United Community Banks Inc (UCB)

Industry Banks - Regional

This stock can be held in an Investment ISA and an Investment Account

Sell

$23.14

Buy

$34.50

arrow-up$0.14 (+0.44%)

Prices updated at 15 Dec 2025, 22:58 EST

Prices minimum 15 mins delay

Prices in USD

United Community Banks Inc is a financial services provider. The company functions through the Union Community Bank, which provides retail and corporate banking services, including checking, savings, and time deposit accounts.

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Income statement

Year chevron-l-regular chevron-r-regular	2023	2024
	872m	930m
	-	-
	-	-
	-	-
	188m	252m
	-	-
Sales, General and administrative	355m	370m
Interest expenses	419m	550m
Provision for income taxes	45m	71m
Operating expenses	-	-
Income before taxes	233m	323m
Net income available to common shareholders	181m	245m
	1.54	2.04
Net interest income	818m	827m
Advertising and promotion	-	-
Net investment income, net	-	-
Realised capital gains (losses), net	-	-
Total benefits, claims and expenses	-	-
Earnings per share (diluted)	1.54	2.04
Free cash flow per share	2.5802	1.4072
Book value/share	25.9939	27.8008
Debt equity ratio	0.102363	0.076006

Balance sheet

Year chevron-l-regular chevron-r-regular	2023	2024
Current assets	-	-
Current liabilities	-	-
Total capital	3,586m	3,686m
Total debt	325m	254m
Total equity	3,262m	3,432m
Total non current liabilities	-	-
Loans	325m	254m
Total assets	27,297m	27,720m
Total liabilities	-	-
Cash and cash equivalents	1,004m	520m
Common stock	119m	119m

Cash flow

Year chevron-l-regular chevron-r-regular	2023	2024
Cash at beginning of period	647m	1,004m
Cash dividends paid	-112m	-119m
	221m	303m
Investments (gains) losses	-163m	-991m
	1,004m	520m
Net income	-	-
	294m	350m
	-72m	-47m

The figures shown in the tables are quoted in the currency of the stock selected.

Please note that past performance is not a reliable indicator of future returns. Please use the interactive graph for benchmark comparison.

Important Information

Investment values, and income from investments, can go down as well as up, so you may get back less than you invest. This is not a personal recommendation for a specific investment. If you're not sure which investments are suitable for you, consult Fidelity's advisers or another authorised financial adviser. The information contained herein: is proprietary to Morningstar and/or its content providers; may not be copied or distributed; and is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.