Synchrony Financial (SYF)

Industry Credit Services

This stock can be held in an Investment ISA and an Investment Account

Sell

$83.00

Buy

$86.52

arrow-down$-1.44 (-1.68%)

Prices updated at 13 Dec 2025, 00:58 EST

Prices minimum 15 mins delay

Prices in USD

Synchrony Financial provides consumer financial products services to the diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers.

S&P 500

-1.07%

NYSE

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Our Investment Fees and Charges.

Income statement

Year chevron-l-regular chevron-r-regular	2023	2024
	13,627m	16,125m
	-	-
	-	-
	-	-
	2,238m	3,499m
	-	-
Sales, General and administrative	2,411m	2,353m
Interest expenses	3,711m	4,634m
Provision for income taxes	666m	1,054m
Operating expenses	-	-
Income before taxes	2,904m	4,553m
Net income available to common shareholders	2,196m	3,427m
	5.21	8.64
Net interest income	16,999m	18,011m
Advertising and promotion	-	-
Net investment income, net	-	-
Realised capital gains (losses), net	-	-
Total benefits, claims and expenses	-	-
Earnings per share (diluted)	5.19	8.55
Free cash flow per share	18.8022	24.2018
Book value/share	32.0319	38.0105
Debt equity ratio	1.213608	1.006772

Balance sheet

Year chevron-l-regular chevron-r-regular	2023	2024
Current assets	-	-
Current liabilities	-	-
Total capital	29,885m	32,042m
Total debt	15,982m	15,462m
Total equity	13,903m	16,580m
Total non current liabilities	-	-
Loans	15,982m	15,462m
Total assets	117,479m	119,463m
Total liabilities	-	-
Cash and cash equivalents	14,259m	14,711m
Common stock	407m	388m

Cash flow

Year chevron-l-regular chevron-r-regular	2023	2024
Cash at beginning of period	10,430m	14,421m
Cash dividends paid	-448m	-470m
	8,593m	9,848m
Investments (gains) losses	-14,234m	-8,903m
	14,421m	14,755m
Net income	-	-
	8,593m	9,848m
	-	-

The figures shown in the tables are quoted in the currency of the stock selected.

Please note that past performance is not a reliable indicator of future returns. Please use the interactive graph for benchmark comparison.

Important Information

Investment values, and income from investments, can go down as well as up, so you may get back less than you invest. This is not a personal recommendation for a specific investment. If you're not sure which investments are suitable for you, consult Fidelity's advisers or another authorised financial adviser. The information contained herein: is proprietary to Morningstar and/or its content providers; may not be copied or distributed; and is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.