular chevron-r-regular	2023	2024
	1,047m	1,030m
	-	-
	-	-
	-	-
	366m	373m
	-	-
Sales, General and administrative	310m	308m
Interest expenses	481m	591m
Provision for income taxes	97m	92m
Operating expenses	-	-
Income before taxes	464m	465m
Net income available to common shareholders	366m	373m
	2.72	2.76
Net interest income	920m	911m
Advertising and promotion	-	-
Net investment income, net	-	-
Realised capital gains (losses), net	-	-
Total benefits, claims and expenses	-	-
Earnings per share (diluted)	2.71	2.75
Free cash flow per share	2.9409	3.4
Book value/share	34.4491	36.7044
Debt equity ratio	0.394444	0.125608

Balance sheet

Year chevron-l-regular chevron-r-regular	2023	2024
Current assets	-	-
Current liabilities	-	-
Total capital	6,560m	5,534m
Total debt	1,882m	627m
Total equity	4,771m	4,993m
Total non current liabilities	-	-
Loans	1,789m	540m
Total assets	29,926m	30,024m
Total liabilities	-	-
Cash and cash equivalents	1,598m	2,291m
Common stock	135m	135m

Cash flow

Year chevron-l-regular chevron-r-regular	2023	2024
Cash at beginning of period	1,177m	1,599m
Cash dividends paid	-195m	-201m
	424m	433m
Investments (gains) losses	39m	571m
	1,599m	2,292m
Net income	-	-
	435m	445m
	-12m	-12m

The figures shown in the tables are quoted in the currency of the stock selected.

Please note that past performance is not a reliable indicator of future returns. Please use the interactive graph for benchmark comparison.

Important Information

Investment values, and income from investments, can go down as well as up, so you may get back less than you invest. This is not a personal recommendation for a specific investment. If you're not sure which investments are suitable for you, consult Fidelity's advisers or another authorised financial adviser. The information contained herein: is proprietary to Morningstar and/or its content providers; may not be copied or distributed; and is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.